In the beginning of the year, they were predicting an influx of foreclosures in New Jersey this summer.

I just don't think the returns are as good or as predictable. 

I’m in Mississippi and I wanted to know what are some good ways to research the overall market if I’m new to it, what are some techniques I could use that would be helpful, what are things I could be looking up, what keys help me to predict appreciation/depreciation in the future other than reading local articles.

Buying lower is usually not a bad thing.Ehh, not very helpful I know but these things are never easy to predict.

And, 4 months ago I sent an update saying that the market has declined as predicted but we felt that it was starting to stabilize.

I forecast even greater risk now than what I predicted in 2003.I would only consider investing or developing in the present market under certain terms that provide me with great financial safety.My first big real estate project was a large townhome development in Breckinridge during the high inflation and very high 21 percent interest days of the President Carter days of the late 1970s.

My prediction, given trends and market analysis: Sometime between 2019-2020.I hope it's sooner, but I'm not holding my breath. 

I think you are right on in predicting a longer time in selling, down the road.

I would love to hire an attorney (I really wouldn't love to hire one) but I can predict them not really knowing what to tell me on the subject and just saying "that might be a problem" without really coming up with a solution.

As far as credit, there is risk involved with all investing because we can't predict what will and won't happen, but you want to take calculated risk.