Skip to content
×
PRO
Pro Members Get Full Access!
Get off the sidelines and take action in real estate investing with BiggerPockets Pro. Our comprehensive suite of tools and resources minimize mistakes, support informed decisions, and propel you to success.
Advanced networking features
Market and Deal Finder tools
Property analysis calculators
Landlord Command Center
$0
TODAY
$69.00/month when billed monthly.
$32.50/month when billed annually.
7 day free trial. Cancel anytime
Already a Pro Member? Sign in here
Pick markets, find deals, analyze and manage properties. Try BiggerPockets PRO.
x

Investor-friendly Lenders in South Carolina

22 investor-friendly Lenders found in South Carolina as of December 11, 2024

  • business profile image

    NMLS # 1933377

    Total Quality Lending

    Conventional & Gov.

    Hard/Private/Non-QM

    4.8 stars
    306 Reviews

    Conventional & Gov.

    Hard/Private/Non-QM

    Low Rates, Direct Lender with 15-day Close Guarantee, No Broker or Origination fees & A No Lender Fee Refi Program. We will connect you with all our Investor resources. We will get you the best terms available first & not steer you in the costliest option 1st since we have access to all Traditional & Non-Traditional Loan Products. You don't need to go multiple lenders to scale your portfolio as we do it all! Minimum Loan amounts of 100k. Our whole team not only has a big background with ... view more
  • business profile image

    Above PAR Capital

    Hard/Private/Non-QM

    5 forum posts

    Hard/Private/Non-QM

    Base Requirements: - 700+ Credit - $200,000 As-Is Minimum Specializes in being a proven scaling mechanism for Real Estate Investors Nationwide. Wrapped-Interest Payments, Up to 90% LTV & Advanced Draws Available. At Above PAR Capital, our true investment is our clients. We cover Fix & Flips, Long-Term Holds, Ground-Up Construction, & Bridge Loans on almost anything Residential 1-4 Units. With our leverage-driven model, creative loan structuring, & dedicated team of experts - we’re... view more
  • business profile image

    NMLS # 2482717

    Backflip

    Hard/Private/Non-QM

    4.3 stars
    15 Reviews
    41 forum posts

    Hard/Private/Non-QM

    Real estate investors choose Backflip for our flexible capital, user-friendly deal analysis app, and supportive community. With our free app, you can access up-to-date comps, calculate ARV, input costs, and estimate ROI using our profit calculator. Our tech-driven loan process saves you time, while our dedicated team works directly with you to ensure success and smooth transactions. Join our growing community of real estate professionals who support each other's achievements. With the Ba... view more
  • business profile image

    NMLS # 367411

    Park Place Finance, LLC

    Hard/Private/Non-QM

    4.8 stars
    303 Reviews

    Hard/Private/Non-QM

    Park Place Finance is a nationwide direct private lender specializing in Fix and Flip, Bridge, DSCR, and Ground Up Construction loans. We offer same-day approvals and close in an average of 3-5 days, helping real estate investors secure funding quickly and efficiently. Borrowers benefit from competitive rates based on property location, experience, and credit. With a national reach, we provide endless opportunities to grow your portfolio. Over $1 Billion in funded loans Trusted by thou... view more
  • business profile image

    NMLS # 133519

    theLender

    Hard/Private/Non-QM

    4.8 stars
    798 Reviews
    5 forum posts

    Hard/Private/Non-QM

    Not just any lender, theLender! We've earned and maintained a 4.8 Customer Satisfaction Rating, with over 700 reviews from past clients. Our focus is INVESTMENT PROPERTY financing and we've funded over $7.5B in loan volume, while helping over 30,000 customers build their portfolio! At theLender, we understand that not everyone fits into the same financial mold. That’s why we’ve created unique loan products tailored specifically for Short Term Rental investors. As a consumer direct le... view more
  • business profile image

    NMLS # 1647914

    LoanBidz.com by Investment Property Loan Exchange

    Hard/Private/Non-QM

    4.7 stars
    38 Reviews
    39 forum posts

    Hard/Private/Non-QM

    LoanBidz.com specializes in BRRRR financing, including short-term fix & flip and long-term rental loans (DSCR) from $100k to $3M for real estate investors. We have helped over 3000 borrowers and funded over $600M in loans. LoanBidz.com, as an Exchange, has access to all the best private lending options available in the market. 650+ FICO requirement with a minimum of $25,000 in reserves available. We provide investment financing options for the purchase or refinance of non-owner-occupied singl... view more
  • business profile image

    Fenway Funding Group

    Hard/Private/Non-QM

    5.0 stars
    3 Reviews
    413 forum posts

    Hard/Private/Non-QM

    Dedicated to serving the needs of real estate investors, we excel as hard money brokers by providing tailored financial solutions and expert guidance throughout the investment journey. Minimum loan amount of $50,000.00. Minimum FICO 640 Fix & Flip/Hold: Up To 90% LTC DSCR: Up to 80% LTV view more
  • business profile image

    Upright

    Hard/Private/Non-QM

    4.7 stars
    154 Reviews
    39 forum posts

    Hard/Private/Non-QM

    Upright is a direct hard money lender with a diverse capital stack — which means we can fund your project, we can fund it fast, and we can continue funding it as each project progresses. With private lenders, you can take on only as many projects as your network can finance. With us, bring us the good deals, and we’ll fund them. Many of our borrower partners double their completed projects when they start working with us. view more
  • business profile image

    NMLS # 2167568

    Easy Street Capital.

    Hard/Private/Non-QM

    4.9 stars
    61 Reviews

    Hard/Private/Non-QM

    Easy Street Capital, LLC is the ideal lender for fix & flip investment properties and ground-up construction projects. Defined by an experienced team and innovative loan programs, Easy Street Capital, LLC is the ideal financing partner for real estate investors of all experience levels and specialties. Whether an investor is fixing and flipping, building ground-up, or looking to brrrr we have a solution to fit those needs. view more
  • business profile image

    NMLS # 2059741

    Tomo Mortgage

    Conventional & Gov.

    4.5 stars
    96 Reviews

    Conventional & Gov.

    At Tomo Mortgage, you gain more than just a lender— we are investors ourselves with decades of experience. We specialize in rental and primary residence/house hacking. Our Loan Officers are available 7 days/week and our online portal open 24/7 to take applications. Tomo Mortgage stands out by eliminating lender fees and offering some of the industry’s lowest rates. Our advanced technology streamlines the origination process, reducing costs and passing those savings directly to you through ... view more
Showing 1 - 10 of 22

Find a Lender in South Carolina


To choose a lender that aligns with your investing goals, start by asking the right questions about their experience with real estate investors and their flexibility in loan terms. When speaking with a potential lender, ask about their familiarity with investment-specific loan products, such as portfolio loans, bridge loans, or cash-out refinancing options, and how often they work with investors in your target market. Understanding the lender's typical loan-to-value (LTV) ratios and whether they offer specialized financing—like quick approvals for competitive markets—can reveal how well their services support quick, strategic property purchases.

In addition to loan features, inquire about fees, interest rates, and their approach to managing multiple property loans. For example, ask if they provide discounts on financing for investors with multiple properties or if they offer customizable loan packages based on your long-term goals. A lender who is open to building a relationship and adjusting terms to your needs is often a better fit for a growing investment portfolio. Finally, get recommendations from local real estate investment groups, which can provide insights into which lenders in your area have a strong track record with investors. And remember there is no one size fits all lender, you will want to find the right one for your investing needs.