@David M.If it’s unsecured debt it’s just like a credit card.

Even if the property is in your personal name and you don't have an entity for your REI activities, create 1 additional checking account and 1 additional credit card for your REI activities.

That may mean liquidating assets (a second car, collectible Pokemon cards, motorcycles), whatever can generate some capital to eventually leverage into a down payment.

I've even heard of some people just buying all the materials on their credit card.

Hi everyone,I’m building a simple AI tool designed specifically for real estate agents to save time writing listing descriptions, social media posts, and client follow-up messages.Here’s what it does so far:- Instantly creates engaging, professional listing descriptions (MLS style, luxury, or casual tone)- Generates Instagram/Facebook captions for listings- Writes follow-up texts or emails after showings/open houses- Makes printable flyers or email invites for open houses (coming soon)I’m looking to get honest feedback from agents: - Would you use a tool like this? 

If you operate an STR, gross income is your total rent paid by your guests, before any subtractions.To figure out your taxes, you take this gross income and subtract from it all allowable business expenses: marketing, education, technology, licenses and fees (including Airbnb and credit card fees), office expenses, business driving and so on.

You’ll still want to reconcile your actual business bank and credit card statements.

I've been to a few where there are HML's handing out their cards, and also ask other investors who they use. 

There are definitely good people available there- I'm on there as an agent, BUT they will take anyone with a credit card and a pulse.

In other words "Create an App for property management Lease Tracking" or "Create an App where my tenants can pay online by Card or ACH"Once AI builds these Apps for you, you can further customize by saying "Add the ability to keep track of my tenants' vehicle information"The final piece of the puzzle is finding a local handyman to serve as your "eyes-and-ears" on the ground.Build your system specifically for your situation, it will be cost effective and allow you to scale in the future.Hope this helpsGeorge