You need to put the test ad on Craiglist and the largest metro newspaper (in this case Kalamazoo) in the "mobile homes for rent" section of the classifieds in the paper, with the name of the city in all-caps, the monthly home rental amount (take your lot rent and add $400) and a Google disposable number that tracks all calls in.

The largest mortgage bank in the United States routinely advertises a rate with 2 discount points (hidden in the very small print) on top of 25% down for an owner occupant (also in the very small print), which is literally $10,000 in upfront fees on a $500k loan to get that rate they advertise. 

So, a wardrobe/cabinet suits its multi-functional potential better because it can be moved and better used to store other items like office supplies.

I used the PV function in excel.

Real Estate is the largest purchase you will make. 

My goal for this year is to purchase my first investment property and I'm currently trying to figure out how to make that a reality.Currently, I work as an economic development consultant at one of the largest CPA firms in the Midwest. 

Otherwise, the program doesn't change all that much and the functionality is just fine.

My good buddy @Russell Brazil has always said CAP rate is also a function of the risk you are willing to take which I would generally agree.

A few high profile class action law firms are going after the National Association of Realtors, many of the largest MLS systems in the country, and others alleging that the current system in which MLS systems require sellers to pay commissions to buyer's agents violates antitrust laws.   

We are catering to people who are not impacted by the economy, and who are used to spending whatever is necessary for the best product.Another approach is to see safety (staying power) in terms of expanding our audience to the largest possible pool, and finding the balance between good enough yet affordable enough.