Best Georgia Mortgage Lenders
Browse 42 top-rated mortgage lenders in Georgia as of November 14, 2025. See lender reviews, ratings, and investment specialties.
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Hard/Private/Non-QM
I've manage to broker over 350 DSCR/hard money loans in just my first few years of being in the industry. I keep a thin team, which consists of just one assistant. This allows me to keep costs down for borrowers. I've been featured on several podcast and written about by journalist for hitting nearly $60 million in volume in just my first 36 months. My number one focus has always been the lowest rates, which I've been able to produce time and time again, causing many repeat clients to c... view more -
NMLS # 2625701
Hard/Private/Non-QM
HomeAbroad is a one-stop PropTech and FinTech platform that unlocks US real estate investment for global investors, offering specialized mortgage solutions without needing US credit history or residency, an AI-driven investment property search engine, local investor-friendly real estate agents, and end-to-end support (LLC formation, U.S. bank accounts, property management connections). view more -
NMLS # 2473786
Conventional & Gov.
Hard/Private/Non-QM
We specialize in mortgage solutions tailored for real estate investors. Whether you’re scaling your rental portfolio, flipping your next project, or navigating a complex acquisition, our team understands the speed, flexibility, and expertise investors need to succeed. We offer a full suite of investor-focused loan products, including DSCR loans, fix and flip financing, bridge loans, long-term rental loans, and portfolio loans that make managing multiple properties easier. From short-term r... view more -
Welcome to Your Private Lending Partner At our core, we’re a Veteran-Owned and operated private lending firm based in Fayetteville, GA — built by seasoned professionals in real estate and finance who understand what it takes to move deals forward quickly, smoothly, and successfully. We specialize in working with retail investors and independent loan brokers, offering fast, flexible, and transparent financing solutions designed to help you close more deals and scale your portfolio with con... view more
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Hard/Private/Non-QM
Sims Ventures – Your Trusted Private Lender for Fix & Flips, Ground-Up Construction & Cash-Out Refinancing With 15 years of real estate expertise, we continue to provide fast, reliable capital to investors and builders who need flexible financing to maximize opportunities—when traditional lenders say "no," we say "go." We Specialize In: ✅ Fix & Flip Loans – Quick closings, competitive rates, and terms designed for your rehab strategy. ✅ Ground-Up Construction Financing – From purchasi... view more -
NMLS # 1252107
Conventional & Gov.
Hard/Private/Non-QM
Cake Mortgage | Real Solutions for Real Estate Goals Getting financing shouldn’t be complicated and at Cake, we make it simple, fast, and investor-friendly. We specialize in helping real estate investors, entrepreneurs, and self-employed borrowers close confidently on loans that traditional banks can’t (or won’t) approve. Whether you're buying your first rental, leveraging CPA-prepared P&Ls or bank deposits to qualify, or expanding a complex portfolio, our nationwide team offers tailored ... view more -
Hard/Private/Non-QM
At Contour Mortgage, we pride ourselves on being more than just a direct retail residential mortgage lender—we’re a trusted partner in turning vision into reality. Our Business Purpose Lending division focuses on 30-year renovation loans and DSCR financing, empowering investors, developers, and entrepreneurs to acquire, improve, and maximize the value of their properties. With decades of combined expertise and a client-first approach, we deliver tailored financing solutions that move projects... view more -
NMLS # 0
Hard/Private/Non-QM
We offer Investor focused lending products with limited document requirements and industry disrupting low fees. Our founder, Ashley Abbott is a seasoned investor with over 50 rental doors who built this company with the mind-set of delivering loan products that satisfy every rental investor and fix and flippers needs. We require no bank statements, no W-2, and no tax returns for our loans. We require no verification of funds or reserves on purchase and refinance so no bank statements ever! We... view more -
Hard/Private/Non-QM
ALS Capital - Private Lending & Deal Partnerships for Real Estate Investors We’re a no-nonsense private lending company run by active real-estate investors who underwrite deals the way you actually run them. If you flip, build, or buy cash-flowing rentals, we structure fast, flexible financing that solves real closing problems. We partner with agents, builders, and operators to get deals closed on time. That means clear term sheets, realistic underwriting, and creative structures (seller-... view more -
Hard/Private/Non-QM
Simple, Fast, and Reliable Financing for Your Next Residential or Commercial Real Estate Investment. Loan programs: Fix and Flip, Bridge, Ground up Construction, DSCR Rental loans. Borrower profile: Foreign Nationals or US residents, Aspiring Investors (no experience) or institutional investors, low or high fico, complicated income structures. Collateral profile: SFR 1 to 4 units, warrantable or non-warratable condos, condo hotel, Multifamily 5+ units, most types of commercial ... view more
Georgia Mortgage Rates Today
How to Find a Lender in Georgia
To choose a lender that aligns with your investing goals, start by asking the right questions about their experience with real estate investors and their flexibility in loan terms. When speaking with a potential lender, ask about their familiarity with investment-specific loan products, such as portfolio loans, bridge loans, or cash-out refinancing options, and how often they work with investors in your target market. Understanding the lender's typical loan-to-value (LTV) ratios and whether they offer specialized financing—like quick approvals for competitive markets—can reveal how well their services support quick, strategic property purchases.
In addition to loan features, inquire about fees, interest rates, and their approach to managing multiple property loans. For example, ask if they provide discounts on financing for investors with multiple properties or if they offer customizable loan packages based on your long-term goals. A lender who is open to building a relationship and adjusting terms to your needs is often a better fit for a growing investment portfolio. Finally, get recommendations from local real estate investment groups, which can provide insights into which lenders in your area have a strong track record with investors. And remember there is no one size fits all lender, you will want to find the right one for your investing needs.
Testimonials
"Found a lender who was able to offer exactly what I was looking for."
"Beat our local broker by one percent! Thank you BP."
"Easy to use and found a great Lender! Still going through the process but should close this week!"