Skip to content

Let's keep in touch

Subscribe to our newsletter for timely insights and actionable tips on your real estate journey.

By signing up, you indicate that you agree to the BiggerPockets Terms & Conditions

Best Tennessee Mortgage Lenders

Browse 47 top-rated mortgage lenders in Tennessee as of May 24, 2026. See lender reviews, ratings, and investment specialties.

  • business profile image

    Avalon Capital, LLC

    Hard/Private/Non-QM

    5.0 stars
    76 Reviews
    58 forum posts

    Hard/Private/Non-QM

    Private Lender/ Hard Money Lender for short term, fix and flip loans in and around the Memphis TN Market. We provide quick decisions. Our experienced staff works hard to fund your project promptly. We are committed to providing our borrowers exceptional customer service. view more
  • business profile image

    NMLS # 2063552

    Your Favorite Lenders

    Conventional & Gov.

    Hard/Private/Non-QM

    5.0 stars
    205 Reviews
    12 forum posts

    Conventional & Gov.

    Hard/Private/Non-QM

    Your Favorite Lenders has been voted Top Lender in Orange County CA for 2 years straight in the OC register. Our curated and tailored servicing to Investors is what sets us apart from the rest of the market. Product highlights šŸ šŸš€ Fast 50 -Fast and easy DSCR alternative -No Minimum Fico Score -No Minimum DSCR Requirement -Max LTV (50%), High Equity!! -30 Year Term šŸ šŸ˜± 90 CLTV DSCR -Flexible and Fast DSCR -Lower Liquidity Requirement -Seller Carry or 2nd's allowed! -30 Year... view more
  • business profile image

    NMLS # 2142653

    Randall LeBlanc - Cornerstone First Mortgage

    Hard/Private/Non-QM

    5.0 stars
    27 Reviews
    10 forum posts

    Hard/Private/Non-QM

    I help real estate investors structure financing that actually gets deals closed, especially when the deal isn’t clean, standard, or cookie-cutter. I work primarily with real estate investors on business-purpose and investment loans, including: • Fix & Flip financing • DSCR loans (long-term & short-term rentals) • Hard money and bridge loans • Non-QM investment loans • Investment property refinances Many of the deals I work on involve tighter ratios, LLC ownership, short timeline... view more
  • business profile image

    Temple View Capital

    Hard/Private/Non-QM

    Hard/Private/Non-QM

    Temple View Capital Funding provides real estate investors with secure, transparent, and reliable lending, offering fast closings and personalized service. Known for innovative financing solutions, we cater to every investor's needs with competitive rates and flexible terms on Fix & Flip, Bridge, Rental, and Ground Up Construction loans. Whether your investment needs are big or small, Temple View's flexible financing options help you capitalize on opportunities and leverage your cash. view more
  • business profile image

    NMLS # 1591

    Churchill Mortgage Corp

    Hard/Private/Non-QM

    5.0 stars
    67 Reviews
    10 forum posts

    Hard/Private/Non-QM

    As a veteran lender with over 20 years' experience and investor of over 15 years, I've come to learn the unique needs of individual investors who have unique profiles. Well versed in financial concepts, infinite banking and HELOC strategies, my unique 1st and 2nd lien HELOC product offerings aid to help capitalize, increase liquidity and setup for future passive income asset acquisitions. Originally from CT now residing in Nashville, I'm licensed to originate HELOC's, Conventional, Non-QM a... view more
  • business profile image

    NMLS # 2615658

    Victor at Waltz

    Hard/Private/Non-QM

    2 forum posts

    Hard/Private/Non-QM

    Investor-focused mortgages with a fast, fully remote process. I specialize in helping real estate investors secure financing for U.S. properties - whether you're based in the U.S. or abroad. My focus is on speed, clarity, and structuring deals that actually make sense for long-term growth. Through Waltz, you can get more than just a mortgage. We streamline the entire process; from entity setup (LLC, EIN) to banking and financing up to 70% LTV - all handled digitally, without the usual ... view more
  • business profile image

