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Investor-friendly Lenders in North Carolina

35 investor-friendly Lenders found in North Carolina as of December 11, 2024

  • business profile image

    brrrr.com

    Hard/Private/Non-QM

    4.7 stars
    29 Reviews
    1 forum post

    Hard/Private/Non-QM

    A leading nationwide, private money lender and Third-Party Originator of business purpose loans (BPLs) with >$350M of cumulative originations and best-in-class product knowledge and service, driving borrower satisfaction, loyalty, and referrals. When we started this company, we knew that we wanted to focus on education, building relationships, and helping investors toward financial freedom. So that is exactly what we did. When our founders joined forces, each brought unique and valuable ... view more
  • business profile image

    NMLS # 1933377

    Total Quality Lending

    Conventional & Gov.

    Hard/Private/Non-QM

    4.8 stars
    306 Reviews

    Conventional & Gov.

    Hard/Private/Non-QM

    Low Rates, Direct Lender with 15-day Close Guarantee, No Broker or Origination fees & A No Lender Fee Refi Program. We will connect you with all our Investor resources. We will get you the best terms available first & not steer you in the costliest option 1st since we have access to all Traditional & Non-Traditional Loan Products. You don't need to go multiple lenders to scale your portfolio as we do it all! Minimum Loan amounts of 100k. Our whole team not only has a big background with ... view more
  • business profile image

    NMLS # 2117164

    Best Lending Co

    Hard/Private/Non-QM

    5.0 stars
    25 Reviews
    263 forum posts

    Hard/Private/Non-QM

    BEST Lending Co. was birthed from the irritations spoken by so much of the industry. Hard money or Private money lending for real estate investment property has undergone massive changes in the last decade, but most private lenders aren’t keeping up. Having experienced those changes first hand, the founder of BEST Lending Co created this company to bridge the gap between the veteran boots on the ground and the overly complicated financing currently available for real estate investors. view more
  • business profile image

    F2 Finance

    Hard/Private/Non-QM

    63 forum posts

    Hard/Private/Non-QM

    F2 Finance is a direct private lender based in California. We provide fast and flexible short-term bridging and fix & flip finance. We're focused on lending in: Alabama, California, Colorado, Florida, Georgia, Maryland, Massachusetts, Mississippi, North Carolina, Rhode Island, Tennessee, Texas, Virginia, Washington, and Washington DC. We are a balance sheet lender, meaning we use our own funds and make all lending decisions in-house. We are independent of Wall Street capital and do no... view more
  • business profile image

    Above PAR Capital

    Hard/Private/Non-QM

    5 forum posts

    Hard/Private/Non-QM

    Base Requirements: - 700+ Credit - $200,000 As-Is Minimum Specializes in being a proven scaling mechanism for Real Estate Investors Nationwide. Wrapped-Interest Payments, Up to 90% LTV & Advanced Draws Available. At Above PAR Capital, our true investment is our clients. We cover Fix & Flips, Long-Term Holds, Ground-Up Construction, & Bridge Loans on almost anything Residential 1-4 Units. With our leverage-driven model, creative loan structuring, & dedicated team of experts - we’re... view more
  • business profile image

    NMLS # 2482717

    Backflip

    Hard/Private/Non-QM

    4.3 stars
    15 Reviews
    41 forum posts

    Hard/Private/Non-QM

    Real estate investors choose Backflip for our flexible capital, user-friendly deal analysis app, and supportive community. With our free app, you can access up-to-date comps, calculate ARV, input costs, and estimate ROI using our profit calculator. Our tech-driven loan process saves you time, while our dedicated team works directly with you to ensure success and smooth transactions. Join our growing community of real estate professionals who support each other's achievements. With the Ba... view more
  • business profile image

    NMLS # 367411

    Park Place Finance, LLC

    Hard/Private/Non-QM

    4.8 stars
    303 Reviews

    Hard/Private/Non-QM

    Park Place Finance is a nationwide direct private lender specializing in Fix and Flip, Bridge, DSCR, and Ground Up Construction loans. We offer same-day approvals and close in an average of 3-5 days, helping real estate investors secure funding quickly and efficiently. Borrowers benefit from competitive rates based on property location, experience, and credit. With a national reach, we provide endless opportunities to grow your portfolio. Over $1 Billion in funded loans Trusted by thou... view more
  • business profile image

    NMLS # 1990118

    LendSimpli

    Hard/Private/Non-QM

    4.6 stars
    75 Reviews
    22 forum posts

    Hard/Private/Non-QM

    LendSimpli is a nationwide, direct private lender headquartered in Tampa, FL. With a laser focus on DSCR Loans, LendSimpli's experienced team prides itself on its competitive programs, clear and transparent communication whilst working with new and experienced investors - helping them to achieve financial freedom. LendSimpli's DSCR program is defined by several factors - minimum asset value of $100,000, minimum loan amount of $75,000. Property cannot be rural and must have sales and rental... view more
  • business profile image

    NMLS # 133519

    theLender

    Hard/Private/Non-QM

    4.8 stars
    798 Reviews
    5 forum posts

    Hard/Private/Non-QM

    Not just any lender, theLender! We've earned and maintained a 4.8 Customer Satisfaction Rating, with over 700 reviews from past clients. Our focus is INVESTMENT PROPERTY financing and we've funded over $7.5B in loan volume, while helping over 30,000 customers build their portfolio! At theLender, we understand that not everyone fits into the same financial mold. That’s why we’ve created unique loan products tailored specifically for Short Term Rental investors. As a consumer direct le... view more
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    Beltway Lending

    Hard/Private/Non-QM

    5.0 stars
    126 Reviews
    69 forum posts

    Hard/Private/Non-QM

    Beltway Lending is a highly specialized “refi shop” for real estate investors, that was also founded by seasoned real estate investors. Our first hand industry knowledge and experience allows us to more quickly understand your goals and financial strengths. Beltway’s team & process are second to none, and our reviews prove it. Having processed over $100 Million in Loans last year, we’ve maintained a perfect 5 star rating. Our highly responsive, dedicated team of specialists is commit... view more
Showing 1 - 10 of 35

Find a Lender in North Carolina


To choose a lender that aligns with your investing goals, start by asking the right questions about their experience with real estate investors and their flexibility in loan terms. When speaking with a potential lender, ask about their familiarity with investment-specific loan products, such as portfolio loans, bridge loans, or cash-out refinancing options, and how often they work with investors in your target market. Understanding the lender's typical loan-to-value (LTV) ratios and whether they offer specialized financing—like quick approvals for competitive markets—can reveal how well their services support quick, strategic property purchases.

In addition to loan features, inquire about fees, interest rates, and their approach to managing multiple property loans. For example, ask if they provide discounts on financing for investors with multiple properties or if they offer customizable loan packages based on your long-term goals. A lender who is open to building a relationship and adjusting terms to your needs is often a better fit for a growing investment portfolio. Finally, get recommendations from local real estate investment groups, which can provide insights into which lenders in your area have a strong track record with investors. And remember there is no one size fits all lender, you will want to find the right one for your investing needs.