You need to know the cultures involved, the income levels involved, who would be likely to rent your unit and what they would do with it and how likely they are to stay and not cause problems.There is no mathematical formula that figures that into the equation, so to speak. 

There may be some mathematical formula out there that proves a certain font/ font size/ color/ sign color will allow the client to see better.

What you need is intimate market knowledge specific to the particular property, not some fantasy magical universal mathematical formula to apply to all property components in all properties.The value of real estate is a function of the whole.

After reviewing everyone's input I have decided to go with the mathematical approach identified by @Rajib Garu and @CJ M.At the end of the day, money pays the bills not people and math does not lie.

Mathematically the federal government must run a deficit at least equivalent to the trade deficit in order for the private sector to achieve sustainable growth.

This will cause panic to be heightened. https://finance.yahoo.com/news/hell-coming-mathematical-proof-185019616.htmlSo I freaked out on Friday and asked for a massive price reduction or I will walk away.

I just don't DO them because it's a mathematically bad idea.

Agreed in a mathematical sense.

You arrive at the same result mathematically, however you arrive at it using an incorrect method.

It makes no mathematical sense to pay down anything except to get rid of PMI.