Best Tennessee Mortgage Lenders
Browse 45 top-rated mortgage lenders in Tennessee as of May 29, 2026. See lender reviews, ratings, and investment specialties.
-
NMLS # 2735696
Nashville Money Guys
Hard/Private/Non-QM
Hard/Private/Non-QM
True 100% financing including purchase price and rehab funds. We are an Asset Based lender. We care about the deal itself, not your tax returns or credit score. Our team as completed over 400 rehabs, rentals and new construction projects, we underwrite our loans like investors, no bankers. We move fast, communicate clearly and can typically close quickly. If the numbers make sense, we find a way to get the deal done. view more -
NMLS # 1566096
Conventional & Gov.
Hard/Private/Non-QM
I don’t just offer loans, I structure financing that helps you scale faster, protect your cash flow, and win more deals in competitive markets. With access to dozens of lenders and investor-focused products, I make sure you’re never leaving money or opportunity on the table. view more -
NMLS # 1160240
Angel Oak Mortgage Solutions - Consumer Direct
Hard/Private/Non-QM
Hard/Private/Non-QM
Angel Oak assists people achieve homeownership by delivering flexible mortgage solutions built for real-life situations. We are committed to delivering a lending experience that is straightforward, transparent, and easily accessible, with particular focus on borrowers who may not fit traditional underwriting guidelines. Through a combination of innovative products and dedicated, client-focused service, we support borrowers with the clarity and confidence needed to navigate every stage of the ... view more -
NMLS # 2826586
Uncapco Financial
Hard/Private/Non-QM
Hard/Private/Non-QM
Uncapco Financial provides a clear path to capital through a trusted network of relationships and disciplined deal structuring. We align each project with the right funding strategy to secure the best terms in the market. As a hybrid lender, we offer the best of both worlds: the speed and certainty of in-house funding alongside the flexibility to pivot to our extensive network of capital partners. This structure allows us to remain agile, ensuring that whether your deal requires a quick br... view more -
NMLS # 2591548
Hard/Private/Non-QM
United Trust Mortgage specializes in investment property financing for real estate investors nationwide, with a strong focus on DSCR, business-purpose, and non-QM loan solutions. We work with first-time and experienced investors alike, offering flexible financing options for rental properties, short-term rentals, multifamily, and portfolio expansion strategies. Our approach is built around speed, communication, and problem-solving. We help investors structure deals that traditional banks o... view more
Tennessee Mortgage Rates Today
How to Find a Lender in Tennessee
To choose a lender that aligns with your investing goals, start by asking the right questions about their experience with real estate investors and their flexibility in loan terms. When speaking with a potential lender, ask about their familiarity with investment-specific loan products, such as portfolio loans, bridge loans, or cash-out refinancing options, and how often they work with investors in your target market. Understanding the lender's typical loan-to-value (LTV) ratios and whether they offer specialized financing—like quick approvals for competitive markets—can reveal how well their services support quick, strategic property purchases.
In addition to loan features, inquire about fees, interest rates, and their approach to managing multiple property loans. For example, ask if they provide discounts on financing for investors with multiple properties or if they offer customizable loan packages based on your long-term goals. A lender who is open to building a relationship and adjusting terms to your needs is often a better fit for a growing investment portfolio. Finally, get recommendations from local real estate investment groups, which can provide insights into which lenders in your area have a strong track record with investors. And remember there is no one size fits all lender, you will want to find the right one for your investing needs.
Testimonials
"Found a lender who was able to offer exactly what I was looking for."
"Beat our local broker by one percent! Thank you BP."
"Easy to use and found a great Lender! Still going through the process but should close this week!"