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Portfolio lenders in Massachusetts

Browse 66 lenders offering portfolio loans in Massachusetts as of November 13, 2026. Compare NMLS numbers, specialties and markets served.

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  • Diversified Financing Solutions

    NMLS #2419089

    17 forum posts

    • Hard/Private/Non-QM
    • Balance Sheet Loan
    • Bridge Loan
    • DSCR (long-term rental)
    • +3 more

    Diversified Financing Solutions offers the highest level of customer service and competitive pricing you will find in private lending. Offering bridge, rehab, and rental financing with terms from 12 to 360 months. Apply today or call to speak to one of our mortgage planners and discover what Diversified Financing Solutions can do for you! Diversified Financing Solutions was founded by experienced Real Estate Professionals. We have vast experience in Real Estate Asset Management, Bank Owned Real Estate (REO) Sales, and personal experience in hundreds of fix and flip projects completed in multiple states. We will help you navigate the hurdles of executing a successful business plan. Our team has over 70 years of combined lending experience to make sure your loans close fast, with the right rates for you. We have a diverse set of in-house loan programs, investors & lender networks to fund most loan scenarios. Every borrower is VIP, that's why you get a dedicated mortgage planner that always knows your loan status. Whether it’s a single asset or a portfolio of real estate holdings, our mission is to provide timely and cost-effective financing solutions for Real Estate Investors of all experience levels. Whether you are a novice or an experienced Real Estate Professional, we have the financing solutions to fund your newest triumph. Our daily objective is to ensure your success in real estate investing, not just to get loans in and out the door quickly. We want to fund your deals, but more importantly we want to be your lender and partner for all your wins, both big and small. We can assist in ensuring your profitability by navigating the unforeseen. We provide boutique financing options, not just the big box lender financing with those painful “conditions” that cause delays. We lend our own funds, we have multiple capital partners, and we will work hard to find the best solution to suit your real estate needs.

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  • Best Lending Co

    NMLS #2117164

    5.0 (15) · BiggerPockets reviews266 forum posts

    • Hard/Private/Non-QM
    • Balance Sheet Loan
    • Bridge Loan
    • DSCR (long-term rental)
    • +5 more

    BEST Lending Co. was birthed from the irritations spoken by so much of the industry. Hard money or Private money lending for real estate investment property has undergone massive changes in the last decade, but most private lenders aren’t keeping up. Having experienced those changes first hand, the founder of BEST Lending Co created this company to bridge the gap between the veteran boots on the ground and the overly complicated financing currently available for real estate investors.

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  • Troy City Mortgage LLC

    NMLS #1591856

    • Conventional & Gov.
    • Hard/Private/Non-QM
    • Balance Sheet Loan
    • Conventional Loan
    • Conventional Rental Loan
    • +10 more

    We get it—mortgages are confusing. That’s why we’ve been simplifying homeownership in Bristol County since 2017. Maybe you’re a first-time home buyer who’s new to mortgages. Or perhaps you have questions about refinancing your current home loan or buying some investment property. Whatever your needs we are ready to guide you towards solutions personalized for you. Discover why we’re the best place in Massachusetts and Rhode Island to get a mortgage.

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  • Rate Hero

    NMLS #2822806

    18 forum posts

    • Conventional & Gov.
    • Hard/Private/Non-QM
    • Balance Sheet Loan
    • Conventional Loan
    • Conventional Rental Loan
    • +9 more

    Rate Hero | Let the home qualify itself. Built for investors who don’t fit inside a bank’s box. At Rate Hero, we help real estate investors, entrepreneurs, and self-employed borrowers secure financing based on the deal, not just a traditional income checklist. Whether you’re buying your first rental, refinancing out of hard money, pulling cash out to scale, or qualifying through DSCR, bank statements, or CPA-prepared P&Ls, we structure loans around how investors actually move. Fast deals. Creative structures. Real lending strategy. ⚡ DSCR Loans for first-time and seasoned investors ⚡ No-Ratio and Investor Cash Flow Loans ⚡ Bank Statement Loans ⚡ CPA P&L Loans ⚡ FHA, Conventional, and VA Loans and Refinances ⚡ Cash-Out Refinances for Investment and Primary Properties ⚡ Interest-Only and Asset-Based Loan Options ⚡ Second Mortgages and HELOC Options ⚡ Creative Financing for LLCs, Trusts, Corporations, and Complex Ownership Structures Our goal is simple: make financing faster, clearer, and more strategic for investors who are buying, refinancing, scaling, or restructuring. Financing built around the way investors actually move.

