House Hacking Investing Strategy Forum

First rental property/Intro
House Hacking
Durham, North Carolina
First rental property/Intro

Hey Everyone, My name is Bryan I’m 20, I stay in the triangle area, and currently in the pre-approval process for my first home. I know prices are high right now, especially in Durham, and I’m not going to pretend that makes this easy. But I’d rather start learning and looking now than wait and h...

BiggerPockets logo
BiggerPocketsTime to Refi? Get the Best Loan

Lender Finder helps secure the best loan for your strategy. Easily connect with top investor-friendly lenders now to lock in lowered rates. 🔒

Find a Lender
New to REI (looking to buy my first property in 2027)
House Hacking
Boston, Massachusetts
New to REI (looking to buy my first property in 2027)

Hello BP community! I'm new to real estate investing and hoping to purchase my first property in 2027. I'm currently based in Boston but open to opportunities across MA, NH, ME, CT, and NY. Ideally, I'd love to find a 2–3 unit property where I could live in one unit and rent out the others. I'm s...

First-Time House Hacking in San Diego Using a VA Loan
House Hacking
San Diego, California
First-Time House Hacking in San Diego Using a VA Loan

Hello BP community! I’m thinking about getting started in real estate investing through house hacking, and my wife is fully on board with the idea. We’re looking at San Diego and would ideally like to purchase a triplex or fourplex using a VA loan, live in one unit, and rent out the others. We bo...

Hey everyone! Looking for advice from those who have done something similar.
House Hacking
Detroit, Michigan
Hey everyone! Looking for advice from those who have done something similar.

We purchased our first home in 2020 and are now planning to keep it as a rental while purchasing a duplex to owner-occupy and house hack for at least a year. I’m trying to figure out the best order of operations. How did you handle the transition, navigate city rental requirements, and avoid carr...

House Hacking Philly
House Hacking
Philadelphia, Pennsylvania
House Hacking Philly

Hey everyone, I’m potentially moving out to the Philly area for work. Looking to house hack in the area hopefully within 30-45 mins of the PHL airport. Would appreciate any advice on this market as I’m unfamiliar with the area. Thank you.

House Hacking In Denver vs. Austin
House Hacking
Austin, Texas
House Hacking In Denver vs. Austin

Hi there! My wife and I are considering moving to either Denver or Austin to start our house hacking journey. We are open to STR, MTR, and LTR, and are looking for either a single family, multifamily, or home with an ADU. We'd like to rinse and repeat 3-5 times. I'm looking for opinions on which ...

House hacking vacation home
House Hacking
Boston-Cambridge-Newton Metro
House hacking vacation home

Has anyone house hacked a vacation home? I saw a cute 4 unit in North Conway that looks like it has a great owner occupied situation. We could use the nice unit as our unit, use the other 3 units to float the mortgage/tax/insurance, and add to the 12 units that we already have in NH and VT. The e...

Veteran & first-time buyer house hacking in Augusta, GA with a VA loan: advice?
House Hacking
Augusta, Georgia
Veteran & first-time buyer house hacking in Augusta, GA with a VA loan: advice?

Hi everyone! I'm new to BiggerPockets and new to real estate investing, so I wanted to introduce myself and ask for some advice from people who know the Augusta market. About me: - Veteran, buying my first home with a VA loan (pre-approved) - I live and work in Augusta, with my wife and child - M...

Is a 1bd 1bath duplex even worth it?
House Hacking
Toledo, Ohio
Is a 1bd 1bath duplex even worth it?

I’m new to investing and I want to do it right. I found a small duplex property in northwest Ohio. I ran the numbers and it seems like a great deal on paper. The issue that I have is that it’s a 1 bed 1 bath per unit. Is that even worth looking into in 2026?

Chicago house hackers: what does your 2 flat really cost you to live in?
House Hacking
Chicago, Illinois
Chicago house hackers: what does your 2 flat really cost you to live in?

I'd love to hear real numbers from people who have done this. A lot of first time buyers in Chicago start with a 2 flat. That's how I began as well. For me, number that matters most isn't cash flow. It's what it costs you to live there each month after the other unit's rent comes in. Then put tha...

Veteran & first-time buyer house hacking in Augusta, GA with a VA loan: advice?
House Hacking
Augusta, Georgia
Veteran & first-time buyer house hacking in Augusta, GA with a VA loan: advice?

Hi everyone! I'm new to BiggerPockets and new to real estate investing, so I wanted to introduce myself and ask for some advice from people who know the Augusta market. About me: - Veteran, buying my first home with a VA loan (pre-approved) - I live and work in Augusta, with my wife and child - M...

Where are these numbers from and how do I get there?
House Hacking
Logan, Utah
Where are these numbers from and how do I get there?

https://youtu.be/_lKIUTT_e2Q?is=crruMa_HYEsqB-IQ So I just watched this episode from bigger pockets. They talked about buying a triplex for $400,000. They spoke of it as though it were really easy to do, but I have been looking for months and the absolute LOWEST I’ve found was closer to $475K. Ru...

