Best Tennessee Mortgage Lenders
Browse 32 top-rated mortgage lenders in Tennessee as of February 11, 2026. See lender reviews, ratings, and investment specialties.
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NMLS # 2167568
Hard/Private/Non-QM
Easy Street Capital, LLC is the ideal lender for fix & flip investment properties, ground-up construction projects, and rentals. Defined by an experienced team and innovative loan programs, Easy Street Capital, LLC is the ideal financing partner for real estate investors of all experience levels and specialties. view more -
Hard/Private/Non-QM
Welcome to IMS Funding, we are a direct lender and broker based out of Austin Tx. We specialize in DSCR loans for traditional and vacation rentals. With years of experience, we will find you the best options for your strategy. As experts in non-QM lending, we specialize in connecting you with tailored financial solutions that align seamlessly with your investment goals. Whether you’re a seasoned investor expanding your portfolio or a first-time investor taking the plunge into real estate,... view more -
NMLS # 1623101
Hard/Private/Non-QM
Common sense lending for Real Estate Investors. We specialize in all types of non conventional financing ranging from bridge/rehab loans for BRRRR projects and flips to 30 year fixed terms on stabilized properties without any personal income requirements. These also allow LLC vesting and have NO CAP on the # of financed rentals you own. We love working with out of state investors and take a simple approach to qualification. FICO, Assets, DSCR, and Experience. Loan amounts ranging from $7... view more -
NMLS # 2142653
Randall LeBlanc - Cornerstone First Mortgage
Hard/Private/Non-QM
19 Reviews5.0 stars10 forum postsHard/Private/Non-QM
I help real estate investors structure financing that actually gets deals closed, especially when the deal isn’t clean, standard, or cookie-cutter. I work primarily with real estate investors on business-purpose and investment loans, including: • Fix & Flip financing • DSCR loans (long-term & short-term rentals) • Hard money and bridge loans • Non-QM investment loans • Investment property refinances Many of the deals I work on involve tighter ratios, LLC ownership, short timeline... view more -
Temple View Capital Funding provides real estate investors with secure, transparent, and reliable lending, offering fast closings and personalized service. Known for innovative financing solutions, we cater to every investor's needs with competitive rates and flexible terms on Fix & Flip, Bridge, Rental, and Ground Up Construction loans. Whether your investment needs are big or small, Temple View's flexible financing options help you capitalize on opportunities and leverage your cash. view more
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NMLS # 1125207
Hard/Private/Non-QM
With more than $21 billion in funded loans, Kiavi is one of the nation's largest private lenders to residential real estate investors. Kiavi harnesses the power of data & technology to offer REIs a simpler, more reliable, and faster way to access the capital they need to scale their businesses. With a wide range of bridge and rental funding options to choose from, Kiavi’s 24/7 pricing calculator and team of experts can create a personalized solution for your investment strategy. You get relia... view more -
Hard/Private/Non-QM
We provide private, direct loans for fix-and-flips, commercial, rental, and ground-up projects—helping investors close fast and scale confidently. We are based in Michigan, and lend in nearly all 50 states. view more -
NMLS # 2418995
Hard/Private/Non-QM
The Loan House is a premier mortgage brokerage specializing in investment property financing, offering customized solutions for both refinancing and new acquisitions. With over 25 years of experience and more than $600 million in closed investment property loans, our expert team has the knowledge and resources to help you secure the best financing options on the market. From short-term and long-term rentals to properties in transition, we provide flexible loan programs that support your un... view more -
NMLS # 1566096
Conventional & Gov.
Hard/Private/Non-QM
We are a trusted, 5-star rated lending partner, offering tailored mortgage solutions to both investors and first-time homebuyers. With access to over 150 top-tier lenders, we specialize in providing flexible, creative financing options designed to meet the unique needs of our clients. Whether you are an investor looking to grow your portfolio or a first-time homebuyer ready to step into the market, we are here to help you navigate the process and secure the right financing. Our Services In... view more -
NMLS # 1717824
Figure Lending LLC
Conventional & Gov.
Hard/Private/Non-QM
Conventional & Gov.
Hard/Private/Non-QM
Figure is the largest non-bank HELOC lender in America. We approve HELOCs up to $750k in 5 minutes with funding in as few as 5 days. We have funded $18B in HELOCs, DSCR loans, and Bank Statement loans for 200k+ homeowners and investment property owners. view more
Tennessee Mortgage Rates Today
How to Find a Lender in Tennessee
To choose a lender that aligns with your investing goals, start by asking the right questions about their experience with real estate investors and their flexibility in loan terms. When speaking with a potential lender, ask about their familiarity with investment-specific loan products, such as portfolio loans, bridge loans, or cash-out refinancing options, and how often they work with investors in your target market. Understanding the lender's typical loan-to-value (LTV) ratios and whether they offer specialized financing—like quick approvals for competitive markets—can reveal how well their services support quick, strategic property purchases.
In addition to loan features, inquire about fees, interest rates, and their approach to managing multiple property loans. For example, ask if they provide discounts on financing for investors with multiple properties or if they offer customizable loan packages based on your long-term goals. A lender who is open to building a relationship and adjusting terms to your needs is often a better fit for a growing investment portfolio. Finally, get recommendations from local real estate investment groups, which can provide insights into which lenders in your area have a strong track record with investors. And remember there is no one size fits all lender, you will want to find the right one for your investing needs.
Testimonials
"Found a lender who was able to offer exactly what I was looking for."
"Beat our local broker by one percent! Thank you BP."
"Easy to use and found a great Lender! Still going through the process but should close this week!"