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  • Ben Naranjo - The Naranjo Group @ CMG Home Loans

    NMLS #2080798

    • Conventional & Gov.
    • Hard/Private/Non-QM
    • Balance Sheet Loan
    • Bridge Loan
    • Conventional Loan
    • +9 more

    As an investor myself, I help homebuyers and real estate investors understand their financing options with clarity and confidence. With 10 years in corporate finance and over $50M financed in 2025, I bring a straightforward, numbers-driven approach without overcomplicating the process. I work with first-time buyers, house hackers, move-up buyers, and investors across New England. Using tools like Mortgage Coach and real-time scenario comparisons, I help clients quickly see how different loan structures impact cash flow, long-term wealth, and overall strategy. Clients choose me because I’m responsive, transparent, and committed to making the entire lending experience smooth. I stay closely connected to top realtors, attorneys, CPAs, and credit specialists, so you get a well-coordinated team, not just a loan approval. Whether you're evaluating your first house hack, comparing investment property returns, or structuring a high-income jumbo loan, I bring deep lending expertise paired with real financial insight. I close deals quickly, support clients far beyond pre-approval, and work hand-in-hand with the pros involved to keep everything running seamlessly. If you want a lender who understands numbers, understands people, and treats your goals like a long-term relationship- NOT a transaction...I’m here to help!!

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  • Rate

    NMLS #2611

    • Conventional & Gov.
    • Hard/Private/Non-QM
    • Balance Sheet Loan
    • Conventional Loan
    • Conventional Rental Loan
    • +12 more

    Hi, my name is Conor Whiting and I am an investor and Branch Manager with Rate in Westbrook, ME. I am licensed in ME, MA, NH, CT, and FL. I have experience in BRRR's personally as well as short term rentals. I have the product mix and experience to help.

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  • Ocean Coast Mortgage

    NMLS #2889807

    11 forum posts

    • Hard/Private/Non-QM
    • Balance Sheet Loan
    • DSCR (long-term rental)
    • DSCR (short-term rental)
    • +6 more

    Specialties Co-Living / PadSplit • DSCR • Foreign National • Fix & Flip • Construction • Bank Statement • P&L **Co-living deal that other lenders keep turning down? That's our specialty.** We get co-living, PadSplit and creative DSCR loans funded for investors nationwide, including high bed and bath counts, converted properties, low DSCR and foreign national buyers. **Foreign national investor getting turned down by U.S. lenders? That's our specialty.** Our founder, Connor Mayner, started his mortgage career brokering loans in Canada before he moved to the U.S. That's why helping international investors buy U.S. investment property has become one of the biggest parts of what we do. **Looking for Creative DSCR & Investment Property Financing?** A low DSCR doesn’t have to stop your deal. We offer a wide range of DSCR loan programs and creative financing solutions to help investors qualify, including strategies to increase the DSCR and access to no-ratio DSCR products that don’t require the property to meet a minimum DSCR threshold. We look beyond standard lending guidelines to find the right program for your property and help you move forward with your investment.

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All 66 lenders offering portfolio loans in Massachusetts

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  • 7e investments

    NMLS #2435077

    5.0 (3) · BiggerPockets reviews21866 forum posts

    • Hard/Private/Non-QM
    • Balance Sheet Loan
    • Bridge Loan
    • Fix & Flip
    • +2 more

    7e Investments is a Virginia-based private real estate investment firm. We specialize in “fixing and flipping” residential mortgage notes that are secured by single family homes throughout the US. We currently have raised over $30M for our Regulation A+ and Regulation D offering open to both accredited and non-accredited investors.

