VA Loan Quadruplex | Fort Lauderdale — Best Strategies to Find Quality Tenants? (Sec

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VA Loan Quadruplex | Fort Lauderdale — Best Strategies to Find Quality Tenants? (Sec

Juan Quiroz
Member since 2026 · 8 posts · 2 votes

Hey BP community,

First-time landlord preparing to house-hack a quadruplex

in the Fort Lauderdale/Broward area using a VA loan

(zero down, owner-occupied).

Goal: rent 3 units, live in 1, cover mortgage with

rental income.

Looking for advice on:

1. Best platforms to find reliable tenants in South Florida

(Zillow, Apartments.com, Facebook Marketplace, other?)

2. Experience with Section 8 / HUD-VASH voucher tenants

— is Broward County a strong voucher market?

3. Tenant screening non-negotiables for a small landlord

(credit score minimums, income ratio, background check

services you trust?)

4. Any Fort Lauderdale landlords here willing to connect?

Background: Army-track, building a

long-term RE portfolio. Property will be managed by

my LLC. Serious investor — not testing the waters.

Appreciate any wisdom from those who've done this.

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Juan Yepes
Lender · Miami, FL · Member since 2025 · 121 posts · 33 votes
2mo

Hi @Juan Quiroz,

Congrats on the solid strategy. VA house hacking on a 4-unit is a great way to accelerate your wealth building. Can't really beat the combined perks of VA loans and house hacking.

The owner and president at our mortgage brokerage is a veteran and we pride ourselves in the depth of knowledge we have in this loan product. We close them every month.

Make sure to confirm if your entitlement covers the loan limit for a 4-unit in Broward, since limits jump for multi-unit properties.

On tenant side, I'll defer to local property management folks, but happy to connect on the lending piece.

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  • Ecaterina Katerina Morosan
    Real Estate Agent · Miami, FL · Member since 2022 · 238 posts · 102 votes
    2mo

    Hey Juan, the most important thing for you would be to connect with a VA loan experienced lender and local investor-friendly agent. It would play a huge role in your search and trusting the process when you work with good professionals whose niche is specifically VA loans, multifamilies and the town you're looking in. Good luck!

    1Reply
  • Trent SimpsonPro Member
    Real Estate Agent · Miami, FL · Member since 2016 · 4 posts · 1 vote
    2mo

    Hi Juan, I'm in the real estate business in Broward and focus on exactly what you're working. I'd be happy to jump on a call or grab some coffee to discuss. Let me know if you'd like to connect. 

    1Reply
  • Juan Yepes
    Lender · Miami, FL · Member since 2025 · 121 posts · 33 votes
    2mo

    Hi @Juan Quiroz,

    Congrats on the solid strategy. VA house hacking on a 4-unit is a great way to accelerate your wealth building. Can't really beat the combined perks of VA loans and house hacking.

    The owner and president at our mortgage brokerage is a veteran and we pride ourselves in the depth of knowledge we have in this loan product. We close them every month.

    Make sure to confirm if your entitlement covers the loan limit for a 4-unit in Broward, since limits jump for multi-unit properties.

    On tenant side, I'll defer to local property management folks, but happy to connect on the lending piece.

    2Reply
  • Drew SygitBusiness Member
    Property Manager · Royal Oak, MI · Member since 2012 · 12k+ posts · 9k+ votes
    2mo
    Quote from @Juan Quiroz:

    Hey BP community,

    First-time landlord preparing to house-hack a quadruplex

    in the Fort Lauderdale/Broward area using a VA loan

    (zero down, owner-occupied).

    Goal: rent 3 units, live in 1, cover mortgage with

    rental income.

    Looking for advice on:

    1. Best platforms to find reliable tenants in South Florida

    (Zillow, Apartments.com, Facebook Marketplace, other?)

    2. Experience with Section 8 / HUD-VASH voucher tenants

    — is Broward County a strong voucher market?

    3. Tenant screening non-negotiables for a small landlord

    (credit score minimums, income ratio, background check

    services you trust?)

    4. Any Fort Lauderdale landlords here willing to connect?

    Background: Army-track, building a

    long-term RE portfolio. Property will be managed by

    my LLC. Serious investor — not testing the waters.

    Appreciate any wisdom from those who've done this.


     At least you're not trying to start up with an OOS rental!

    Actually living in the property will allow you to learn via, "trial by fire".

    NOTE: The 3 rental units may not cover your mortgage payment, but they should significantly reduce it. 

    Also, you can try to increase your cashflow by experimenting with MTR & STR - both for the other units and any other bedrooms in your unit.

    1) Zillow has the most traffic, but there may be other local sites.

    2) S8 is NOT a magical solution. You're just trading one set of challenges for another.

    3) Depends on the Class of the property and targeted tenant pool.
    Recommend a service like Tenant Turner or you could go with TransUnion Smart Move.
    Watch out for fake paystubs, W-2s and landlord references.

    4) Who set up your LLC? Who's the legal agent? WHat address did you use?
    - If you set it up and listed yourself as the agent and used your address - you just pretty much wasted your time & money.

    [email protected]248-209-6824
    Logical Property Management4.9450 Reviews
    WebsiteView Page
    1Reply
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