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Investment property lenders in Vermont

Browse 126 lenders who fund investment property in Vermont as of November 15, 2026. Compare DSCR, hard money, fix-and-flip and portfolio options, with NMLS numbers, specialties and markets served.

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  • LendingOne

    NMLS #1508627

    19 forum posts

    • Hard/Private/Non-QM
    • Bridge Loan
    • DSCR (long-term rental)
    • DSCR (short-term rental)
    • +3 more

    LendingOne is one of the nation's largest lenders for real estate investors. Our industry leading pricing, leverage and transparency results in thousands of repeat customers a year. We have been a BiggerPockets premium partner for 10 years and the BP community comes first. Our products: 30 Yr DSCR Rental, Fix/Flip, New Construction and SFR Portfolio loans. Top Private Lender on Trustpilot: Over 4.5 Rating w/ over 200 verified reviews. https://www.trustpilot.com/review/lendingone.com Featured On The Market Podcast: Episode 72 https://www.biggerpockets.com/blog/on-the-market-72

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  • CapSource LLC

    No NMLS on file

    5.0 (1) · BiggerPockets reviews440 forum posts

    • Hard/Private/Non-QM
    • Bridge Loan
    • DSCR (long-term rental)
    • DSCR (short-term rental)
    • +4 more

    CapSource offers a broad array of lending solutions to facilitate your investment journey, no matter your level of experience. Whether you're aiming to acquire a property for renovation or to generate consistent income from rental units, CapSource is your reliable partner. What distinguishes us is our consultative and coaching approach. We're not merely lenders we're mentors, collaborating closely with you to devise a financial strategy tailored to your unique needs. Seize the opportunity to experience personalized finance today with CapSource, and allow us to guide you towards success. Your next project awaits, and we're excited to embark on this journey with you.

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  • Cardinal Financial - David Ross

    NMLS #66247

    32 forum posts

    • Conventional & Gov.
    • Hard/Private/Non-QM
    • Conventional Loan
    • Conventional Rental Loan
    • DSCR (long-term rental)
    • +4 more

    I don't just send investors an interest rate and a loan quote. My custom Loan Advisor presentation is part education, part transparency, helping you compare financing options side by side and understand the numbers before making a decision. I walk you through down payment options, interest rates, closing costs, monthly payments, and how the overall cost of a loan can change with different financing structures. It's a visual, easy-to-follow presentation where we can review actual scenarios, answer questions, and identify the financing options that make the most sense for your goals. With over 24 years of mortgage lending experience, I take a hands-on approach to helping investors understand their financing options and navigate the lending process with confidence. Whether you're purchasing your first investment property, expanding your portfolio, refinancing, or accessing equity, I bring the experience and resources to help you achieve your financing goals. My team and I have earned national recognition, including multiple Top 1% Loan Originator honors from Mortgage Executive Magazine and Scotsman Guide. I work directly with my clients, supported by an experienced team that helps keep the lending process running smoothly from application through closing. We combine competitive financing, personalized service, and experienced guidance to deliver consistent results. We provide financing nationwide, specializing in Conventional, DSCR, FHA, VA, refinance, and cash-out loans. I aim to be more than just a lender for one transaction. My goal is to build lasting relationships and become a trusted lending resource you can turn to as your real estate investments grow. If you're considering a property or evaluating financing options, I'd welcome the opportunity to walk you through the numbers and show you what we can offer. **Important DSCR Loan Requirements:** Minimum loan amount is $150,000 for financing up to 80% loan-to-value (LTV). Loan amounts between $100,000 and $149,999 are limited to 70% LTV or lower (at least 30% down payment or equity). DSCR loans below $100,000 are not available.

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  • Easy Street Capital.

    NMLS #2167568

    • Hard/Private/Non-QM
    • Bridge Loan
    • DSCR (long-term rental)
    • DSCR (short-term rental)
    • +4 more

    Easy Street Capital, LLC is the ideal lender for fix & flip investment properties, ground-up construction projects, and rentals. Defined by an experienced team and innovative loan programs, Easy Street Capital, LLC is the ideal financing partner for real estate investors of all experience levels and specialties.

