So, someone that's been in the area for a while will have negative memories associated with every property.

Make notes you can find easily(on your computer, smart phone, or a notebook).

If the usury limit is 10% and 9% is the note rate, but 4 points are charged, the points are deducted from the loan amount advanced and that amount is computed over the term with the original payment required to be paid and the effective interest rate is then computed, the annual percentage rate, which will be higher than the note rate in this case.Other loan expenses such as processing fees, origination fees, underwriting fees, funding fees, broker's administrative fees, loan servicing fees and such as well as private mortgage insurance are expenses to obtain the loan.

So there goes my cash flow. ...I don't quite get your math here, in how you calculated that increase.I will write it in math equations to show you how I arrive at my number.0.04 x value = 700 -> implies value = 700 / 0.04 = 17500So, from that new value we re-compute:0.06 x value = 0.06 x 17500 = 1050So I don't know where your 2800 number came from.

Morning BP FamilyIs there any computer programs out there that I can purchase to assist me in finding real estate and help analyze the numbers for certain neighborhoods.Thanks!!

I'm fascinated to see how the memory of 2005 has faded from consciousness.

@Tiffany Arthur Wish I could kiss ya through my computer screen!!

Not sure how you're computing cash on cash, but my numbers are different.

You have brought back memories I hoped would disappear forever.

In layman's terms,I'm a young Specialized Computer Cop in training with above average knowledge in computer security and internet manipulation.