Best North Dakota Mortgage Lenders
Browse 7 top-rated mortgage lenders in North Dakota as of May 5, 2026. See lender reviews, ratings, and investment specialties.
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NMLS # 2893
Conventional & Gov.
Hard/Private/Non-QM
**Schedule Strategy Call - www.bpinvestorteam.com or 888-343-1043 BiggerPockets own Tony J. Robinson, Rent To Retirement, and Amanda Han’s preferred lender and we have helped thousands of real estate investors over the past 20 years. BiggerPockets RE Podcast Episodes 1163, 943 & 939 and BiggerPockets Rookie Show Episodes 588 & 409 **We're hiring!! Call 888-343-1043** Specializing in strategic planning for real estate investors. Conventional and non-conventional lending expert... view more -
NMLS # 66247
Cardinal Financial - David Ross
Conventional & Gov.
Hard/Private/Non-QM
249 Reviews4.9 stars32 forum postsConventional & Gov.
Hard/Private/Non-QM
I have been in real estate lending for over 23 years and have built an experienced team of industry veterans who share the same commitment to excellence. We combine the efficiency of modern technology with the insight that only comes from decades of closing loans and helping clients succeed. Where other lenders may see obstacles, we work harder to find solutions and get your loan funded. Our clients trust us because we deliver consistent results without inflated rates. We aim to be more th... view more -
NMLS # 1125207
Hard/Private/Non-QM
With more than $21 billion in funded loans, Kiavi is one of the nation's largest private lenders to residential real estate investors. Kiavi harnesses the power of data & technology to offer REIs a simpler, more reliable, and faster way to access the capital they need to scale their businesses. With a wide range of bridge and rental funding options to choose from, Kiavi’s 24/7 pricing calculator and team of experts can create a personalized solution for your investment strategy. You get relia... view more -
NMLS # 2625701
Hard/Private/Non-QM
HomeAbroad is a one-stop PropTech and FinTech platform that unlocks US real estate investment for global investors, offering specialized mortgage solutions without needing US credit history or residency, an AI-driven investment property search engine, local investor-friendly real estate agents, and end-to-end support (LLC formation, U.S. bank accounts, property management connections). view more -
Experts in refinancing commercial property mortgages, apartment buildings & single-family rentals. 30-year terms are available. Rates range from 8.865%-11% and close usually in 3-4 weeks. This is private money, non-bank financing & much less paperwork than a bank. Up to 75% loan to value. view more
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NMLS # 1566096
Conventional & Gov.
Hard/Private/Non-QM
I don’t just offer loans, I structure financing that helps you scale faster, protect your cash flow, and win more deals in competitive markets. With access to dozens of lenders and investor-focused products, I make sure you’re never leaving money or opportunity on the table. view more -
NMLS # 1160240
Angel Oak Mortgage Solutions - Consumer Direct
Hard/Private/Non-QM
Hard/Private/Non-QM
Angel Oak assists people achieve homeownership by delivering flexible mortgage solutions built for real-life situations. We are committed to delivering a lending experience that is straightforward, transparent, and easily accessible, with particular focus on borrowers who may not fit traditional underwriting guidelines. Through a combination of innovative products and dedicated, client-focused service, we support borrowers with the clarity and confidence needed to navigate every stage of the ... view more
North Dakota Mortgage Rates Today
How to Find a Lender in North Dakota
To choose a lender that aligns with your investing goals, start by asking the right questions about their experience with real estate investors and their flexibility in loan terms. When speaking with a potential lender, ask about their familiarity with investment-specific loan products, such as portfolio loans, bridge loans, or cash-out refinancing options, and how often they work with investors in your target market. Understanding the lender's typical loan-to-value (LTV) ratios and whether they offer specialized financing—like quick approvals for competitive markets—can reveal how well their services support quick, strategic property purchases.
In addition to loan features, inquire about fees, interest rates, and their approach to managing multiple property loans. For example, ask if they provide discounts on financing for investors with multiple properties or if they offer customizable loan packages based on your long-term goals. A lender who is open to building a relationship and adjusting terms to your needs is often a better fit for a growing investment portfolio. Finally, get recommendations from local real estate investment groups, which can provide insights into which lenders in your area have a strong track record with investors. And remember there is no one size fits all lender, you will want to find the right one for your investing needs.
Testimonials
"Found a lender who was able to offer exactly what I was looking for."
"Beat our local broker by one percent! Thank you BP."
"Easy to use and found a great Lender! Still going through the process but should close this week!"