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Best Georgia Mortgage Lenders

Browse 38 top-rated mortgage lenders in Georgia as of June 22, 2025. See lender reviews, ratings, and investment specialties.

  • business profile image

    NMLS # 2279863

    MoFin Lending

    Hard/Private/Non-QM

    5.0 stars
    132 Reviews
    928 forum posts

    Hard/Private/Non-QM

    Rated 5 stars on Google with 100+reviews! Direct Lender for Rentals (DSCR), Fix & Flips, Rehab-to-Hold/Rent, and Ground-up Construction. HIGHEST RATED LENDER ON BiggerPockets. Minimum FICO is 700 and Minimum Loan Amount is $150,000 per property. view more
  • business profile image

    RBI Private Lending

    Hard/Private/Non-QM

    4.8 stars
    52 Reviews

    Hard/Private/Non-QM

    We're private lenders based in Florida who offer quick funding for real estate investors nationwide. We offer Bridge Loans, Fix & Flip Loans, New Construction Loans, Rental Loans (DSCR Loan). view more
  • business profile image

    NMLS # 2142653

    The OneBrokerage

    Conventional & Gov.

    Hard/Private/Non-QM

    5.0 stars
    367 Reviews
    105 forum posts

    Conventional & Gov.

    Hard/Private/Non-QM

    The David Greene Lending Team! Built by David himself, along with his partner, Christian Bachelder of Mortgage Mondays! The one stop shop for all your lending needs. From conventional loans to DSCR to hard money financing, we have it all! view more
  • business profile image

    NMLS # 1933377

    Total Quality Lending

    Conventional & Gov.

    Hard/Private/Non-QM

    4.8 stars
    364 Reviews

    Conventional & Gov.

    Hard/Private/Non-QM

    We deliver investor-friendly financing FAST — Direct lending, no junk fees, & a 15-day close guarantee on Traditional Loans. TQL is your one-stop partner for Traditional & Non-Traditional Loan Products — from Conventional to DSCR, Short-Term Rental loans to Condotels, Rural properties, LLC vesting, and more. ✅ No lender fee Refi's for Returning Clients ✅ Access to All our Investor Resources ✅ Mission+ Purpose Driven Mortgage Lender ✅ Team of real estate investors who get it We'... view more
  • business profile image

    NMLS # 367411

    Park Place Finance, LLC

    Hard/Private/Non-QM

    4.8 stars
    394 Reviews

    Hard/Private/Non-QM

    Park Place Finance is a nationwide direct private lender specializing in Fix and Flip, Bridge, DSCR, and Ground Up Construction loans. We offer same-day approvals and close in an average of 3-5 days, helping real estate investors secure funding quickly and efficiently. Borrowers benefit from competitive rates based on property location, experience, and credit. With a national reach, we provide endless opportunities to grow your portfolio. Over $1 Billion in funded loans Trusted by thou... view more
  • business profile image

    CapSource LLC

    Hard/Private/Non-QM

    4.9 stars
    38 Reviews
    434 forum posts

    Hard/Private/Non-QM

    CapSource offers a broad array of lending solutions to facilitate your investment journey, no matter your level of experience. Whether you're aiming to acquire a property for renovation or to generate consistent income from rental units, CapSource is your reliable partner. What distinguishes us is our consultative and coaching approach. We're not merely lenders we're mentors, collaborating closely with you to devise a financial strategy tailored to your unique needs. Seize the opportunity ... view more
  • business profile image

    NMLS # 133519

    theLender

    Conventional & Gov.

    Hard/Private/Non-QM

    4.9 stars
    1154 Reviews
    6 forum posts

    Conventional & Gov.

    Hard/Private/Non-QM

    Not just any lender, theLender! 🌟 We're proud to boast a 4.8 Customer Satisfaction Rating, supported by over 1000 reviews from our satisfied clients. 🏆 Since 2019, our expertise in RESIDENTIAL INVESTMENT PROPERTY financing has led us to successfully fund over $9.4 billion in loans, helping more than 30,000 customers grow their real estate portfolios. 📈 At theLender, we recognize that unique financial needs require tailored solutions. That's why we offer a range of loan products desig... view more
  • business profile image

    Malve Capital LLC

    Hard/Private/Non-QM

    4.4 stars
    20 Reviews
    48 forum posts

    Hard/Private/Non-QM

    Malve Capital is a real estate private lender specializing in various loan types, including bridge loans, fix and flip loans, ground-up loans, and refinance loans. As we are asset-based direct lenders with a strong balance sheet, we are equipped to handle all aspects of the lending process in-house, thus ensuring expedited closing times and the ability to offer flexible rates and terms to our clients. Fast Closing Need to close your deal in 5 days? We’ve done it before, and we can do it a... view more
  • business profile image

    NMLS # 1647914

    LoanBidz

    Hard/Private/Non-QM

    4.7 stars
    41 Reviews
    40 forum posts

    Hard/Private/Non-QM

    LoanBidz specializes in BRRRR financing, including short-term fix & flip and long-term rental loans (DSCR) from $100k to $3M for real estate investors. We have helped over 3000 borrowers and funded over $700M in loans. LoanBidz.com, as an Exchange, has access to all the best private lending options available in the market. 650+ FICO requirement with a minimum of $25,000 in reserves available. We provide investment financing options for the purchase or refinance of non-owner-occupied single-fa... view more
  • business profile image

    NMLS # 66247

    Cardinal Financial - David Ross

    Conventional & Gov.

    Hard/Private/Non-QM

    4.9 stars
    217 Reviews
    32 forum posts

    Conventional & Gov.

    Hard/Private/Non-QM

    I have worked in Real Estate Lending for over 20 years and have been fortunate to have built an amazing team of other long-term industry veterans around me. Our team blends cutting edge AI technology with the more subtle industry expertise that can only truly be earned through years of experience closing loans and taking care of clients at a high level. When cookie cutter lenders without these tools and experience shrug their shoulders and say that it can't be done, we work harder to get yo... view more
Showing 1 - 10 of 38 Georgia Lenders

Georgia Mortgage Rates Today

How to Find a Lender in Georgia


To choose a lender that aligns with your investing goals, start by asking the right questions about their experience with real estate investors and their flexibility in loan terms. When speaking with a potential lender, ask about their familiarity with investment-specific loan products, such as portfolio loans, bridge loans, or cash-out refinancing options, and how often they work with investors in your target market. Understanding the lender's typical loan-to-value (LTV) ratios and whether they offer specialized financing—like quick approvals for competitive markets—can reveal how well their services support quick, strategic property purchases.

In addition to loan features, inquire about fees, interest rates, and their approach to managing multiple property loans. For example, ask if they provide discounts on financing for investors with multiple properties or if they offer customizable loan packages based on your long-term goals. A lender who is open to building a relationship and adjusting terms to your needs is often a better fit for a growing investment portfolio. Finally, get recommendations from local real estate investment groups, which can provide insights into which lenders in your area have a strong track record with investors. And remember there is no one size fits all lender, you will want to find the right one for your investing needs.

Testimonials

"Found a lender who was able to offer exactly what I was looking for."

Jorge R.

"Beat our local broker by one percent! Thank you BP."

Pierre J.

"Easy to use and found a great Lender! Still going through the process but should close this week!"

John C.