Best Georgia Mortgage Lenders
Browse 48 top-rated mortgage lenders in Georgia as of July 22, 2026. See lender reviews, ratings, and investment specialties.
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NMLS # 1566096
Conventional & Gov.
Hard/Private/Non-QM
I don’t just offer loans, I structure financing that helps you scale faster, protect your cash flow, and win more deals in competitive markets. With access to dozens of lenders and investor-focused products, I make sure you’re never leaving money or opportunity on the table. view more -
NMLS # 1160240
Angel Oak Mortgage Solutions - Consumer Direct
Hard/Private/Non-QM
Hard/Private/Non-QM
Angel Oak assists people achieve homeownership by delivering flexible mortgage solutions built for real-life situations. We are committed to delivering a lending experience that is straightforward, transparent, and easily accessible, with particular focus on borrowers who may not fit traditional underwriting guidelines. Through a combination of innovative products and dedicated, client-focused service, we support borrowers with the clarity and confidence needed to navigate every stage of the ... view more -
NMLS # 376361
Parker Mortgage Team at Cross Country Mortgage
Conventional & Gov.
Hard/Private/Non-QM
42 Reviews4.8 starsConventional & Gov.
Hard/Private/Non-QM
At Parker Mortgage, we have over 2 decades helping real people buy, invest, and renovate homes in Indiana. We make mortgages fun by customizing the process to every individual's situation. Need to get creative? We've got you. Want the absolute best deal possible, we've got you. Need resources to help you get that project over the finish line? We know a guy. We aren't just lenders, we're investors too. If you need a guy in a 3 piece suit and a necktie, I guess we can dress the ... view more -
NMLS # 3029
CrossCountry Mortgage
Conventional & Gov.
Hard/Private/Non-QM
Conventional & Gov.
Hard/Private/Non-QM
I help real estate investors finance opportunities that do not always fit the usual box. I specialize in DSCR loans, creative investor financing solutions, and lending for both short-term and long-term rental properties. Whether you are building a portfolio, buying your first investment property, or looking for a smarter way to qualify, I can help you explore options that align with your strategy and cash flow goals. I work with investors who want flexible solutions, clear guidance, and fina... view more -
NMLS # 2826586
Uncapco Financial
Hard/Private/Non-QM
Hard/Private/Non-QM
Uncapco is a nationwide direct lender offering short- and long-term financing for investment properties, with programs that are friendly to first-time investors. DSCR Rental 🏢 - Up to 80% LTV | Rates Starting 5.75% (as of 6.17.26) Fix & Flip 🏚️➡️🏠 – Up to 95% LTC | 75% of ARV | Rates Starting 8.99% (as of 6.17.26) New Construction 🏗 - Up to 90% LTC | 75% of ARV | Rates Starting 9.99% (as of 6.17.26) We blend the flexibility of a broker with the discipline and capital backing of a... view more -
Hard/Private/Non-QM
Harpoon Capital is currently a mortgage brokerage focusing on business-purpose loans only, with an emphasis on "DSCR Loans" -- the emerging top financing tool for residential real estate investors, from single family rentals, to small multifamily properties to short term rentals (i.e. airbnbs). Whether you are a real estate investing whale with 50+ properties or a relative minnow just starting out, our information is here to help you navigate the voyage to financial freedom through real estat... view more -
ErickLends
Conventional & Gov.
Hard/Private/Non-QM
Conventional & Gov.
Hard/Private/Non-QM
Our loan products are built for how investors actually operate: long-term rentals, short-term rentals, BRRRR refinances, multi-family, and LLC-vested properties. Whether you’re closing on your first rental or your 100th, we move fast, structure flexibly, and treat every deal like the investment it is. view more -
NMLS # 1660690
Conventional & Gov.
Hard/Private/Non-QM
Unlock More Deals with the Power of 300+ Lending Relationships NEXA Mortgage gives real estate investors an unmatched advantage through a network of over 300 wholesale lending partners, including 90+ lenders offering DSCR financing and approximately 18 lenders specializing in Short-Term Rental (STR) DSCR programs. Instead of forcing investors into a one-size-fits-all loan, we leverage an expansive marketplace to match each property, strategy, and investment goal with the right financing solu... view more
Georgia Mortgage Rates Today
How to Find a Lender in Georgia
To choose a lender that aligns with your investing goals, start by asking the right questions about their experience with real estate investors and their flexibility in loan terms. When speaking with a potential lender, ask about their familiarity with investment-specific loan products, such as portfolio loans, bridge loans, or cash-out refinancing options, and how often they work with investors in your target market. Understanding the lender's typical loan-to-value (LTV) ratios and whether they offer specialized financing—like quick approvals for competitive markets—can reveal how well their services support quick, strategic property purchases.
In addition to loan features, inquire about fees, interest rates, and their approach to managing multiple property loans. For example, ask if they provide discounts on financing for investors with multiple properties or if they offer customizable loan packages based on your long-term goals. A lender who is open to building a relationship and adjusting terms to your needs is often a better fit for a growing investment portfolio. Finally, get recommendations from local real estate investment groups, which can provide insights into which lenders in your area have a strong track record with investors. And remember there is no one size fits all lender, you will want to find the right one for your investing needs.
Testimonials
"Found a lender who was able to offer exactly what I was looking for."
"Beat our local broker by one percent! Thank you BP."
"Easy to use and found a great Lender! Still going through the process but should close this week!"