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Best Georgia Mortgage Lenders

Browse 54 top-rated mortgage lenders in Georgia as of July 29, 2026. See lender reviews, ratings, and investment specialties.

  • business profile image

    NMLS # 1647914

    LoanBidz

    Hard/Private/Non-QM

    4.5 stars
    60 Reviews
    40 forum posts

    Hard/Private/Non-QM

    LoanBidz specializes in BRRRR financing, including short-term fix & flip and long-term rental loans (DSCR) from $100k to $3M for real estate investors. We have helped over 5000 borrowers and funded over $1B in loans. LoanBidz.com, as an Exchange, has access to all the best private lending options available in the market. 650+ FICO requirement with a minimum of $25,000 in reserves available. We provide investment financing options for the purchase or refinance of non-owner-occupied single-fami... view more
  • business profile image

    NMLS # 66247

    Cardinal Financial - David Ross

    Conventional & Gov.

    Hard/Private/Non-QM

    4.9 stars
    254 Reviews
    32 forum posts

    Conventional & Gov.

    Hard/Private/Non-QM

    I have been in real estate lending for over 24 years and have built an experienced team of industry veterans who share the same commitment to excellence. We combine the efficiency of modern technology with the insight that only comes from decades of closing loans and helping clients succeed. Where other lenders may see obstacles, we work harder to find solutions and get your loan funded. Our clients trust us because we deliver consistent results without inflated rates. We aim to be more th... view more
  • business profile image

    NMLS # 2130517

    Convoy Home Loans.

    Hard/Private/Non-QM

    4.8 stars
    332 Reviews
    27 forum posts

    Hard/Private/Non-QM

    Nationwide mortgage lender for real estate investors only. Direct to funds on Wall Street for all products including but not limited to DSCR, bank statement, fix and flip, ground up, portfolio and asset utilization. Minimum Loan Amount - $150,000 Minimum Credit Score - 620 view more
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    Starlit Realty Capital

    Hard/Private/Non-QM

    5.0 stars
    12 Reviews
    21 forum posts

    Hard/Private/Non-QM

    Starlit Realty Capital serves investors and developers nationwide by sourcing appropriate financing solutions for ground up construction, fix & flip/hold, rental, and bridge products. Loan amounts of 100K-50M. Our expertise and dedication ensure that your investment journey is guided by professionals who prioritize your success. With a focus on delivering tailored financial solutions, we strive to elevate the potential of every project and partnership. view more
  • business profile image

    NMLS # 2448506

    Helm Mortgage Corp.

    Conventional & Gov.

    Hard/Private/Non-QM

    5.0 stars
    128 Reviews
    1630 forum posts

    Conventional & Gov.

    Hard/Private/Non-QM

    At Helm Mortgage Corp., we treat every customer as an individual, not just a number. As a veteran-owned, father-and-son-operated mortgage company with over 40 years of experience, we've proudly helped thousands of clients with their real estate financing needs. We work with a diverse network of top-rated lenders to offer competitive rates and exceptional service, ensuring that your home financing experience is both pleasant and personal. With access to over 100 investors, we’re able to secure... view more
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    NMLS # 2468614

    Cap One Lending

    Conventional & Gov.

    Hard/Private/Non-QM

    5.0 stars
    558 Reviews
    1 forum post

    Conventional & Gov.

    Hard/Private/Non-QM

    Cap One Lending – 5-Star Rated, Investor-Focused Financing Cap One Lending is a veteran-owned, 5-star rated direct lender specializing in Hard Money Fix & Flip, Fix & Rent / BRRRR, and DSCR Rental Loans (short & long term)—plus FHA, VA, USDA, and Conventional mortgages for primary and secondary homes. We’re built for investors: fast decisions, flexible loan programs, and decades of experience helping clients grow their portfolios. Whether you’re buying, refinancing, or pulling cash out,... view more
  • business profile image

    NMLS # 2167568

    Easy Street Capital.

    Hard/Private/Non-QM

    4.8 stars
    68 Reviews

    Hard/Private/Non-QM

    Easy Street Capital, LLC is the ideal lender for fix & flip investment properties, ground-up construction projects, and rentals. Defined by an experienced team and innovative loan programs, Easy Street Capital, LLC is the ideal financing partner for real estate investors of all experience levels and specialties. view more
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    Paces Funding, LLC

    Hard/Private/Non-QM

    19 forum posts

    Hard/Private/Non-QM

    Southeast's oldest and largest private direct lenders. We lend on fix-and-flip properties, new construction, cash out, transactional funding, and commercial properties. We're Fast, Flexible, with Competitive Rates and Less Paperwork! We don't have a credit score requirement and don't collect bank statements, tax returns, etc. We're privately funded which makes for a quick and easy loan closing. Loans are asset based. We originate, review, underwrite, fund, and service our own loans. We d... view more
  • business profile image

    NMLS # 905781

    Center Street Lending

    Hard/Private/Non-QM

    4.8 stars
    321 Reviews
    9 forum posts

    Hard/Private/Non-QM

    Local to Irvine Ca, and with 200+ 5 star Google reviews (and counting), Center Street Lending Prides ourselves on bringing easy, fast, and personalized service to the Real Estate Investing Process. With highly experienced LOs and In house servicing - Our goal is to deliver transactions that are competitively priced and swiftly executed, acting as your 'fast lane' to success. Above all, we are committed to our customers’ success because it’s good for everyone when they succeed. We pride ours... view more
  • business profile image

    NMLS # 2478266

    CV3 Financial Services

    Hard/Private/Non-QM

    Hard/Private/Non-QM

    Whether you’re looking to buy and hold, fix and flip, or build your rental business, CV3 is your trusted capital partner. CV3 Financial Services was built by and for real estate investors to provide both purchase and refinancing options for investment properties in 30+ states. CV3 delivers direct answers, quick closings, and flexible solutions for bridge, fix and flip and rehab loans, as well as adjustable or fixed rate rental property financing. With its diversified financial strength, CV3 i... view more
Showing 11 - 20 of 54 Georgia Lenders

Georgia Mortgage Rates Today

How to Find a Lender in Georgia


To choose a lender that aligns with your investing goals, start by asking the right questions about their experience with real estate investors and their flexibility in loan terms. When speaking with a potential lender, ask about their familiarity with investment-specific loan products, such as portfolio loans, bridge loans, or cash-out refinancing options, and how often they work with investors in your target market. Understanding the lender's typical loan-to-value (LTV) ratios and whether they offer specialized financing—like quick approvals for competitive markets—can reveal how well their services support quick, strategic property purchases.

In addition to loan features, inquire about fees, interest rates, and their approach to managing multiple property loans. For example, ask if they provide discounts on financing for investors with multiple properties or if they offer customizable loan packages based on your long-term goals. A lender who is open to building a relationship and adjusting terms to your needs is often a better fit for a growing investment portfolio. Finally, get recommendations from local real estate investment groups, which can provide insights into which lenders in your area have a strong track record with investors. And remember there is no one size fits all lender, you will want to find the right one for your investing needs.

Testimonials

"Found a lender who was able to offer exactly what I was looking for."

Jorge R.

"Beat our local broker by one percent! Thank you BP."

Pierre J.

"Easy to use and found a great Lender! Still going through the process but should close this week!"

John C.