Best Ohio Mortgage Lenders
Browse 22 top-rated mortgage lenders in Ohio as of September 1, 2025. See lender reviews, ratings, and investment specialties.
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NMLS # 2419089
Hard/Private/Non-QM
Diversified Financing Solutions offers the highest level of customer service and competitive pricing you will find in private lending. Offering bridge, rehab, and rental financing with terms from 12 to 360 months. Apply today or call to speak to one of our mortgage planners and discover what Diversified Financing Solutions can do for you! Diversified Financing Solutions was founded by experienced Real Estate Professionals. We have vast experience in Real Estate Asset Management, Bank Owne... view more -
Conventional & Gov.
I entered the mortgage industry in 2005 with First Ohio Home Finance. Throughout my tenure with the company I played a key role in developing our operations and underwriting policy and practices. In late 2017 I left my role as Operations Director to open a new sales branch in the Short North of Columbus, Oh. Since then we've developed the Wharton Lending Team with a focus on investor transactions covering acquisition to cash out to delayed financing. view more -
NMLS # 367411
Hard/Private/Non-QM
Park Place Finance is a nationwide direct private lender specializing in Fix and Flip, Bridge, DSCR, and Ground Up Construction loans. We offer same-day approvals and close in an average of 3-5 days, helping real estate investors secure funding quickly and efficiently. Borrowers benefit from competitive rates based on property location, experience, and credit. With a national reach, we provide endless opportunities to grow your portfolio. Over $1 Billion in funded loans Trusted by thou... view more -
Hard/Private/Non-QM
CapSource offers a broad array of lending solutions to facilitate your investment journey, no matter your level of experience. Whether you're aiming to acquire a property for renovation or to generate consistent income from rental units, CapSource is your reliable partner. What distinguishes us is our consultative and coaching approach. We're not merely lenders we're mentors, collaborating closely with you to devise a financial strategy tailored to your unique needs. Seize the opportunity ... view more -
Hard/Private/Non-QM
LFG Lending is a mortgage brokerage that focuses solely in investment real estate lending providing Hard Money, Bridge, New Construction, DSCR, Airbnb and Commercial financing options to investor throughout the United States. view more -
NMLS # 1647914
Hard/Private/Non-QM
LoanBidz specializes in BRRRR financing, including short-term fix & flip and long-term rental loans (DSCR) from $100k to $3M for real estate investors. We have helped over 3000 borrowers and funded over $700M in loans. LoanBidz.com, as an Exchange, has access to all the best private lending options available in the market. 650+ FICO requirement with a minimum of $25,000 in reserves available. We provide investment financing options for the purchase or refinance of non-owner-occupied single-fa... view more -
NMLS # 66247
Cardinal Financial - David Ross
Conventional & Gov.
Hard/Private/Non-QM
225 Reviews4.9 stars32 forum postsConventional & Gov.
Hard/Private/Non-QM
I have worked in Real Estate Lending for over 20 years and have been fortunate to have built an amazing team of other long-term industry veterans around me. Our team blends cutting edge AI technology with the more subtle industry expertise that can only truly be earned through years of experience closing loans and taking care of clients at a high level. When cookie cutter lenders without these tools and experience shrug their shoulders and say that it can't be done, we work harder to get yo... view more -
NMLS # 1359687
Conventional & Gov.
Box Home Loans is not your typical lender, no high pressure salesman and we don’t charge origination fees, underwriting fees, or any other silly “junk fees”. It’s no wonder we have hundreds of 5-Star Google reviews! You'll love our simple online instant rate quote tool that gives you accurate rate quotes in seconds - no personal information required. We’ve learned it’s best to give our clients what they actually want… easy experience and a BETTER deal! ✅Conventional Loans - Primary Resi... view more -
NMLS # 2468614
Conventional & Gov.
Hard/Private/Non-QM
5-star rated Lender |Cap One Lending is a direct lender for Hard Money Fix and Flip, Fix and Rent, Short and Long Term DSCR Rental Loans, FHA, VA, USDA, and Conventional. Welcome to Cap One Lending, your trusted mortgage partner for your primary home, second home, and investment properties. Whether you're in the process of purchasing a new property or refinancing to lower your rate or get cash out, we are here to help! As a Veteran-owned and operated company, Cap One Lending takes pride... view more -
NMLS # 2167568
Hard/Private/Non-QM
Easy Street Capital, LLC is the ideal lender for fix & flip investment properties and ground-up construction projects. Defined by an experienced team and innovative loan programs, Easy Street Capital, LLC is the ideal financing partner for real estate investors of all experience levels and specialties. Whether an investor is fixing and flipping, building ground-up, or looking to brrrr we have a solution to fit those needs. view more
Ohio Mortgage Rates Today
How to Find a Lender in Ohio
To choose a lender that aligns with your investing goals, start by asking the right questions about their experience with real estate investors and their flexibility in loan terms. When speaking with a potential lender, ask about their familiarity with investment-specific loan products, such as portfolio loans, bridge loans, or cash-out refinancing options, and how often they work with investors in your target market. Understanding the lender's typical loan-to-value (LTV) ratios and whether they offer specialized financing—like quick approvals for competitive markets—can reveal how well their services support quick, strategic property purchases.
In addition to loan features, inquire about fees, interest rates, and their approach to managing multiple property loans. For example, ask if they provide discounts on financing for investors with multiple properties or if they offer customizable loan packages based on your long-term goals. A lender who is open to building a relationship and adjusting terms to your needs is often a better fit for a growing investment portfolio. Finally, get recommendations from local real estate investment groups, which can provide insights into which lenders in your area have a strong track record with investors. And remember there is no one size fits all lender, you will want to find the right one for your investing needs.
Testimonials
"Found a lender who was able to offer exactly what I was looking for."
"Beat our local broker by one percent! Thank you BP."
"Easy to use and found a great Lender! Still going through the process but should close this week!"