Best Utah Mortgage Lenders
Browse 8 top-rated mortgage lenders in Utah as of June 19, 2025. See lender reviews, ratings, and investment specialties.
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NMLS # 190465
Conventional & Gov.
As a member of the Bigger Pockets community for about 8 years now, I have been an avid student in the world of financing and real estate investing. After listening to BP podcasts while working in my 9-5 job I realized that I wasn’t going to learn any more in the RE investing world unless I gained some real-world experience. After finding a great lender on a couple of my first investment properties, I realized that was exactly what I wanted to do for others. Become a great asset in the home... view more -
NMLS # 1508627
Hard/Private/Non-QM
LendingOne is one of the nation's largest lenders for real estate investors. Our industry leading pricing, leverage and transparency results in thousands of repeat customers a year. We have been a BiggerPockets premium partner for 10 years and the BP community comes first. Our products: 30 Yr DSCR Rental, Fix/Flip, New Construction and SFR Portfolio loans. Top Private Lender on Trustpilot: Over 4.5 Rating w/ over 200 verified reviews. https://www.trustpilot.com/review/lendingone.com ... view more -
NMLS # 2167568
Hard/Private/Non-QM
Easy Street Capital, LLC is the ideal lender for fix & flip investment properties and ground-up construction projects. Defined by an experienced team and innovative loan programs, Easy Street Capital, LLC is the ideal financing partner for real estate investors of all experience levels and specialties. Whether an investor is fixing and flipping, building ground-up, or looking to brrrr we have a solution to fit those needs. view more -
Hard/Private/Non-QM
We are a investor-focused mortgage company focused on providing expert lending solutions for your next property. Whether you are looking at your first deal or leveraging your portfolio to grow, we are here to be a guide in the world of lending. view more -
Hard/Private/Non-QM
homebldr is a real estate fintech company providing real estate investors with financing and technology aimed at maximizing returns and building long-term relationships. Our financing products include fix & flip loans (at up to 100% LTC), rental loans (DSCR options up to 85% LTV), new construction loans (at up to 95% LTC), and multifamily loans (from 5 - 100 units). Our mission is to make identifying and obtaining the best financing terms possible as quick and easy as possible. We have n... view more -
NMLS # 217229
Ameritrust Mortgage Corporation
Hard/Private/Non-QM
Hard/Private/Non-QM
At Ameritrust Mortgage Corporation, we specialize in Non-QM lending solutions tailored for real estate investors and self-employed borrowers. As a direct mortgage lender, we provide flexible financing options that go beyond traditional guidelines, empowering borrowers who may not fit the conventional loan mold. Our Non-QM programs include DSCR loans for real estate investors, bank statement loans for self-employed professionals, and an entire range of Alt-Doc solutions. Whether you're expa... view more -
NMLS # 1606597
Conventional & Gov.
Hard/Private/Non-QM
Great Rates Offering great rates to our customers is just the start of what makes us different. Great Process We process your loan fast…sometimes too fast! But we know how important it is to get your loan done quick! Great People Our people are the engine of our business and each one is focused on what is best for our customers. view more -
HomeAbroad is a one-stop PropTech and FinTech platform that unlocks US real estate investment for global investors, offering specialized mortgage solutions without needing US credit history or residency, an AI-driven investment property search engine, local investor-friendly real estate agents, and end-to-end support (LLC formation, U.S. bank accounts, property management connections). view more
Utah Mortgage Rates Today
How to Find a Lender in Utah
To choose a lender that aligns with your investing goals, start by asking the right questions about their experience with real estate investors and their flexibility in loan terms. When speaking with a potential lender, ask about their familiarity with investment-specific loan products, such as portfolio loans, bridge loans, or cash-out refinancing options, and how often they work with investors in your target market. Understanding the lender's typical loan-to-value (LTV) ratios and whether they offer specialized financing—like quick approvals for competitive markets—can reveal how well their services support quick, strategic property purchases.
In addition to loan features, inquire about fees, interest rates, and their approach to managing multiple property loans. For example, ask if they provide discounts on financing for investors with multiple properties or if they offer customizable loan packages based on your long-term goals. A lender who is open to building a relationship and adjusting terms to your needs is often a better fit for a growing investment portfolio. Finally, get recommendations from local real estate investment groups, which can provide insights into which lenders in your area have a strong track record with investors. And remember there is no one size fits all lender, you will want to find the right one for your investing needs.
Testimonials
"Found a lender who was able to offer exactly what I was looking for."
"Beat our local broker by one percent! Thank you BP."
"Easy to use and found a great Lender! Still going through the process but should close this week!"