Brand New and Looking to Start the Adventure ASAP

Brand New and Looking to Start the Adventure ASAP

Brent BreaultPro Member
Homeowner · Member since 2024 · 1 post · 1 vote

My brother and I recently partnered to launch our first LLC together, with a focus on real estate investing. We're excited to get started and plan to flip one or two properties initially to build momentum and generate capital for future down payments.

Right now, we’re in the process of securing a hard money lender. Before we go the “Google and hope for the best” route, I wanted to reach out to the BiggerPockets community to see if any reputable hard money lenders are active here or if anyone has recommendations based on personal experience.

Appreciate any leads, advice, or insights. Thanks in advance!

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  • Jonathan Taylor SmithBusiness Member
    Rental Property Investor · Durham / Raleigh (Triangle), NC · Member since 2015 · 840 posts · 801 votes
    11mo

    @Brent Breault - I make use of Kiavi (formerly Lending Home) for most of my deals, but there are many others to choose from.

    Blue Chariot Realty & Management4.915 Reviews
  • Joey BanasihanPro Member
    Investor · Boise, ID · Member since 2019 · 233 posts · 188 votes
    11mo

    Hey @Brent Breault, its exciting to hear! Depending on what market you are looking to invest/flip, when you find a team you are wanting to work with I would lean into a local hard money lender and build a relationship there. Nothing against national hard money lenders, but each market can be so nuanced and will underwrite deals specific to that market.  Just a thought, good luck!

  • New to Real Estate · Miami, FL · Member since 2024 · 1k+ posts · 446 votes
    11mo

    Welcome, Brent. Starting out with your brother and focusing on flips is a great way to build capital and momentum.

    You’re smart to look for trusted hard money lenders through the community rather than relying on Google. The right lender can make or break a deal, especially on your first few projects. Local knowledge and reliable terms matter just as much as rates.

    Feel free to reach out if you ever want to talk through loan structures or deal strategy.

    Best of luck
    Drago

  • Real Estate Investor · Burlington, VT · Member since 2010 · 2k+ posts · 1k+ votes
    11mo

    @Brent Breault Check out real estate meetings (REIA) in your area, a great place for connections and networking. I've been to a few where there are HML's handing out their cards, and also ask other investors who they use. Local connections are always great!

    Welcome to BP and good luck!

  • Member since 2025 · 35 posts · 14 votes
    11mo

    Hi Brent, congrats on starting your investing career. Being able to work with your brother too sounds like it could be a great journey. 

    Hard money lenders are like Starbucks, they are everywhere. If you do your due diligence, you will find the cost of capital is roughly the same, once you weed out the people who are not pricing competitively, and it will ultimately come down to preference. Find the people who get the job done, and that you like talking to. 

    Best of luck to you and your brother!

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