I’m new to House Hacking but excited to start!
House Hacking
Greensboro, North Carolina
I’m new to House Hacking but excited to start!

Hey Christian here I’m 28 & new to realtor investing. I can’t wait to start but scared at the same time because I only make 42k annually right now. So it feels impossible to start so I wondering if anyone had any ideas or suggestions on where I should possibly look for a multi family home around ...

A Scam Disguised as Real Estate and Immigration Consulting
House Hacking
Rancho Cucamonga, California
A Scam Disguised as Real Estate and Immigration Consulting

The Dark Chain Behind My $30,000 Deposit Chinese homebuyers and immigration applicants in the San Francisco Bay Area—specifically in San Francisco and San Jose—must be wary of a local real estate agent named Peng (909-313-8702). Operating throughout the Bay Area, he targets recent immigrants who ...

0 votes0 Replies
Our friends told us we were nuts.
House Hacking
Manchester, New Hampshire
Our friends told us we were nuts.

We'd just bought the most expensive 2-family in Manchester at the time Honestly, they had a point. It was one of the rougher houses on the market, in a great neighborhood. It barely passed FHA. I sold stocks and pulled together my crypto just to get the down payment. I wasn't a licensed agent yet...

How does the traveling nurses program work here in the Sacramento, CA area?
House Hacking
Sacramento, California
How does the traveling nurses program work here in the Sacramento, CA area?

How does the traveling nurses process work in Sacramento, California? What website do I research? What are the fees? What is the time frame to start? What time of the year is the best time to post for a tenant?

House Hacking questions
House Hacking
Denton, Texas
House Hacking questions

Hi everyone, I'm Pradip. I'm getting started in DFW real estate investing and currently learning the market. My plan is to house hack, buy a primary residence, live in it for a year, then convert it to a rental and repeat the cycle with a new purchase. Looking forward to learning from everyone he...

FHA Pre-Approved for $300K, Looking for Market Advice
House Hacking
New York-Newark-Jersey City Metro
FHA Pre-Approved for $300K, Looking for Market Advice

Hey everyone! I posted here last year about wanting to get into real estate investing through house hacking, and I received some great advice. One of the biggest recommendations was to wait until I received a decision on my disability benefits before moving forward. I took that advice, and I’m ha...

FHA Self Sufficiency
House Hacking
Anchorage, Alaska
FHA Self Sufficiency

A quick update for those who may run into this as a problem, because I deal with this a lot in my area. Just to be clear I'm setting the definition right up front: self-sufficiency measures the appraised rents not the current market rents. In certain regions this is a problem because your apprais...

New investor looking for a mentor in Union, Hudson, or Bergen County, NJ
House Hacking
New York-Newark-Jersey City Metro
New investor looking for a mentor in Union, Hudson, or Bergen County, NJ

Hi everyone, I'm brand new to real estate investing and looking to learn from someone experienced in Union, Hudson, or Bergen County. My goal is to house hack a 2–4 unit property, ideally a triplex or quadplex, in the next few years. I would be a first-time buyer, currently building my savings, a...

Buyer beware "New Construction Destruction"
House Hacking
Buyer beware "New Construction Destruction"

I have to add some clarity from an insiders perspective to help answer this question I get 3 times a week. As a Banker I talk to thousands of home buyers and investors and multiple times a week I get asked this question: "Should I buy New Construction, the Builder is offering a huge price cut or ...

Is House hacking still best option to sell Denver multi family?
House Hacking
Denver, Colorado
Is House hacking still best option to sell Denver multi family?

Hey Denver investors, I'm trying to gauge the active local market. I have an unlisted, historic Victorian 4-plex in the SoBo corridor that I've stabilized at $4,572/month through summer 2027 across 3 units [AWE]. I'm intentionally leaving the 4th unit empty for an immediate house-hacker or turnke...

Advice on Furnished 4BR in Little Rock — MTR, insurance housing, or corporate lease?
House Hacking
Little Rock, Arkansas
Advice on Furnished 4BR in Little Rock — MTR, insurance housing, or corporate lease?

Hi all — first post. I could use the wisdom of this crowd. The situation: I own a 4BR / 2,550 sq ft fully furnished home in west Little Rock (72211), in a quiet cul-de-sac. It becomes vacant in December, and I'm not interested in nightly Airbnb churn — I want low turnover and professional tenants...

House Hacking: How to live for less and start investing in real estate
House Hacking
Tampa, Florida
House Hacking: How to live for less and start investing in real estate

For most people, housing is the biggest monthly bill they will ever pay. House hacking turns that bill into an investment. The idea is simple. You buy a property, live in part of it and rent out the rest, so your tenants cover some or all of your mortgage. It is one of the most popular ways to ge...

I combined BRRRR and House Hacking: Would you do this deal?
House Hacking
Parsippany, New Jersey
I combined BRRRR and House Hacking: Would you do this deal?

Intro "House Hacking" is one of the best ways to get started in real estate investing. Buy a property, live in part of it, rent out the rest, and let your tenants help pay your mortgage. I'm currently living through my own house hacking experience, and I wanted to share what it actually looks lik...

Poll