    NMLS # 1125207

    Kiavi

    Hard/Private/Non-QM

    4.3 stars
    635 Reviews

    Hard/Private/Non-QM

    With more than $21 billion in funded loans, Kiavi is one of the nation's largest private lenders to residential real estate investors. Kiavi harnesses the power of data & technology to offer REIs a simpler, more reliable, and faster way to access the capital they need to scale their businesses. With a wide range of bridge and rental funding options to choose from, Kiavi’s 24/7 pricing calculator and team of experts can create a personalized solution for your investment strategy. You get relia... view more
  • business profile image

    NMLS # 1566096

    Sergio with West Capital Lending.

    Conventional & Gov.

    Hard/Private/Non-QM

    4.8 stars
    3689 Reviews

    Conventional & Gov.

    Hard/Private/Non-QM

    We are a trusted, 5-star rated lending partner, offering tailored mortgage solutions to both investors and first-time homebuyers. With access to over 150 top-tier lenders, we specialize in providing flexible, creative financing options designed to meet the unique needs of our clients. Whether you are an investor looking to grow your portfolio or a first-time homebuyer ready to step into the market, we are here to help you navigate the process and secure the right financing. Our Services In... view more
  • business profile image

    NMLS # 1716495

    Certain Lending

    Hard/Private/Non-QM

    4.9 stars
    141 Reviews

    Hard/Private/Non-QM

    Certain Lending is a technology-driven lender dedicated to real estate investors. We lend nationwide on 1-10 unit residential properties including fix-and-flip, bridge, construction, and rental/DSCR loans—designed to meet the diverse needs of investors. Our intuitive platform streamlines the financing process, enabling quick closings and efficient draw funding. With a focus on transparency and reliability, we empower both new and seasoned investors to scale their portfolios confidently. Bac... view more
  • business profile image

    NMLS # 329451

    Chad Baker Team

    Hard/Private/Non-QM

    5.0 stars
    25 Reviews

    Hard/Private/Non-QM

    If you’re an investor looking for creative, flexible financing solutions that work for your specific situation, you need a lender who understands Non-QM lending inside and out. Let’s connect and discuss how I can help you secure the funding you need to grow your portfolio. What Sets Us Apart? āœ… The Industry Leader in Non-QM Lending CrossCountry Mortgage (CCM) is the largest retail mortgage lender in the Non-QM space—closing more Non-QM loans than any other lender. āœ… Better Pricing &... view more
Showing 21 - 30 of 47 Tennessee Lenders

Tennessee Mortgage Rates Today

How to Find a Lender in Tennessee


To choose a lender that aligns with your investing goals, start by asking the right questions about their experience with real estate investors and their flexibility in loan terms. When speaking with a potential lender, ask about their familiarity with investment-specific loan products, such as portfolio loans, bridge loans, or cash-out refinancing options, and how often they work with investors in your target market. Understanding the lender's typical loan-to-value (LTV) ratios and whether they offer specialized financing—like quick approvals for competitive markets—can reveal how well their services support quick, strategic property purchases.

In addition to loan features, inquire about fees, interest rates, and their approach to managing multiple property loans. For example, ask if they provide discounts on financing for investors with multiple properties or if they offer customizable loan packages based on your long-term goals. A lender who is open to building a relationship and adjusting terms to your needs is often a better fit for a growing investment portfolio. Finally, get recommendations from local real estate investment groups, which can provide insights into which lenders in your area have a strong track record with investors. And remember there is no one size fits all lender, you will want to find the right one for your investing needs.

Testimonials

"Found a lender who was able to offer exactly what I was looking for."

Jorge R.

"Beat our local broker by one percent! Thank you BP."

Pierre J.

"Easy to use and found a great Lender! Still going through the process but should close this week!"

John C.