Best Ohio Mortgage Lenders
Browse 24 top-rated mortgage lenders in Ohio as of March 20, 2026. See lender reviews, ratings, and investment specialties.
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Hard/Private/Non-QM
At Contour Mortgage, we pride ourselves on being more than just a direct retail residential mortgage lender—we’re a trusted partner in turning vision into reality. Our Business Purpose Lending division focuses on 30-year renovation loans and DSCR financing, empowering investors, developers, and entrepreneurs to acquire, improve, and maximize the value of their properties. With decades of combined expertise and a client-first approach, we deliver tailored financing solutions that move projects... view more -
Hard/Private/Non-QM
Munoz Ghezlan & Co. helps real estate investors scale their portfolios through 10-20% down DSCR Loans and Working Capital funding. Our Hybrid DSCR Loan lets investors acquire or refinance rental properties with as little as 10% down, no income documentation, and cash-flow-based underwriting—perfect for investors who want leverage without red tape. Our Working Capital program provides access to $50,000 - $500,000 in unsecured 0% business credit and term loans that can be used for down p... view more -
NMLS # 1220957
Hard/Private/Non-QM
We specialize in Non-QM loans and complex financing that most lenders can’t approve. Our speed, flexibility, and multi-state reach set us apart. Investors choose us because we win difficult deals, maintain high conversion rates, and operate with efficiency similar to direct lenders. view more -
Direct private real estate lending made simple through comprehensive loan programs and best-in-class execution. Over $1B financed in 2025. DSCR (1-9 units), RTL, Bridge, and Multifamily financing. view more
Ohio Mortgage Rates Today
How to Find a Lender in Ohio
To choose a lender that aligns with your investing goals, start by asking the right questions about their experience with real estate investors and their flexibility in loan terms. When speaking with a potential lender, ask about their familiarity with investment-specific loan products, such as portfolio loans, bridge loans, or cash-out refinancing options, and how often they work with investors in your target market. Understanding the lender's typical loan-to-value (LTV) ratios and whether they offer specialized financing—like quick approvals for competitive markets—can reveal how well their services support quick, strategic property purchases.
In addition to loan features, inquire about fees, interest rates, and their approach to managing multiple property loans. For example, ask if they provide discounts on financing for investors with multiple properties or if they offer customizable loan packages based on your long-term goals. A lender who is open to building a relationship and adjusting terms to your needs is often a better fit for a growing investment portfolio. Finally, get recommendations from local real estate investment groups, which can provide insights into which lenders in your area have a strong track record with investors. And remember there is no one size fits all lender, you will want to find the right one for your investing needs.
Testimonials
"Found a lender who was able to offer exactly what I was looking for."
"Beat our local broker by one percent! Thank you BP."
"Easy to use and found a great Lender! Still going through the process but should close this week!"