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Best Pennsylvania Mortgage Lenders

Browse 32 top-rated mortgage lenders in Pennsylvania as of September 27, 2025. See lender reviews, ratings, and investment specialties.

  • business profile image

    NMLS # 2468614

    Cap One Lending

    Conventional & Gov.

    Hard/Private/Non-QM

    5.0 stars
    341 Reviews

    Conventional & Gov.

    Hard/Private/Non-QM

    Cap One Lending – 5-Star Rated, Investor-Focused Financing Cap One Lending is a veteran-owned, 5-star rated direct lender specializing in Hard Money Fix & Flip, Fix & Rent / BRRRR, and DSCR Rental Loans (short & long term)—plus FHA, VA, USDA, and Conventional mortgages for primary and secondary homes. We’re built for investors: fast decisions, flexible loan programs, and decades of experience helping clients grow their portfolios. Whether you’re buying, refinancing, or pulling cash out,... view more
  • business profile image

    NMLS # 2167568

    Easy Street Capital.

    Hard/Private/Non-QM

    4.8 stars
    66 Reviews

    Hard/Private/Non-QM

    Easy Street Capital, LLC is the ideal lender for fix & flip investment properties and ground-up construction projects. Defined by an experienced team and innovative loan programs, Easy Street Capital, LLC is the ideal financing partner for real estate investors of all experience levels and specialties. Whether an investor is fixing and flipping, building ground-up, or looking to brrrr we have a solution to fit those needs. view more
  • business profile image

    IMS Funding

    Hard/Private/Non-QM

    5.0 stars
    6 Reviews
    22 forum posts

    Hard/Private/Non-QM

    Welcome to IMS Funding, we are a direct lender and broker based out of Austin Tx. We specialize in DSCR loans for traditional and vacation rentals. With years of experience, we will find you the best options for your strategy. As experts in non-QM lending, we specialize in connecting you with tailored financial solutions that align seamlessly with your investment goals. Whether you’re a seasoned investor expanding your portfolio or a first-time investor taking the plunge into real estate,... view more
  • business profile image

    NMLS # 1403

    First Access Lending

    Conventional & Gov.

    Hard/Private/Non-QM

    5.0 stars
    46 Reviews
    42 forum posts

    Conventional & Gov.

    Hard/Private/Non-QM

    At First Access Lending we believe that homeownership is the foundation to building wealth in America. Our mission is to extend access to that wealth beyond the already wealthy. We've partnered with investors to offer specialized second lien products and HELOCs allowing you to access the equity you've earned. We provide access for first-time homebuyers through education and down payment assistance programs. Access for the self-employed and creatively employed. And access to your next home or ... view more
  • business profile image

    NMLS # 2449622

    Asset Based Lending

    Hard/Private/Non-QM

    4.0 stars
    112 Reviews

    Hard/Private/Non-QM

    With nearly 100 reviews and an impressive 4.2 Google rating, Asset Based Lending (ABL) has been a premier lender for real estate investors since 2010. We have successfully financed over $2.5 billion in projects, specializing in fix and flip, new construction, and DSCR loans for both long and short-term rentals. At ABL, we pride ourselves on our unique offering: the 0 Point Loan. As a direct balance sheet lender, we handle every aspect of the loan process in-house—from underwriting to proce... view more
  • business profile image

    NMLS # 267051

    Hurst Real Estate, INC

    Conventional & Gov.

    Hard/Private/Non-QM

    4.9 stars
    82 Reviews
    1742 forum posts

    Conventional & Gov.

