Best Georgia Mortgage Lenders
Browse 51 top-rated mortgage lenders in Georgia as of May 24, 2026. See lender reviews, ratings, and investment specialties.
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NMLS # 2740541
Truehold Financial
Hard/Private/Non-QM
Hard/Private/Non-QM
Truehold Financial offers smart loan programs specifically for real estate investors. Whether you're building a rental portfolio with DSCR loans or flipping properties with our fix-and-flip financing, we provide fast funding in as few as 10 days with terms designed for investors like you. view more -
Experts in refinancing commercial property mortgages, apartment buildings & single-family rentals. 30-year terms are available. Rates range from 8.865%-11% and close usually in 3-4 weeks. This is private money, non-bank financing & much less paperwork than a bank. Up to 75% loan to value. view more
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NMLS # 338923
AnnieMac Home Mortgage - Ray Desfosse
Conventional & Gov.
Hard/Private/Non-QM
1665 Reviews4.9 starsConventional & Gov.
Hard/Private/Non-QM
At AnnieMac Home Mortgage, we believe there’s no such thing as a dead deal—only missed solutions. Our “No Deal Left Behind” approach helps investors secure financing others overlook. As a nationwide lender specializing in NonQM, Conventional, and Government programs, we’re built to solve complex scenarios. From our signature Cash2Keys Program to creative lending strategies, we take pride in finding a solution for every borrower. view more -
NMLS # 407536
Conventional & Gov.
Hard/Private/Non-QM
I specialize in helping homebuyers and real estate investors secure the right financing—whether it’s a conventional purchase, refinance, VA loan, or DSCR investment property. My focus is on speed, clarity, and structuring deals that actually help you build long-term wealth. I work closely with investors at all levels, from first-time buyers to experienced portfolio builders, providing tailored loan solutions and transparent guidance every step of the way. If you’re looking for a reliable l... view more -
NMLS # 1160240
Angel Oak Mortgage Solutions - Consumer Direct
Hard/Private/Non-QM
Hard/Private/Non-QM
Angel Oak assists people achieve homeownership by delivering flexible mortgage solutions built for real-life situations. We are committed to delivering a lending experience that is straightforward, transparent, and easily accessible, with particular focus on borrowers who may not fit traditional underwriting guidelines. Through a combination of innovative products and dedicated, client-focused service, we support borrowers with the clarity and confidence needed to navigate every stage of the ... view more -
NMLS # 376361
Parker Mortgage Team at Cross Country Mortgage
Conventional & Gov.
Hard/Private/Non-QM
Conventional & Gov.
Hard/Private/Non-QM
At Parker Mortgage, we have over 2 decades helping real people buy, invest, and renovate homes in Indiana. We make mortgages fun by customizing the process to every individual's situation. Need to get creative? We've got you. Want the absolute best deal possible, we've got you. Need resources to help you get that project over the finish line? We know a guy. We aren't just lenders, we're investors too. If you need a guy in a 3 piece suit and a necktie, I guess we can dress the ... view more -
NMLS # 3029
CrossCountry Mortgage
Conventional & Gov.
Hard/Private/Non-QM
Conventional & Gov.
Hard/Private/Non-QM
I help real estate investors finance opportunities that do not always fit the usual box. I specialize in DSCR loans, creative investor financing solutions, and lending for both short-term and long-term rental properties. Whether you are building a portfolio, buying your first investment property, or looking for a smarter way to qualify, I can help you explore options that align with your strategy and cash flow goals. I work with investors who want flexible solutions, clear guidance, and fina... view more -
NMLS # 2826586
Uncapco Financial
Hard/Private/Non-QM
Hard/Private/Non-QM
Uncapco Financial provides a clear path to capital through a trusted network of relationships and disciplined deal structuring. We align each project with the right funding strategy to secure the best terms in the market. As a hybrid lender, we offer the best of both worlds: the speed and certainty of in-house funding alongside the flexibility to pivot to our extensive network of capital partners. This structure allows us to remain agile, ensuring that whether your deal requires a quick br... view more -
Hard/Private/Non-QM
Harpoon Capital is currently a mortgage brokerage focusing on business-purpose loans only, with an emphasis on "DSCR Loans" -- the emerging top financing tool for residential real estate investors, from single family rentals, to small multifamily properties to short term rentals (i.e. airbnbs). Whether you are a real estate investing whale with 50+ properties or a relative minnow just starting out, our information is here to help you navigate the voyage to financial freedom through real estat... view more -
NMLS # 2591548
Hard/Private/Non-QM
United Trust Mortgage specializes in investment property financing for real estate investors nationwide, with a strong focus on DSCR, business-purpose, and non-QM loan solutions. We work with first-time and experienced investors alike, offering flexible financing options for rental properties, short-term rentals, multifamily, and portfolio expansion strategies. Our approach is built around speed, communication, and problem-solving. We help investors structure deals that traditional banks o... view more
Georgia Mortgage Rates Today
How to Find a Lender in Georgia
To choose a lender that aligns with your investing goals, start by asking the right questions about their experience with real estate investors and their flexibility in loan terms. When speaking with a potential lender, ask about their familiarity with investment-specific loan products, such as portfolio loans, bridge loans, or cash-out refinancing options, and how often they work with investors in your target market. Understanding the lender's typical loan-to-value (LTV) ratios and whether they offer specialized financing—like quick approvals for competitive markets—can reveal how well their services support quick, strategic property purchases.
In addition to loan features, inquire about fees, interest rates, and their approach to managing multiple property loans. For example, ask if they provide discounts on financing for investors with multiple properties or if they offer customizable loan packages based on your long-term goals. A lender who is open to building a relationship and adjusting terms to your needs is often a better fit for a growing investment portfolio. Finally, get recommendations from local real estate investment groups, which can provide insights into which lenders in your area have a strong track record with investors. And remember there is no one size fits all lender, you will want to find the right one for your investing needs.
Testimonials
"Found a lender who was able to offer exactly what I was looking for."
"Beat our local broker by one percent! Thank you BP."
"Easy to use and found a great Lender! Still going through the process but should close this week!"