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  • Kiavi

    No NMLS on file

    • Hard/Private/Non-QM
    • Bridge Loan
    • DSCR (long-term rental)
    • DSCR (short-term rental)
    • +4 more

    With more than $30+ billion in funded loans, Kiavi is one of the nation's largest private lenders to residential real estate investors. Kiavi harnesses the power of data & technology to offer REIs a simpler, more reliable, and faster way to access the capital they need to scale their businesses. With a wide range of bridge and rental funding options to choose from, Kiavi’s 24/7 pricing calculator and team of experts can create a personalized solution for your investment strategy. You get reliable, robust capital designed for the way you do business today...and tomorrow.

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  • HomeAbroad Loans

    NMLS #2625701

    • Hard/Private/Non-QM
    • Bridge Loan
    • DSCR (long-term rental)
    • DSCR (short-term rental)
    • +4 more

    HomeAbroad is a one-stop PropTech and FinTech platform that unlocks US real estate investment for global investors, offering specialized mortgage solutions without needing US credit history or residency, an AI-driven investment property search engine, local investor-friendly real estate agents, and end-to-end support (LLC formation, U.S. bank accounts, property management connections).

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  • Harpoon Capital

    No NMLS on file

    5335 forum posts

    • Hard/Private/Non-QM
    • DSCR (long-term rental)
    • DSCR (short-term rental)
    • Refinance (investment)

    Harpoon Capital is currently a mortgage brokerage focusing on business-purpose loans only, with an emphasis on "DSCR Loans" -- the emerging top financing tool for residential real estate investors, from single family rentals, to small multifamily properties to short term rentals (i.e. airbnbs). Whether you are a real estate investing whale with 50+ properties or a relative minnow just starting out, our information is here to help you navigate the voyage to financial freedom through real estate investing.

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  • Futures Funding Inc.

    No NMLS on file

    19 forum posts

    • Hard/Private/Non-QM
    • Balance Sheet Loan
    • Bridge Loan
    • DSCR (long-term rental)
    • +7 more

    Futures Funding Inc. helps real estate investors fund fix-and-flips, rentals, and new construction with hard money and DSCR loans built for speed. We're a brokerage, not a single lender, which means one application gets your deal in front of multiple capital sources competing for your business. Whether you're flipping your first property or scaling a portfolio, we structure financing around the deal: purchase + rehab, cash-out refis, bridge-to-DSCR, and ground-up. Straight answers (if the deal doesn't work we will tell you, not string you along an shop), and fast closings.

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All 126 lenders funding investment property in Vermont

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  • 7e investments

    NMLS #2435077

    5.0 (3) · BiggerPockets reviews21882 forum posts

    • Hard/Private/Non-QM
    • Balance Sheet Loan
    • Bridge Loan
    • Fix & Flip
    • +2 more

    7e Investments is a Virginia-based private real estate investment firm. We specialize in “fixing and flipping” residential mortgage notes that are secured by single family homes throughout the US. We currently have raised over $30M for our Regulation A+ and Regulation D offering open to both accredited and non-accredited investors.

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  • LuxePrivate Investments LLC

    NMLS #2663660

    5.0 (11) · BiggerPockets reviews7047 forum posts

    • Hard/Private/Non-QM
    • Bridge Loan
    • DSCR (long-term rental)
    • DSCR (short-term rental)
    • +5 more

    We are an investor focused mortgage broker that specializes in Business Purpose, DSCR, Hard Money, Private Money, and Commercial Financing. Our expertise includes 1-4 unit long-term and short-term rentals, 5 unit + commercial properties, and fix & flips. We work with nationwide lenders that offer 7 day closing times.

