We are however seeing rate stabilization and even some rate decreases announced for Q4'2025.

A 20+% rent decrease is massive relative to the rest of the country.  

Commercial loans have not started to decrease.  

.$6,000 for strategizing supposing you have a monthly 30 minute phone call is $500 an hour.If the cost is $10,000, and your tax rate is 35%, they would have to decrease your taxable income by atleast $30,000 for the cost to justify the cost. 

Here are some key highlights from the report, which compares September 2025 with September 2024:The median sales price in the City of Austin decreased 6% to $550,000, while the greater Austin metro declined 1.8% to $420,000, reflecting mild year-over-year softening after a long stretch of stability.Closed sales increased 16.6% in Austin to 837 transactions, and rose 6.7% across the metro to 2,416.

And the biggest problem is, most, the vast majority, the tokens of exchange there getting for their work is not increasing at same rate that tokens value of exchange is decreasing. 

The data suggests price decreases for the next year or so

It's been slow, but not bad (decreasing values) I guess.  

Concerning your point about the Strawberry Mansion market, my data points to it being a path of progress area, specifically due to rising property values (16.6% median sale price increase year-over-year and numbers of sold homes doubled), decreasing crime rates (homicides down 15%), gentrification (I've seen personally), and investment spillover from Brewery Town. 

Adding debt to a property will always decrease its NOI.