    Hard/Private/Non-QM

    Private and conventional lender specializing in NO seasoning cash out, bridge financing and working with investors. Currently lending conventionally and from our balance sheet in Texas, Alabama, Colorado, Florida, Georgia, Idaho, Iowa, Louisiana, Oklahoma, Oregon, Pennsylvania, Virginia and Washington. Rehab/hard money/fix&flip loans ONLY in TEXAS. Debt service coverage ratio loans in: AR, CT, DE, HI, IL, KS, KY, ME, MD, MA, MS, MO, NE, NH, NM, NY, OH,RI, SC, VT, WI, WY Hurst Real... view more
  • business profile image

    NMLS # 1623101

    Investor Property Loan

    Hard/Private/Non-QM

    5.0 stars
    282 Reviews
    2334 forum posts

    Hard/Private/Non-QM

    Common sense lending for Real Estate Investors. We specialize in all types of non conventional financing ranging from bridge/rehab loans for BRRRR projects and flips to 30 year fixed terms on stabilized properties without any personal income requirements. These also allow LLC vesting and have NO CAP on the # of financed rentals you own. We love working with out of state investors and take a simple approach to qualification. FICO, Assets, DSCR, and Experience. Loan amounts ranging from $7... view more
  • business profile image

    NMLS # 2063552

    Your Favorite Lenders

    Conventional & Gov.

    Hard/Private/Non-QM

    4.9 stars
    178 Reviews
    12 forum posts

    Conventional & Gov.

    Hard/Private/Non-QM

    Your Favorite Lenders has been voted Top Lender in Orange County CA for 2 years straight in the OC register. Our curated and tailored servicing to Investors is what sets us apart from the rest of the market. Product highlights šŸ šŸš€ Fast 50 -Fast and easy DSCR alternative -No Minimum Fico Score -No Minimum DSCR Requirement -Max LTV (50%), High Equity!! -30 Year Term šŸ šŸ˜± 90 CLTV DSCR -Flexible and Fast DSCR -Lower Liquidity Requirement -Seller Carry or 2nd's allowed! -30 Year... view more
  • business profile image

    NMLS # 1125207

    Kiavi

    Hard/Private/Non-QM

    4.3 stars
    553 Reviews

    Hard/Private/Non-QM

    With more than $21 billion in funded loans, Kiavi is one of the nation's largest private lenders to residential real estate investors. Kiavi harnesses the power of data & technology to offer REIs a simpler, more reliable, and faster way to access the capital they need to scale their businesses. With a wide range of bridge and rental funding options to choose from, Kiavi’s 24/7 pricing calculator and team of experts can create a personalized solution for your investment strategy. You get relia... view more
  • business profile image

    Infinity Capital Finance

    Hard/Private/Non-QM

    4.9 stars
    7 Reviews
    1299 forum posts

    Hard/Private/Non-QM

    We lend NATIONWIDE and specialize in quick and easy hard money loans, up to 90% of purchase and 100% of rehab. We offer ADVANCED draws and allow borrowers to obtain their own appraisal. Rates start at 8.75% and 1.5 points. We will lend up to 75% ARV and no experience required. view more
Showing 11 - 20 of 32 Pennsylvania Lenders

Pennsylvania Mortgage Rates Today

How to Find a Lender in Pennsylvania


To choose a lender that aligns with your investing goals, start by asking the right questions about their experience with real estate investors and their flexibility in loan terms. When speaking with a potential lender, ask about their familiarity with investment-specific loan products, such as portfolio loans, bridge loans, or cash-out refinancing options, and how often they work with investors in your target market. Understanding the lender's typical loan-to-value (LTV) ratios and whether they offer specialized financing—like quick approvals for competitive markets—can reveal how well their services support quick, strategic property purchases.

In addition to loan features, inquire about fees, interest rates, and their approach to managing multiple property loans. For example, ask if they provide discounts on financing for investors with multiple properties or if they offer customizable loan packages based on your long-term goals. A lender who is open to building a relationship and adjusting terms to your needs is often a better fit for a growing investment portfolio. Finally, get recommendations from local real estate investment groups, which can provide insights into which lenders in your area have a strong track record with investors. And remember there is no one size fits all lender, you will want to find the right one for your investing needs.

Testimonials

"Found a lender who was able to offer exactly what I was looking for."

Jorge R.

"Beat our local broker by one percent! Thank you BP."

Pierre J.

"Easy to use and found a great Lender! Still going through the process but should close this week!"

John C.