Best Ohio Mortgage Lenders
Browse 22 top-rated mortgage lenders in Ohio as of February 16, 2026. See lender reviews, ratings, and investment specialties.
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Hard/Private/Non-QM
We provide private, direct loans for fix-and-flips, commercial, rental, and ground-up projects—helping investors close fast and scale confidently. We are based in Michigan, and lend in nearly all 50 states. view more -
NMLS # 1717824
Figure Lending LLC
Conventional & Gov.
Hard/Private/Non-QM
Conventional & Gov.
Hard/Private/Non-QM
Figure is the largest non-bank HELOC lender in America. We approve HELOCs up to $750k in 5 minutes with funding in as few as 5 days. We have funded $18B in HELOCs, DSCR loans, and Bank Statement loans for 200k+ homeowners and investment property owners. view more -
NMLS # 1799947
Conventional & Gov.
Hard/Private/Non-QM
As seen in Forbes and Money. Access the same loans the property tycoons use. Pain-free investment property loans for all kinds of situations, so you can watch that rent roll in. Tailored investor application - apply in less than 10 minutes. Fast, stress-free closing. view more -
NMLS # 2625701
Hard/Private/Non-QM
HomeAbroad is a one-stop PropTech and FinTech platform that unlocks US real estate investment for global investors, offering specialized mortgage solutions without needing US credit history or residency, an AI-driven investment property search engine, local investor-friendly real estate agents, and end-to-end support (LLC formation, U.S. bank accounts, property management connections). view more -
Ternus delivers fast, dependable financing tailored for real estate investors. Loan options include Fix & Flip, DSCR Single-Family and Portfolio, Bridge, Wholetail, and Transactional Loans. Eligible properties may qualify for up to 100% LTC with no credit check and no appraisal. The process is simple, transparent, and built for real investors, by investors who know your hustle. view more
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NMLS # 2027350
MortgageRight
Conventional & Gov.
Hard/Private/Non-QM
Conventional & Gov.
Hard/Private/Non-QM
Investor helping investors! I specialize in value-add and turn-key projects; with personal experience of 70+ flip/BRRRR projects completed since 2021. I have a passion for networking with and helping other investors buy property in Ohio. I offer a unique value proposition by combining lending experience with an active investing business. In addition to traditional options, I am experienced in many complex strategies including private lending, land contracts and subject to's. Whether you ar... view more -
Hard/Private/Non-QM
At Contour Mortgage, we pride ourselves on being more than just a direct retail residential mortgage lender—we’re a trusted partner in turning vision into reality. Our Business Purpose Lending division focuses on 30-year renovation loans and DSCR financing, empowering investors, developers, and entrepreneurs to acquire, improve, and maximize the value of their properties. With decades of combined expertise and a client-first approach, we deliver tailored financing solutions that move projects... view more -
NMLS # 2667229
Voyage Investors
Hard/Private/Non-QM
Hard/Private/Non-QM
Voyage Investors specialized in Investor Loan Financing. 🚀 KNOWN FOR: 0 Month Seasoning for Cash Out Refinances Offering the most competitive rates, terms, and closing timelines in the marketplace for investors on purchase and refinance deals. ✅ DSCR Loans (1-5+ Units) ✅ Bank Statement & Self Employed Solutions ✅ Close in little as 14 Days ✅ Close inside LLC for asset protection ✅ Rate & Fee Match Guarantee* Midwest based service & support. 7 days per week. view more -
Hard/Private/Non-QM
Munoz Ghezlan & Co. helps real estate investors scale their portfolios through 10-20% down DSCR Loans and Working Capital funding. Our Hybrid DSCR Loan lets investors acquire or refinance rental properties with as little as 10% down, no income documentation, and cash-flow-based underwriting—perfect for investors who want leverage without red tape. Our Working Capital program provides access to $50,000 - $500,000 in unsecured 0% business credit and term loans that can be used for down p... view more -
NMLS # 2043126
Nicola Mislinski, Commercial & Residential Mortgage Broker
Conventional & Gov.
Hard/Private/Non-QM
27 forum postsConventional & Gov.
Hard/Private/Non-QM
As an experienced commercial and residential mortgage broker with Barrett Financial Group, I specialize in helping individuals, investors, developers, and rehabbers secure the financing they need to build, grow, and scale their portfolios. My expertise includes DSCR (Debt Service Coverage Ratio) loans, Fix & Flip financing, and a full range of investment and traditional mortgage products. With a deep understanding of both the residential and commercial lending landscape—and a broad network... view more
Ohio Mortgage Rates Today
How to Find a Lender in Ohio
To choose a lender that aligns with your investing goals, start by asking the right questions about their experience with real estate investors and their flexibility in loan terms. When speaking with a potential lender, ask about their familiarity with investment-specific loan products, such as portfolio loans, bridge loans, or cash-out refinancing options, and how often they work with investors in your target market. Understanding the lender's typical loan-to-value (LTV) ratios and whether they offer specialized financing—like quick approvals for competitive markets—can reveal how well their services support quick, strategic property purchases.
In addition to loan features, inquire about fees, interest rates, and their approach to managing multiple property loans. For example, ask if they provide discounts on financing for investors with multiple properties or if they offer customizable loan packages based on your long-term goals. A lender who is open to building a relationship and adjusting terms to your needs is often a better fit for a growing investment portfolio. Finally, get recommendations from local real estate investment groups, which can provide insights into which lenders in your area have a strong track record with investors. And remember there is no one size fits all lender, you will want to find the right one for your investing needs.
Testimonials
"Found a lender who was able to offer exactly what I was looking for."
"Beat our local broker by one percent! Thank you BP."
"Easy to use and found a great Lender! Still going through the process but should close this week!"