Best North Carolina Mortgage Lenders
Browse 32 top-rated mortgage lenders in North Carolina as of September 3, 2025. See lender reviews, ratings, and investment specialties.
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NMLS # 329451
Hard/Private/Non-QM
If you’re an investor looking for creative, flexible financing solutions that work for your specific situation, you need a lender who understands Non-QM lending inside and out. Let’s connect and discuss how I can help you secure the funding you need to grow your portfolio. What Sets Us Apart? ✅ The Industry Leader in Non-QM Lending CrossCountry Mortgage (CCM) is the largest retail mortgage lender in the Non-QM space—closing more Non-QM loans than any other lender. ✅ Better Pricing &... view more -
Hard/Private/Non-QM
NO Tax Returns, NO Paystubs, NO hard credit pulls, 650 minimum FICO - We are FULL TIME Fix and Flip investors who provide Hard Money and Private Money loans and guidance for other flippers. Once you are in our system, we are family. Let's blow this up together! view more -
NMLS # 217229
Ameritrust Mortgage Corporation
Hard/Private/Non-QM
Hard/Private/Non-QM
At Ameritrust Mortgage Corporation, we specialize in Non-QM lending solutions tailored for real estate investors and self-employed borrowers. As a direct mortgage lender, we provide flexible financing options that go beyond traditional guidelines, empowering borrowers who may not fit the conventional loan mold. Our Non-QM programs include DSCR loans for real estate investors, bank statement loans for self-employed professionals, and an entire range of Alt-Doc solutions. Whether you're expa... view more -
NMLS # 1799947
Conventional & Gov.
Hard/Private/Non-QM
As seen in Forbes and Money. Access the same loans the property tycoons use. Pain-free investment property loans for all kinds of situations, so you can watch that rent roll in. Tailored investor application - apply in less than 10 minutes. Fast, stress-free closing. view more -
Hard/Private/Non-QM
Insula Capital Group is a leading private lender and real estate investment company. Our loans are underwritten in-house, tailor-made to fit each of our clients individual needs. Lightning fast funding and an easy application, inspection, and closing process. Approvals are issued within 24-hours and most of our loans fund in 5 days or less. view more -
Hard/Private/Non-QM
I've manage to broker over 350 DSCR/hard money loans in just my first few years of being in the industry. I keep a thin team, which consists of just one assistant. This allows me to keep costs down for borrowers. I've been featured on several podcast and written about by journalist for hitting nearly $60 million in volume in just my first 36 months. My number one focus has always been the lowest rates, which I've been able to produce time and time again, causing many repeat clients to c... view more -
NMLS # 2625701
Hard/Private/Non-QM
HomeAbroad is a one-stop PropTech and FinTech platform that unlocks US real estate investment for global investors, offering specialized mortgage solutions without needing US credit history or residency, an AI-driven investment property search engine, local investor-friendly real estate agents, and end-to-end support (LLC formation, U.S. bank accounts, property management connections). view more -
Welcome to Your Private Lending Partner At our core, we’re a Veteran-Owned and operated private lending firm based in Fayetteville, GA — built by seasoned professionals in real estate and finance who understand what it takes to move deals forward quickly, smoothly, and successfully. We specialize in working with retail investors and independent loan brokers, offering fast, flexible, and transparent financing solutions designed to help you close more deals and scale your portfolio with con... view more
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NMLS # 898795
Hard/Private/Non-QM
Dominion Financial Services is a full-service lender for residential real estate financing with a full suite of competitive products including: 30-Year DSCR Rental Loans, Fix & Flip, Ground-Up Construction, & Multifamily Bridge. Founded in 2002, we are a privately owned firm known for our speed, service, and reliability. At Dominion Financial Services, we understand your business. We are real estate investors, too. In fact, we own a portfolio of over 780 properties and have dealt with the ... view more -
Hard/Private/Non-QM
Sims Ventures – Your Trusted Private Lender for Fix & Flips, Ground-Up Construction & Cash-Out Refinancing With 15 years of real estate expertise, we continue to provide fast, reliable capital to investors and builders who need flexible financing to maximize opportunities—when traditional lenders say "no," we say "go." We Specialize In: ✅ Fix & Flip Loans – Quick closings, competitive rates, and terms designed for your rehab strategy. ✅ Ground-Up Construction Financing – From purchasi... view more
North Carolina Mortgage Rates Today
How to Find a Lender in North Carolina
To choose a lender that aligns with your investing goals, start by asking the right questions about their experience with real estate investors and their flexibility in loan terms. When speaking with a potential lender, ask about their familiarity with investment-specific loan products, such as portfolio loans, bridge loans, or cash-out refinancing options, and how often they work with investors in your target market. Understanding the lender's typical loan-to-value (LTV) ratios and whether they offer specialized financing—like quick approvals for competitive markets—can reveal how well their services support quick, strategic property purchases.
In addition to loan features, inquire about fees, interest rates, and their approach to managing multiple property loans. For example, ask if they provide discounts on financing for investors with multiple properties or if they offer customizable loan packages based on your long-term goals. A lender who is open to building a relationship and adjusting terms to your needs is often a better fit for a growing investment portfolio. Finally, get recommendations from local real estate investment groups, which can provide insights into which lenders in your area have a strong track record with investors. And remember there is no one size fits all lender, you will want to find the right one for your investing needs.
Testimonials
"Found a lender who was able to offer exactly what I was looking for."
"Beat our local broker by one percent! Thank you BP."
"Easy to use and found a great Lender! Still going through the process but should close this week!"