Best Georgia Mortgage Lenders
Browse 50 top-rated mortgage lenders in Georgia as of July 24, 2026. See lender reviews, ratings, and investment specialties.
-
NMLS # 2625701
Hard/Private/Non-QM
HomeAbroad is a one-stop PropTech and FinTech platform that unlocks US real estate investment for global investors, offering specialized mortgage solutions without needing US credit history or residency, an AI-driven investment property search engine, local investor-friendly real estate agents, and end-to-end support (LLC formation, U.S. bank accounts, property management connections). view more -
Ternus delivers fast, dependable financing tailored for real estate investors. Loan options include Fix & Flip, DSCR Single-Family and Portfolio, Bridge, and Wholetail Loans. Eligible properties may qualify for up to 100% LTC with no credit check and no appraisal. The process is simple, transparent, and built for real investors, by investors who know your hustle. view more
-
Hard/Private/Non-QM
Sims Ventures – Your Trusted Private Lender for Cash-Out Refinancing. Additionally, we provide Fix & Flips & Ground-Up Construction financing. With 15 years of real estate expertise, we continue to provide fast, reliable capital to investors and builders who need flexible financing to maximize opportunities—when traditional lenders say "no," we say "go." We Specialize In: ✅ Cash-Out Refinancing – Unlock equity from your portfolio to fuel your next move. ✅ Fix & Flip Loans – Quick... view more -
NMLS # 2822806
Conventional & Gov.
Hard/Private/Non-QM
Rate Hero | Let the home qualify itself. Built for investors who don’t fit inside a bank’s box. At Rate Hero, we help real estate investors, entrepreneurs, and self-employed borrowers secure financing based on the deal, not just a traditional income checklist. Whether you’re buying your first rental, refinancing out of hard money, pulling cash out to scale, or qualifying through DSCR, bank statements, or CPA-prepared P&Ls, we structure loans around how investors actually move. Fas... view more -
Hard/Private/Non-QM
At Contour Mortgage, we pride ourselves on being more than just a direct retail residential mortgage lender—we’re a trusted partner in turning vision into reality. Our Business Purpose Lending division focuses on 30-year renovation loans and DSCR financing, empowering investors, developers, and entrepreneurs to acquire, improve, and maximize the value of their properties. With decades of combined expertise and a client-first approach, we deliver tailored financing solutions that move projects... view more -
NMLS # 0
Hard/Private/Non-QM
We offer Investor focused lending products with limited document requirements and industry disrupting low fees. Our founder, Ashley Abbott is a seasoned investor with over 80 rental doors who built this company with the mind-set of delivering loan products that satisfy every rental investor and fix and flippers needs. We require no bank statements, no W-2, and no tax returns for our loans. We require no verification of funds or reserves on purchase and refinance so no bank statements ever! We... view more -
NMLS # 1972074
Conventional & Gov.
Hard/Private/Non-QM
We’re a small, family-run lending team—just my wife and I—focused on helping investors and homeowners navigate real estate financing with clarity and confidence. Our Personal Reviews: https://www.experience.com/reviews/shaun-ingram-1760633288 We’ve been in the real estate industry for over a decade, and before becoming a full-time lender I spent years working as a Realtor. That background gives us a unique perspective on both sides of the transaction. We understand how deals come toget... view more -
Hard/Private/Non-QM
DreamPoint Capital is an investor-focused mortgage brokerage helping real estate investors close DSCR rental loans and fix & flip (bridge) financing nationwide. We’re built for speed, clear communication, and clean execution—whether you’re buying your first rental or scaling a portfolio. We Specialize In: - DSCR Rental Loans (Non-QM): Qualify primarily based on the property’s cash flow (not your W-2) - Fix & Flip / Bridge Loans: Purchase + rehab financing for value-add deals - BRR... view more -
Direct private real estate lending made simple through comprehensive loan programs and best-in-class execution. Over $1B financed in 2025. DSCR (1-9 units), RTL, Bridge, and Multifamily financing. view more
-
NMLS # 2735696
Nashville Money Guys
Hard/Private/Non-QM
Hard/Private/Non-QM
True 100% financing including purchase price and rehab funds. We are an Asset Based lender. We care about the deal itself, not your tax returns or credit score. Our team as completed over 400 rehabs, rentals and new construction projects, we underwrite our loans like investors, no bankers. We move fast, communicate clearly and can typically close quickly. If the numbers make sense, we find a way to get the deal done. view more
Georgia Mortgage Rates Today
How to Find a Lender in Georgia
To choose a lender that aligns with your investing goals, start by asking the right questions about their experience with real estate investors and their flexibility in loan terms. When speaking with a potential lender, ask about their familiarity with investment-specific loan products, such as portfolio loans, bridge loans, or cash-out refinancing options, and how often they work with investors in your target market. Understanding the lender's typical loan-to-value (LTV) ratios and whether they offer specialized financing—like quick approvals for competitive markets—can reveal how well their services support quick, strategic property purchases.
In addition to loan features, inquire about fees, interest rates, and their approach to managing multiple property loans. For example, ask if they provide discounts on financing for investors with multiple properties or if they offer customizable loan packages based on your long-term goals. A lender who is open to building a relationship and adjusting terms to your needs is often a better fit for a growing investment portfolio. Finally, get recommendations from local real estate investment groups, which can provide insights into which lenders in your area have a strong track record with investors. And remember there is no one size fits all lender, you will want to find the right one for your investing needs.
Testimonials
"Found a lender who was able to offer exactly what I was looking for."
"Beat our local broker by one percent! Thank you BP."
"Easy to use and found a great Lender! Still going through the process but should close this week!"