Best Ohio Mortgage Lenders
Browse 45 top-rated mortgage lenders in Ohio as of November 1, 2026. See lender reviews, ratings, and investment specialties.
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NMLS # 2027350
MortgageRight
Conventional & Gov.
Hard/Private/Non-QM
Conventional & Gov.
Hard/Private/Non-QM
Investor helping investors! I specialize in value-add and turn-key projects; with personal experience of 70+ flip/BRRRR projects completed since 2021. I have a passion for networking with and helping other investors buy property in Ohio. I offer a unique value proposition by combining lending experience with an active investing business. In addition to traditional options, I am experienced in many complex strategies including private lending, land contracts and subject to's. Whether you ar... view more -
Hard/Private/Non-QM
At Contour Mortgage, we pride ourselves on being more than just a direct retail residential mortgage lender—we’re a trusted partner in turning vision into reality. Our Business Purpose Lending division focuses on 30-year renovation loans and DSCR financing, empowering investors, developers, and entrepreneurs to acquire, improve, and maximize the value of their properties. With decades of combined expertise and a client-first approach, we deliver tailored financing solutions that move projects... view more -
NMLS # 1124061
Conventional & Gov.
Hard/Private/Non-QM
🏡 About @TheHouseHackLender | Lower Local We’re a trusted Columbus-based lending partner helping investors, homebuyers, and house hackers build wealth through real estate. Our team specializes in flexible, creative financing solutions for everything from first homes to short-, mid-, and long-term rentals. With access to top-tier loan programs and competitive rates, we simplify the process and tailor each strategy to fit your goals — whether you’re house hacking your first duplex or expa... view more -
NMLS # 1220957
Hard/Private/Non-QM
We specialize in Non-QM loans and complex financing that most lenders can’t approve. Our speed, flexibility, and multi-state reach set us apart. Investors choose us because we win difficult deals, maintain high conversion rates, and operate with efficiency similar to direct lenders. view more -
Conventional & Gov.
Hard/Private/Non-QM
The Berg Team is focused on helping buy-and-hold investors scale their portfolios through DSCR and conventional financing solutions. My team and I have closed over $100M in production, working with investors ranging from first-time buyers to seasoned operators with multi-market portfolios. Our signature program is our Platinum DSCR program with highly competitive rates, strong leverage options, and streamlined qualification designed specifically for long-term investors. My approach is stra... view more -
NMLS # 1566096
Conventional & Gov.
Hard/Private/Non-QM
I don’t just offer loans, I structure financing that helps you scale faster, protect your cash flow, and win more deals in competitive markets. With access to dozens of lenders and investor-focused products, I make sure you’re never leaving money or opportunity on the table. view more -
Hard/Private/Non-QM
Harpoon Capital is currently a mortgage brokerage focusing on business-purpose loans only, with an emphasis on "DSCR Loans" -- the emerging top financing tool for residential real estate investors, from single family rentals, to small multifamily properties to short term rentals (i.e. airbnbs). Whether you are a real estate investing whale with 50+ properties or a relative minnow just starting out, our information is here to help you navigate the voyage to financial freedom through real estat... view more -
Hard/Private/Non-QM
FAST MONEY FOR FLIPS INT. LLC helps real estate investors, builders, and business owners secure fast funding for fix-and-flip loans, bridge loans, DSCR rental loans, construction loans, commercial loans, SBA financing, and cash-out refinances. We work with borrowers nationwide and focus on creative lending solutions, fast approvals, and getting deals closed. view more -
Hard/Private/Non-QM
At J James Capital LLC, we provide fast, flexible, creative financing solutions engineered specifically around your real estate deals—not rigid bank guidelines. With over 40 years of hands-on experience as investors, brokers, and landlords, we understand what it takes to get deals across the finish line. We partner with a nationwide network of top-tier private and hard money lenders to secure non-QM capital tailored to your strategy, timeline, and leverage needs. Core Loan Programs F... view more -
Upright Lending is a national private lender that treats every borrower as a partner. Whether you've done 50 deals or none, you get deep capital, straight pricing, and a team that becomes an extension of yours. The same speed, technology & terms that let seasoned investors scale are what make Upright a safe place to do your very first deal. We fund the full investor lifecycle: residential fix-and-flip, new construction, and bridge programs, plus 30-year DSCR (Debt Service Coverage Ratio) l... view more
Ohio Mortgage Rates Today
How to Find a Lender in Ohio
To choose a lender that aligns with your investing goals, start by asking the right questions about their experience with real estate investors and their flexibility in loan terms. When speaking with a potential lender, ask about their familiarity with investment-specific loan products, such as portfolio loans, bridge loans, or cash-out refinancing options, and how often they work with investors in your target market. Understanding the lender's typical loan-to-value (LTV) ratios and whether they offer specialized financing—like quick approvals for competitive markets—can reveal how well their services support quick, strategic property purchases.
In addition to loan features, inquire about fees, interest rates, and their approach to managing multiple property loans. For example, ask if they provide discounts on financing for investors with multiple properties or if they offer customizable loan packages based on your long-term goals. A lender who is open to building a relationship and adjusting terms to your needs is often a better fit for a growing investment portfolio. Finally, get recommendations from local real estate investment groups, which can provide insights into which lenders in your area have a strong track record with investors. And remember there is no one size fits all lender, you will want to find the right one for your investing needs.
Testimonials
"Found a lender who was able to offer exactly what I was looking for."
"Beat our local broker by one percent! Thank you BP."
"Easy to use and found a great Lender! Still going through the process but should close this week!"