I do not see myself moving in that direction, but I will certainly reach out to you if I do.lending on a primary residence is very different from investment property lending and brings a much stricter regulatory environment.

I just told the PM to get anyone off of the street, because I needed bodies in those units.

Elmo- Any hidden regulatory hurdles (permits, zoning) or noise ordinances?

We came across a potential deal and would love feedback from the community.Here’s our situation:We have funds for the down payment and a modest rehab budget.We’re conservative with our reserves—we want to make sure our short-term rental is always backed by a cushion in case of regulatory or demand changes.Our goal is to build long-term cash flow and gradually grow our portfolio.Here’s the deal we’re looking at:2077 E Boatfield Ave, Burton, MI 48529 – Zillow ListingWe’d love your input on:Whether this looks like a solid deal for someone at our stageWhat questions we should be asking or what to look out forIf you’re familiar with this market—are our rent and cash flow assumptions realistic?

For example, researching my market, Little Rock, it says:🏘️ Little Rock, AR – SFR Investment Market Overview🔹 Market SnapshotMedian Home Price: ~$190,000 (well below national average)Median Rent (3BR SFR): ~$1,200–$1,450Rent-to-Price Ratio: ~0.7%–0.9% (higher in some zip codes)Cap Rate Potential: ~6%–9% (depending on neighborhood & condition)Vacancy Rate: ~5%–6%, lower in workforce housing neighborhoods📈 Why Investors Like Little RockStrong Rent YieldsHome prices are low relative to rent, ideal for cash flow-focused investors.Many zip codes in Little Rock exceed the 1% rent rule.Landlord-Friendly LawsArkansas ranks among the most landlord-friendly states.Quick eviction process, low regulatory friction.Diverse EconomyMajor employers include healthcare systems, state government, logistics hubs (FedEx, Amazon), and aerospace.Home to the University of Arkansas for Medical Sciences (UAMS).Stable Tenant BaseHigh percentage of renters (estimated ~42–45% in Pulaski County).Strong demand in B-class and workforce neighborhoods.Underserved by Institutional InvestorsLess competition than Sunbelt cities like Dallas or Charlotte.Room for growth and acquisition before prices inflate further.I agree and find the above accurate!

Quote from @Kyle O'Brien: Great question, Kwanza — live & flips are tricky but definitely doable with the right lender and structure.Most traditional lenders (and even many hard money lenders) shy away from owner-occupied flips because of regulatory red tape — especially if you're living in the property during the rehab.That said, I’ve seen a few investors successfully navigate this by:- Structuring as a short-term bridge loan with investor terms — even if they plan to occupy short-term.- Using private capital or asset-based lenders that focus more on the deal than the borrower’s living situation.

All other affected investors are encouraged to share their experiences with news outlets and on investment forums to help build momentum for regulatory action.

It includes budget cuts to HUD, shift to the states of S8, and limits in voucher time for able bodied adults. 

NapierYES STAY FAR AWAYTHEY HAVE HAD REGULATORY ISSUES IN KENTUCKYTHIS IS A DIRTY COMPANYThey run it like amway,Paying a bird dog fee to reel in suckers 

I have a utility body truck sitting in my driveway with my construction company name , with a ladder on the rack .