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  • Private Mortgage Financing Partners, LLC

    No NMLS on file

    6932 forum posts

    • Hard/Private/Non-QM
    • Bridge Loan
    • Foreign National Loan
    • Refinance (investment)

    We are a nationwide private hard money lender for commercial real estate. Our current interest rates are 13 - 13.5% with 3 - 4 points at closing. Our loans are written for either 12 months or 24 months. Our forte is loans that don’t qualify for conventional or institutional financing. Most of our loans are through independent mortgage brokers or financial intermediaries, that typically charge borrowers 1-3 points. To submit a loan request go to www.pmfpartners.com and click on “APPLY NOW”. Fill out the loan request form, and upload any supporting documents. TYPES OF PROPERTIES * WAREHOUSE • RETAIL • SPECIAL PURPOSE • INDUSTRIAL • APARTMENT COMPLEXES • RESIDENTIAL INVESTMENT PROPERTIES • OFFICE BUILDINGS • HOTELS • MOBILE HOME PARKS LENDING PARAMETERS * ONE - TWO YEARS, INTEREST ONLY * 48 HOUR – 2 WEEK CLOSING * NO CREDIT CHECK * MINIMAL DOCUMENTATION * BROKERS PROTECTED * 13% INTEREST + 3 - 4 POINTS * TRUE DIRECT HARD MONEY LENDER * LOAN SIZE $700K - $5 MM * UP TO 65% LTV

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  • BUILT-LENDING

    NMLS #391784

    2313 forum posts

    • Hard/Private/Non-QM
    • Balance Sheet Loan
    • Bridge Loan
    • DSCR (long-term rental)
    • +7 more

    Looking for Reliable Real Estate Financing? Work with Joseph V. Scorese, a Nationwide Direct Private Lender focused on speed, transparency, and execution. I help real estate investors secure capital that aligns with their strategy—not just the deal. 🏡 Loan Programs Offered • Rental Loans (1–4 Family) • Fix & Flip Loans • Fix-to-Rent Loans • Portfolio / Blanket Rental Loans • Multi-Family Bridge Loans • 5+ Unit Multi-Family & Mixed-Use • New Construction Loans • Short-Term Rental Loans • DSCR & Bank Statement Loans Let’s talk strategy and structure your next deal for success—from acquisition through exit. 📞 Call/Text: 215-290-5108 📧 Email: [email protected]

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  • ProAlpha Capital

    NMLS #2702926

    2101 forum posts

    • Hard/Private/Non-QM
    • Balance Sheet Loan
    • Bridge Loan
    • DSCR (long-term rental)
    • +7 more

    We provide fast, reliable private lending solutions for real estate investors, specializing in Hard Money, DSCR, and Ground-Up Construction loans. We also offer a full range of conventional, QM, and government-backed mortgage products throughout New England and Florida.

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  • Helm Mortgage Corp.

    NMLS #2448506

    5.0 (1) · BiggerPockets reviews1637 forum posts

    • Conventional & Gov.
    • Hard/Private/Non-QM
    • Conventional Loan
    • Conventional Rental Loan
    • DSCR (long-term rental)
    • +5 more

    At Helm Mortgage Corp., we treat every customer as an individual, not just a number. As a veteran-owned, father-and-son-operated mortgage company with over 40 years of experience, we've proudly helped thousands of clients with their real estate financing needs. We work with a diverse network of top-rated lenders to offer competitive rates and exceptional service, ensuring that your home financing experience is both pleasant and personal. With access to over 100 investors, we’re able to secure the best deals available, including the most favorable interest rates on a wide variety of loan programs: Conventional, FHA, VA, DSCR, and Non-QM. Whether you need full documentation, no documentation, financing for non-owner-occupied properties (investment), or multi-family homes, we’ve got you covered! Reach out to us, and you'll see why so many clients return to Helm Mortgage. From your first home purchase to your tenth investment property, we're your one-stop shop for all real estate investment financing needs!

