Best Tennessee Mortgage Lenders
Browse 46 top-rated mortgage lenders in Tennessee as of November 27, 2025. See lender reviews, ratings, and investment specialties.
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NMLS # 1429243
Omniva Capital
Conventional & Gov.
Hard/Private/Non-QM
Conventional & Gov.
Hard/Private/Non-QM
My team works with dozens of lenders offering DSCR, fix-and-flip, HELOCs, bank statement loans, asset depletion and conventional financing. With over a decade as a former financial advisor and active real estate investor, I bring a strategic, numbers-first mindset to every deal. I understand how to structure financing that actually builds wealth, because I’ve guided hundreds clients through it for years and done it myself. Whether you are a seasoned business owners, first-time investor... view more -
Hard/Private/Non-QM
Clion Capital delivers powerful, institutional lending for serious real estate investors: - Fix & Flip, Bridge, New Construction, and long-term DSCR Rental solutions—each crafted for fast closings and predictable results. Loan amounts from $100K to $3MM, non-rural. - We offer industry-low origination costs, aggressive rates, flat underwriting fees, and no appraisal fees*. - Our borrowers benefit from streamlined applications, concierge support, and construction tools to help drive profit... view more -
NMLS # 0
Hard/Private/Non-QM
We offer Investor focused lending products with limited document requirements and industry disrupting low fees. Our founder, Ashley Abbott is a seasoned investor with over 50 rental doors who built this company with the mind-set of delivering loan products that satisfy every rental investor and fix and flippers needs. We require no bank statements, no W-2, and no tax returns for our loans. We require no verification of funds or reserves on purchase and refinance so no bank statements ever! We... view more -
Hard/Private/Non-QM
ALS Capital - Private Lending & Deal Partnerships for Real Estate Investors We’re a no-nonsense private lending company run by active real-estate investors who underwrite deals the way you actually run them. If you flip, build, or buy cash-flowing rentals, we structure fast, flexible financing that solves real closing problems. We partner with agents, builders, and operators to get deals closed on time. That means clear term sheets, realistic underwriting, and creative structures (seller-... view more -
We are a private lender specializing in funding loans that require speed and surety of execution. We are actively looking for loans between $100,000 and $500,000 however, we have the capacity to handle loans of up to $5,000,000. Min FICO 660, Fixed Rate Only, 12 Months standard, up to two allowable 3-month extensions, up 10 100% of construction costs or 70% LTV of as complete. view more
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NMLS # 2667229
Voyage Investors
Hard/Private/Non-QM
Hard/Private/Non-QM
Voyage Investors specialized in Investor Loan Financing. 🚀 KNOWN FOR: 0 Month Seasoning for Cash Out Refinances Offering the most competitive rates, terms, and closing timelines in the marketplace for investors on purchase and refinance deals. ✅ DSCR Loans (1-5+ Units) ✅ Bank Statement & Self Employed Solutions ✅ Close in little as 14 Days ✅ Close inside LLC for asset protection ✅ Rate & Fee Match Guarantee* Midwest based service & support. 7 days per week. view more
Tennessee Mortgage Rates Today
How to Find a Lender in Tennessee
To choose a lender that aligns with your investing goals, start by asking the right questions about their experience with real estate investors and their flexibility in loan terms. When speaking with a potential lender, ask about their familiarity with investment-specific loan products, such as portfolio loans, bridge loans, or cash-out refinancing options, and how often they work with investors in your target market. Understanding the lender's typical loan-to-value (LTV) ratios and whether they offer specialized financing—like quick approvals for competitive markets—can reveal how well their services support quick, strategic property purchases.
In addition to loan features, inquire about fees, interest rates, and their approach to managing multiple property loans. For example, ask if they provide discounts on financing for investors with multiple properties or if they offer customizable loan packages based on your long-term goals. A lender who is open to building a relationship and adjusting terms to your needs is often a better fit for a growing investment portfolio. Finally, get recommendations from local real estate investment groups, which can provide insights into which lenders in your area have a strong track record with investors. And remember there is no one size fits all lender, you will want to find the right one for your investing needs.
Testimonials
"Found a lender who was able to offer exactly what I was looking for."
"Beat our local broker by one percent! Thank you BP."
"Easy to use and found a great Lender! Still going through the process but should close this week!"