I haven’t personally built full underwriting models or written IC memos end-to-end, but I’ve spent years reviewing them, stress-testing assumptions, providing feedback, and helping determine whether deals were good or bad investments.What I haven’t done is originate and execute a deal entirely on my own as a principal.Specifically, I haven’t personally:Sourced deals directly from brokers as a buyer under my own entityRun a full acquisition process independentlySet up banking, accounting, and reporting systems from scratchSelected and onboarded property managers and construction teams independentlyBuilt investor systems and reporting infrastructure from zeroPut legal documents in place for a new investment platformFully controlled the capital raise, including locking in commitments ahead of bidding with confidenceConceptually, I understand how all of this works, but it still feels theoretical because I haven’t personally owned every step.

That’s where long-term success begins.While cost is certainly important, placing the wrong tenant can result in far greater expenses than any upfront savings—lost rent, property damage, legal issues, and unnecessary stress.

Hi everyone, I’m Rosa Watson, a property management professional focused on helping investors protect their assets, maximize cash flow, and remove the day-to-day stress of being a landlord.I work primarily with rental property owners and real estate investors who want their properties treated like true businesses, not just “units on a spreadsheet.”

A stress free property is hard to find.I would not consider selling the property while the tenants are there.Whether you need to 1031 depends on what your living standards are and what income you will make at retirement.If you gross $3,200 a month, you still will likely continue paying repairs, insurance, taxes, etcYou likely won't be paying interest or principal.3,200 x 12 = $38,400Assuming 3% annual inflation, that amount increases to $47,000 after 7 years.You can subtract your expenses from this amount to see what you will net.If you are an tech employee making a nice salary, you hopefully saved money in a taxable brokerage account or a retirement account.

At that stage, platforms like AppFolio or Buildium earn their keep by automating reminders, tenant communication, and document delivery — but for a handful of units, the Google stack works surprisingly well.I’m Lucas with Howzer Property Management in MA we manage everything from small duplexes to larger apartment complexes, and honestly the biggest difference we see between “smooth” self-management and stressful self-management isn’t size… it’s repeatable systems.Happy to answer questions if helpful.Lucas-Howzer Property Management 

We see land price decreasing from 2020.below are the projects we developed.

Modify the bathrooms to meet requirements and decrease liability.I would consider that application but the lease agreement has to be spot on and the deposit substantially larger.

You could possibly decrease your 401k savings (which would increase your taxable income), and shift this savings over to your brokerage account. 

If I can get a similar or better return via something passive like S&P, why would I invest in RE.Different people have different goals but the numbers do not advocate for unleveraged RE investing.Note if having leverage is causing stress or loss of sleep, then I question if RE is the best investment for you.

I always tell investors to stress test deals for vacancies, realistic maintenance, and professional management even if they plan to self manage.