Home owners insurance help

Member since 2025 · 6 posts · 1 vote

We are closing on an investment property soon and having difficulty finding a company that will provide us homeowners insurance. The properties roofs are from 1989 and it’s two separate homes on one lot. Most companies are denying coverage for those reasons. Any suggestions for help?

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Owen RosenBusiness Member
Professional · Clinton Township, MI · Member since 2015 · 678 posts · 259 votes
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Hard to answer without knowing what steps you've already taken.
Have you spoken with a local independent agent?
Royal Oath Insurance Group4.9203 Reviews
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Jacob CamhiBusiness Member
Hinton, WV · Member since 2026 · 132 posts · 40 votes
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i'd suggest checking with some of the smaller, regional insurance companies that might be more willing to take on older properties. you could also try looking into specialty insurance companies that focus on investment properties or older homes. have you pulled up the local building codes or spoken with the city's planning department to see if there are any specific requirements for roofs in your area that might affect insurance coverage?
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