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  • BUILT-LENDING

    NMLS #391784

    2311 forum posts

    • Hard/Private/Non-QM
    • Balance Sheet Loan
    • Bridge Loan
    • DSCR (long-term rental)
    • +7 more

    Looking for Reliable Real Estate Financing? Work with Joseph V. Scorese, a Nationwide Direct Private Lender focused on speed, transparency, and execution. I help real estate investors secure capital that aligns with their strategy—not just the deal. 🏡 Loan Programs Offered • Rental Loans (1–4 Family) • Fix & Flip Loans • Fix-to-Rent Loans • Portfolio / Blanket Rental Loans • Multi-Family Bridge Loans • 5+ Unit Multi-Family & Mixed-Use • New Construction Loans • Short-Term Rental Loans • DSCR & Bank Statement Loans Let’s talk strategy and structure your next deal for success—from acquisition through exit. 📞 Call/Text: 215-290-5108 📧 Email: [email protected]

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  • ProAlpha Capital

    NMLS #2702926

    2098 forum posts

    • Hard/Private/Non-QM
    • Balance Sheet Loan
    • Bridge Loan
    • DSCR (long-term rental)
    • +7 more

    We provide fast, reliable private lending solutions for real estate investors, specializing in Hard Money, DSCR, and Ground-Up Construction loans. We also offer a full range of conventional, QM, and government-backed mortgage products throughout New England and Florida.

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  • Infinity Capital Finance

    No NMLS on file

    1299 forum posts

    • Hard/Private/Non-QM
    • Balance Sheet Loan
    • Bridge Loan
    • Fix & Flip
    • +5 more

    We lend NATIONWIDE and specialize in quick and easy hard money loans, up to 90% of purchase and 100% of rehab. We offer ADVANCED draws and allow borrowers to obtain their own appraisal. Rates start at 8.75% and 1.5 points. We will lend up to 75% ARV and no experience required.

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  • Belsky Mortgage, LLC

    No NMLS on file

    5.0 (1) · BiggerPockets reviews1274 forum posts

    • Hard/Private/Non-QM
    • Balance Sheet Loan
    • Bridge Loan
    • DSCR (long-term rental)
    • +6 more

    Belsky Mortgage, LLC is an investment and commercial mortgage broker serving real estate investors nationwide in all 50 states. Founded by Nick Belsky, we arrange business-purpose financing for Fix & Flip, DSCR rental loans, New Construction and land development, bridge loans, and Commercial properties including multifamily, mixed-use, retail and office. Our capital partners include private money lenders, high-net-worth family offices, syndications, funds and institutional lenders. Through those partners we also arrange Agency Multifamily (Fannie Mae and Freddie Mac), SBA, and HUD commercial loans. We shop each deal across that network and present competing offers side by side, so you can compare real options without spending your time hunting for lenders. We do that for you. Our focus is getting investors’ deals closed, whether you’re our client directly or we’re co-brokering with your broker. “A” paper borrowers, or deals the banks said “no” to: call or text Nick at (817) 505-5812, or start a Quick App at belskymortgage.com.

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  • Capital Chat

    No NMLS on file

    385 forum posts

    • Hard/Private/Non-QM
    • Balance Sheet Loan
    • Bridge Loan
    • DSCR (long-term rental)
    • +6 more

    Capital Chat provides fast, reliable financing for real estate investors—funding in just 5–7 days with no income verification, no tax returns, and no application fee. Qualified investors can access up to 95% LTV, 100% rehab funding, and quick desktop appraisals for qualified rehab loans. Our programs are designed for a wide range of investors, including first-timers, those with low credit, foreclosures, or tax liens. We specialize in real estate deals designed to secure maximum financing, gain quick liquidity, and enable investors to leverage more deals simultaneously. Get a free quote today! FIX & FLIP QUOTE gocapitalchat.fillout.com/fixandflip NEW CONSTRUCTION QUOTE gocapitalchat.fillout.com/newconstruction DSCR LONG-TERM RENTAL QUOTE gocapitalchat.fillout.com/dscrrental FIX TO RENT gocapitalchat.fillout.com/fixtorent PORTFOLIO LOAN gocapitalchat.fillout.com/rentalportfolio COMMERCIAL & RURAL PROPERTIES gocapitalchat.fillout.com/preapproval

