Best Tennessee Mortgage Lenders
Browse 21 top-rated mortgage lenders in Tennessee as of April 28, 2025. See lender reviews, ratings, and investment specialties.
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NMLS # 1933377
Conventional & Gov.
Hard/Private/Non-QM
We deliver investor-friendly financing FAST — Direct lending, no junk fees, & a 15-day close guarantee on Traditional Loans. TQL is your one-stop partner for Traditional & Non-Traditional Loan Products — from Conventional to DSCR, Short-Term Rental loans to Condotels, Rural properties, LLC vesting, and more. ✅ No lender fee Refi's for Returning Clients ✅ Access to All our Investor Resources ✅ Mission+ Purpose Driven Mortgage Lender ✅ Team of real estate investors who get it We'... view more -
Hard/Private/Non-QM
Base Requirements: - 700+ Credit - $200,000 As-Is Minimum Specializes in being a proven scaling mechanism for Real Estate Investors Nationwide. Wrapped-Interest Payments, Up to 90% LTV & Advanced Draws Available. At Above PAR Capital, our true investment is our clients. We cover Fix & Flips, Long-Term Holds, Ground-Up Construction, & Bridge Loans on almost anything Residential 1-4 Units. With our leverage-driven model, creative loan structuring, & dedicated team of experts - we’re... view more -
NMLS # 1990118
Hard/Private/Non-QM
LendSimpli is a nationwide, direct private lender headquartered in Tampa, FL. With a laser focus on DSCR Loans, LendSimpli's experienced team prides itself on its competitive programs, clear and transparent communication whilst working with new and experienced investors - helping them to achieve financial freedom. LendSimpli's DSCR program is defined by several factors - minimum asset value of $100,000, minimum loan amount of $75,000. Property cannot be rural and must have sales and rental... view more -
NMLS # 1647914
Hard/Private/Non-QM
LoanBidz specializes in BRRRR financing, including short-term fix & flip and long-term rental loans (DSCR) from $100k to $3M for real estate investors. We have helped over 3000 borrowers and funded over $600M in loans. LoanBidz.com, as an Exchange, has access to all the best private lending options available in the market. 650+ FICO requirement with a minimum of $25,000 in reserves available. We provide investment financing options for the purchase or refinance of non-owner-occupied single-fa... view more -
NMLS # 66247
Cardinal Financial - David Ross
Conventional & Gov.
Hard/Private/Non-QM
213 Reviews4.9 stars32 forum postsConventional & Gov.
Hard/Private/Non-QM
I have worked in Real Estate Lending for over 20 years and have been fortunate to have built an amazing team of other long-term industry veterans around me. Our team blends cutting edge AI technology with the more subtle industry expertise that can only truly be earned through years of experience closing loans and taking care of clients at a high level. When cookie cutter lenders without these tools and experience shrug their shoulders and say that it can't be done, we work harder to get yo... view more -
NMLS # 1678413
Hard/Private/Non-QM
I've helped hundreds of investors purchase rental properties nationwide with DSCR programs. With access to over 100 different investor mortgage options and dozens of reviews, I will help filter through as many options as possible to make sure the home or investment you are looking to purchase makes sense and continues to add to your net worth. I also have access to all conventional, VA, FHA and non-QM products as well. view more -
NMLS # 2167568
Hard/Private/Non-QM
Easy Street Capital, LLC is the ideal lender for fix & flip investment properties and ground-up construction projects. Defined by an experienced team and innovative loan programs, Easy Street Capital, LLC is the ideal financing partner for real estate investors of all experience levels and specialties. Whether an investor is fixing and flipping, building ground-up, or looking to brrrr we have a solution to fit those needs. view more -
Hard/Private/Non-QM
We are a investor-focused mortgage company focused on providing expert lending solutions for your next property. Whether you are looking at your first deal or leveraging your portfolio to grow, we are here to be a guide in the world of lending. view more -
NMLS # 2478266
CV3 Financial Services
Hard/Private/Non-QM
Hard/Private/Non-QM
Whether you’re looking to buy and hold, fix and flip, or build your rental business, CV3 is your trusted capital partner. CV3 Financial Services was built by and for real estate investors to provide both purchase and refinancing options for investment properties in 30+ states. CV3 delivers direct answers, quick closings, and flexible solutions for bridge, fix and flip and rehab loans, as well as adjustable or fixed rate rental property financing. With its diversified financial strength, CV3 i... view more -
Hard/Private/Non-QM
homebldr is a real estate fintech company providing real estate investors with financing and technology aimed at maximizing returns and building long-term relationships. Our financing products include fix & flip loans (at up to 100% LTC), rental loans (DSCR options up to 85% LTV), new construction loans (at up to 95% LTC), and multifamily loans (from 5 - 100 units). Our mission is to make identifying and obtaining the best financing terms possible as quick and easy as possible. We have n... view more
Tennessee Mortgage Rates Today
How to Find a Lender in Tennessee
To choose a lender that aligns with your investing goals, start by asking the right questions about their experience with real estate investors and their flexibility in loan terms. When speaking with a potential lender, ask about their familiarity with investment-specific loan products, such as portfolio loans, bridge loans, or cash-out refinancing options, and how often they work with investors in your target market. Understanding the lender's typical loan-to-value (LTV) ratios and whether they offer specialized financing—like quick approvals for competitive markets—can reveal how well their services support quick, strategic property purchases.
In addition to loan features, inquire about fees, interest rates, and their approach to managing multiple property loans. For example, ask if they provide discounts on financing for investors with multiple properties or if they offer customizable loan packages based on your long-term goals. A lender who is open to building a relationship and adjusting terms to your needs is often a better fit for a growing investment portfolio. Finally, get recommendations from local real estate investment groups, which can provide insights into which lenders in your area have a strong track record with investors. And remember there is no one size fits all lender, you will want to find the right one for your investing needs.
Testimonials
"Found a lender who was able to offer exactly what I was looking for."
"Beat our local broker by one percent! Thank you BP."
"Easy to use and found a great Lender! Still going through the process but should close this week!"