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Best Pennsylvania Mortgage Lenders

Browse 25 top-rated mortgage lenders in Pennsylvania as of June 21, 2025. See lender reviews, ratings, and investment specialties.

  • business profile image

    NMLS # 1508627

    LendingOne

    Hard/Private/Non-QM

    4.3 stars
    113 Reviews
    19 forum posts

    Hard/Private/Non-QM

    LendingOne is one of the nation's largest lenders for real estate investors. Our industry leading pricing, leverage and transparency results in thousands of repeat customers a year. We have been a BiggerPockets premium partner for 10 years and the BP community comes first. Our products: 30 Yr DSCR Rental, Fix/Flip, New Construction and SFR Portfolio loans. Top Private Lender on Trustpilot: Over 4.5 Rating w/ over 200 verified reviews. https://www.trustpilot.com/review/lendingone.com ... view more
  • business profile image

    NMLS # 367411

    Park Place Finance, LLC

    Hard/Private/Non-QM

    4.8 stars
    394 Reviews

    Hard/Private/Non-QM

    Park Place Finance is a nationwide direct private lender specializing in Fix and Flip, Bridge, DSCR, and Ground Up Construction loans. We offer same-day approvals and close in an average of 3-5 days, helping real estate investors secure funding quickly and efficiently. Borrowers benefit from competitive rates based on property location, experience, and credit. With a national reach, we provide endless opportunities to grow your portfolio. Over $1 Billion in funded loans Trusted by thou... view more
  • business profile image

    CapSource LLC

    Hard/Private/Non-QM

    4.9 stars
    38 Reviews
    434 forum posts

    Hard/Private/Non-QM

    CapSource offers a broad array of lending solutions to facilitate your investment journey, no matter your level of experience. Whether you're aiming to acquire a property for renovation or to generate consistent income from rental units, CapSource is your reliable partner. What distinguishes us is our consultative and coaching approach. We're not merely lenders we're mentors, collaborating closely with you to devise a financial strategy tailored to your unique needs. Seize the opportunity ... view more
  • business profile image

    NMLS # 133519

    theLender

    Conventional & Gov.

    Hard/Private/Non-QM

    4.9 stars
    1154 Reviews
    6 forum posts

    Conventional & Gov.

    Hard/Private/Non-QM

    Not just any lender, theLender! 🌟 We're proud to boast a 4.8 Customer Satisfaction Rating, supported by over 1000 reviews from our satisfied clients. 🏆 Since 2019, our expertise in RESIDENTIAL INVESTMENT PROPERTY financing has led us to successfully fund over $9.4 billion in loans, helping more than 30,000 customers grow their real estate portfolios. 📈 At theLender, we recognize that unique financial needs require tailored solutions. That's why we offer a range of loan products desig... view more
  • business profile image

    Beltway Lending

    Hard/Private/Non-QM

    5.0 stars
    164 Reviews
    91 forum posts

    Hard/Private/Non-QM

    Beltway Lending is a highly specialized “refi shop” for real estate investors, that was also founded by seasoned real estate investors. Our first hand industry knowledge and experience allows us to more quickly understand your goals and financial strengths. Beltway’s team & process are second to none, and our reviews prove it. Having processed over $100 Million in Loans last year, we’ve maintained a perfect 5 star rating. Our highly responsive, dedicated team of specialists is commit... view more
  • business profile image

    NMLS # 1647914

    LoanBidz

    Hard/Private/Non-QM

    4.7 stars
    41 Reviews
    40 forum posts

    Hard/Private/Non-QM

    LoanBidz specializes in BRRRR financing, including short-term fix & flip and long-term rental loans (DSCR) from $100k to $3M for real estate investors. We have helped over 3000 borrowers and funded over $700M in loans. LoanBidz.com, as an Exchange, has access to all the best private lending options available in the market. 650+ FICO requirement with a minimum of $25,000 in reserves available. We provide investment financing options for the purchase or refinance of non-owner-occupied single-fa... view more
  • business profile image

    NMLS # 1840537

    FMC Capital

    Hard/Private/Non-QM

    5.0 stars
    21 Reviews
    13 forum posts

    Hard/Private/Non-QM

    *Free Appraisals May on DSCR Refi Loans!* FMC Capital has a perfect 5 star rating. We specialize in lending to investors, offering highly competitive interest rates and ensuring swift closings, typically within 30 days. - 1-4 Unit Properties - $100k purchase price DSCR minimum view more
  • business profile image

    NMLS # 2590002

    ALL LOANS FUNDING

    Hard/Private/Non-QM

    4.8 stars
    5 Reviews
    629 forum posts

    Hard/Private/Non-QM

    Welcome to All Loans Funding, your go-to destination for real estate investment financing. Specializing in DSCR, Fix & Flip, Bridge, and Hard/Private Money Loans, we empower investors and property owners to achieve their financial goals with confidence. Our seasoned professionals offer personalized solutions tailored to your unique needs, whether you're a seasoned investor or a first-time buyer. With transparent communication and a commitment to excellence, we ensure your investment endeav... view more
  • business profile image

    NMLS # 2468614

    Cap One Lending

    Conventional & Gov.

    Hard/Private/Non-QM

    5.0 stars
    260 Reviews

    Conventional & Gov.

    Hard/Private/Non-QM

    5-star rated Lender |Cap One Lending is a direct lender for Hard Money Fix and Flip, Fix and Rent, Short and Long Term DSCR Rental Loans, FHA, VA, USDA, and Conventional. Welcome to Cap One Lending, your trusted mortgage partner for your primary home, second home, and investment properties. Whether you're in the process of purchasing a new property or refinancing to lower your rate or get cash out, we are here to help! As a Veteran-owned and operated company, Cap One Lending takes pride... view more
  • business profile image

    NMLS # 2167568

    Easy Street Capital.

    Hard/Private/Non-QM

    4.8 stars
    67 Reviews

    Hard/Private/Non-QM

    Easy Street Capital, LLC is the ideal lender for fix & flip investment properties and ground-up construction projects. Defined by an experienced team and innovative loan programs, Easy Street Capital, LLC is the ideal financing partner for real estate investors of all experience levels and specialties. Whether an investor is fixing and flipping, building ground-up, or looking to brrrr we have a solution to fit those needs. view more
Showing 1 - 10 of 25 Pennsylvania Lenders

Pennsylvania Mortgage Rates Today

How to Find a Lender in Pennsylvania


To choose a lender that aligns with your investing goals, start by asking the right questions about their experience with real estate investors and their flexibility in loan terms. When speaking with a potential lender, ask about their familiarity with investment-specific loan products, such as portfolio loans, bridge loans, or cash-out refinancing options, and how often they work with investors in your target market. Understanding the lender's typical loan-to-value (LTV) ratios and whether they offer specialized financing—like quick approvals for competitive markets—can reveal how well their services support quick, strategic property purchases.

In addition to loan features, inquire about fees, interest rates, and their approach to managing multiple property loans. For example, ask if they provide discounts on financing for investors with multiple properties or if they offer customizable loan packages based on your long-term goals. A lender who is open to building a relationship and adjusting terms to your needs is often a better fit for a growing investment portfolio. Finally, get recommendations from local real estate investment groups, which can provide insights into which lenders in your area have a strong track record with investors. And remember there is no one size fits all lender, you will want to find the right one for your investing needs.

Testimonials

"Found a lender who was able to offer exactly what I was looking for."

Jorge R.

"Beat our local broker by one percent! Thank you BP."

Pierre J.

"Easy to use and found a great Lender! Still going through the process but should close this week!"

John C.