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  • Frontier Funding LLC

    No NMLS on file

    254 forum posts

    • Hard/Private/Non-QM
    • Balance Sheet Loan
    • Bridge Loan
    • DSCR (long-term rental)
    • +7 more

    We finance investment properties with fast and easy no-doc loans. When banks say no, we say yes. Short term and long term no doc loans for investment properties nationwide No credit options No appraisal options Quick close Any FICO and any property type Up to 100% funding for experienced investors 1-4 family Bridge loans Fix and flips Bridge loans DSCR Ground up construction Foreclosure bailouts Retail, industrial, warehouse Hotels/Motels Multi Family 5+ Restaurants/Bars Strip clubs Mobile home park Daycare Automotive Marinas

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  • Brooklyn Funding Group

    No NMLS on file

    209 forum posts

    • Hard/Private/Non-QM
    • Balance Sheet Loan
    • Bridge Loan
    • DSCR (long-term rental)
    • +6 more

    We are Brooklyn Funding Group, New York's premier direct lender FUNDING NATIONWIDE! We've closed over $120 million in loans, specializing in Fix & Flip, DSCR, and custom loan solutions. We're proud to be the nation's first and only black-owned hard money lender, dedicated to serving all communities with innovative financing and unparalleled expertise. Our team is composed of industry leaders and creative problem solvers committed to guiding you through every step of your investment journey. Whether you're a first-time investor or a seasoned pro, we offer tailored solutions to fit your unique needs, ensuring your projects are not just funded but destined for success. We believe in more than just lending; we believe in partnership. With numerous accolades and a strong presence in the community, Brooklyn Funding Group is your trusted ally in building wealth and achieving long-term prosperity. Experience the difference with a lender that prioritizes your vision, efficiency, and success. Join us and let's build your real estate future together. Your journey to success starts here.

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  • West Capital Lending

    NMLS #1566096

    206 forum posts

    • Conventional & Gov.
    • Hard/Private/Non-QM
    • Balance Sheet Loan
    • Bridge Loan
    • Conventional Loan
    • +12 more

    I don’t just offer loans, I structure financing that helps you scale faster, protect your cash flow, and win more deals in competitive markets. With access to dozens of lenders and investor-focused products, I make sure you’re never leaving money or opportunity on the table.

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  • Conrad Mortgage

    NMLS #1686046

    168 forum posts

    • Conventional & Gov.
    • Hard/Private/Non-QM
    • Balance Sheet Loan
    • Bridge Loan
    • Conventional Loan
    • +14 more

    We specialize in helping investors succeed and grow their business with knowledge and over 20 years in the business experience. We also have access to all types of loan products, even if we aren't offering an inhouse product we can broker it. We have a very well developed network within the real estate community. Call or text 330-548-4430 | [email protected]

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Investment property loan types in Massachusetts

  • DSCR loans

    Qualify on the property's rental income rather than your own. Common for buy-and-hold investors with several properties or self-employed income.

  • Fix-and-flip loans

    Purchase plus rehab in one facility, drawn in stages as the work is signed off.

How to find a lender in Massachusetts

  • Use the BiggerPockets Lender Finder to match with lenders who fund the kind of deal you are doing in Massachusetts

  • Ask in the BiggerPockets forums, where investors name the lenders they have actually closed with

  • Check the NMLS number on any lender before you share financial details

  • Attend a local Massachusetts meetup and ask who other investors use

Investment property financing, explained

What is a portfolio loan?

A portfolio loan is one the lender keeps on its own books instead of selling it to Fannie Mae or Freddie Mac, so the lender sets its own rules. That makes portfolio lenders, often local banks and credit unions, a fit for investors past the 10 financed property cap on conventional loans or with properties that fall outside standard guidelines.

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What's included in Pro Perks

~$5,000+ potential annual value

  • Investor loan & insurance discounts
  • Property management & banking/ bookkeeping subscriptions
  • Savings on home renovation materials