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  • Belsky Mortgage, LLC

    No NMLS on file

    5.0 (1) · BiggerPockets reviews1274 forum posts

    • Hard/Private/Non-QM
    • Balance Sheet Loan
    • Bridge Loan
    • DSCR (long-term rental)
    • +6 more

    Belsky Mortgage, LLC is an investment and commercial mortgage broker serving real estate investors nationwide in all 50 states. Founded by Nick Belsky, we arrange business-purpose financing for Fix & Flip, DSCR rental loans, New Construction and land development, bridge loans, and Commercial properties including multifamily, mixed-use, retail and office. Our capital partners include private money lenders, high-net-worth family offices, syndications, funds and institutional lenders. Through those partners we also arrange Agency Multifamily (Fannie Mae and Freddie Mac), SBA, and HUD commercial loans. We shop each deal across that network and present competing offers side by side, so you can compare real options without spending your time hunting for lenders. We do that for you. Our focus is getting investors’ deals closed, whether you’re our client directly or we’re co-brokering with your broker. “A” paper borrowers, or deals the banks said “no” to: call or text Nick at (817) 505-5812, or start a Quick App at belskymortgage.com.

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  • Brittany Minocchi - Barrett Financial Group, LLC

    NMLS #181106

    1015 forum posts

    • Conventional & Gov.
    • Hard/Private/Non-QM
    • Bridge Loan
    • Conventional Loan
    • Conventional Rental Loan
    • +11 more

    Hello! I am an investor and mortgage broker with access to over 160 lenders, offering a wide range of loan options. I work with individuals looking to purchase a primary home, second home or investment property. I specialize in traditional conventional financing as well as non-QM options like DSCR, bank statement and fix-and-flip (or hold) loans. Many investors that I work with take advantage of the NO SEASONING cash out refinance option for their recently rehabbed properties (BRRRR investors - I'm looking at you!). **$75,000 minimum loan amount up to 80% LTV for 1-4 unit properties.

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  • Host Financial

    No NMLS on file

    796 forum posts

    • Hard/Private/Non-QM
    • Bridge Loan
    • DSCR (long-term rental)
    • DSCR (short-term rental)
    • +5 more

    We’re a company built by hustlers, just like you. We’ve experienced first-hand how frustrating it can be to secure financing for short-term vacation rentals when traditional lenders just don’t get it. That's why we founded Host Financial. Our team of real estate investors spotted a gap in the system, and knew exactly how to solve it. Are you ready to expand your real estate empire with investor-friendly short-term & long-term rental financing?

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  • Host Financial

    No NMLS on file

    796 forum posts

    • Hard/Private/Non-QM
    • Bridge Loan
    • DSCR (long-term rental)
    • DSCR (short-term rental)
    • +5 more

    We’re a company built by hustlers, just like you. We’ve experienced first-hand how frustrating it can be to secure financing for short-term vacation rentals when traditional lenders just don’t get it. That's why we founded Host Financial. Our team of real estate investors spotted a gap in the system, and knew exactly how to solve it. Are you ready to expand your real estate empire with investor-friendly short-term & long-term rental financing?

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Investment property loan types in Vermont

  • DSCR loans

    Qualify on the property's rental income rather than your own. Common for buy-and-hold investors with several properties or self-employed income.

  • Hard money

    Short-term, asset-backed, funded in days rather than weeks. Used for flips and deals that cannot wait for conventional underwriting.

  • Fix-and-flip loans

    Purchase plus rehab in one facility, drawn in stages as the work is signed off.

  • Portfolio loans

    One lender holds the loan rather than selling it on, so terms can bend to an investor's situation.

How to find a lender in Vermont

  • Use the BiggerPockets Lender Finder to match with lenders who fund the kind of deal you are doing in Vermont

  • Ask in the BiggerPockets forums, where investors name the lenders they have actually closed with

  • Check the NMLS number on any lender before you share financial details

  • Attend a local Vermont meetup and ask who other investors use

Investment property financing, explained

What kinds of investment loans do Vermont lenders on BiggerPockets offer?

126 lenders serve Vermont as of November 15, 2026. 121 offer hard money, private or non-QM loans, which covers DSCR, fix-and-flip and bridge financing, and 66 offer conventional and government-backed loans. Each profile shows the loan types a lender makes and reviews from BiggerPockets members.

How do I check a lender is licensed in Vermont?

Search the lender’s name or NMLS ID on NMLS Consumer Access to see whether they’re licensed or registered in Vermont. Some private lenders making business-purpose loans don’t need an NMLS license. For those, check Vermont’s business registry or ask the lender what licensing applies to them.

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