Do not buy anywhere if the state or metro populations are static or decreasing.

AbelWhere in the article you linked does it say Minneapolis home prices have decreased by 10% yoy?

I predict we will see a modest increases in inventory and modest decrease in price the rest of 2023, with interest rates beginning to head South towards 5% in 2024.

Federal funds rates are projected to decrease starting in June of next year which will help with mortgage rates and thus cash flow. 

Now this amount decreases by $1 for every $2 you make over 100k at your W2 job.

Taking straight line provided a hedge against the amortization (as the interest deduction decreases, income increases, but the depreciate hedges it somewhat)

Don't sweat it.I'd spend the next 6 months reading posts here on the forums, listening to the biggerpockets podcasts, reading the biggerpockets blogs, and reading a couple of books.While you're add it you should increase your income, decrease your expenses, and start working on fixing your credit score.After 6 months you'll have a good foundation of education and you will start to understand if you still want to get into real estate.

Some investors use a private money mortgage in the second position, and they use that mortgage to decrease their down payment amount.

Once you've analyzed enough properties within your established buy box (make sure you have a buy box), the anxiety will start to decrease, but will never totally go away. 

I have no problem doing this, but it will be the first time in 20 years that I've decreased rent from tenant to tenant.