That same framework applies when you step into multifamily or senior living — but each asset class leans on risk differently.In multifamily, the operational intensity is nowhere near what we dealt with in hospitality.

Appeal or negotiate a settlement and then (1) above3.

For originators, the near-term outlook still favors improved affordability if the Fed cuts next week, but today’s move is a reminder that strong labor prints can temper the pace of rate relief.https://www.fastcompany.com/91452411/realtors-just-forced-zi...Addison, Allen, Anna, Azle, Batch Springs, Bedford, Benbrook, Burleson, Cedar Hill, Celina, Cleburne, Colleyville, Coppell, Corinth, Crowley, DeSoto, Duncanville, Ennis, Euless, Farmers Branch, Fate, Flower Mound, Forest Hill, Forney, Glenn Heights, Grapevine, Greenville, Haltom City, Highland Village, Hurst, Keller, Lancaster, Little Elm, Mansfield, Midlothian, Mineral Wells, Murphy, North Richland Hills, Prosper, Red Oak, Rockwall, Rowlett, Royse City, Sachse, Saginaw, Seagoville, Southlake, Terrell, The Colony, Trophy Club, University Park, Watauga, Waxahachie, Weatherford, White Settlement, Wylie, Dallas, Fort Worth, Plano, Irving, Garland, Grand Prairie, McKinney, Frisco, Mesquite, Carrollton, Denton, Richardson, Lewisville, or Arlington

Inflation nowcasts hover near 2.9% YoY, but tariff-driven price pressures and labor softness remain key risks.Addison, Allen, Anna, Azle, Batch Springs, Bedford, Benbrook, Burleson, Cedar Hill, Celina, Cleburne, Colleyville, Coppell, Corinth, Crowley, DeSoto, Duncanville, Ennis, Euless, Farmers Branch, Fate, Flower Mound, Forest Hill, Forney, Glenn Heights, Grapevine, Greenville, Haltom City, Highland Village, Hurst, Keller, Lancaster, Little Elm, Mansfield, Midlothian, Mineral Wells, Murphy, North Richland Hills, Prosper, Red Oak, Rockwall, Rowlett, Royse City, Sachse, Saginaw, Seagoville, Southlake, Terrell, The Colony, Trophy Club, University Park, Watauga, Waxahachie, Weatherford, White Settlement, Wylie, Dallas, Fort Worth, Plano, Irving, Garland, Grand Prairie, McKinney, Frisco, Mesquite, Carrollton, Denton, Richardson, Lewisville, or Arlington

No hassle.Compare this to a fix n flip bought on market or through wholesale channels - WHICH IS THE SAME THING THESE DAYS - cause on wholesale deals ALL closing costs are on the buyer so all the settlement costs, transfer taxes, RE fees, so that discount gets eaten up quick. 

This softening labor trend poses yet another reason for a December rate cut, even as inflation remains above target.Key Economic Data ReleasesMonday, Dec 1: PMI, Construction SpendingTuesday, Dec 2: Fed Speeches from Powell & BowmanFed is in blackout mode for policy specifics, but tone mattersWednesday, Dec 3: ADP EmploymentThursday, Dec 4: Initial Jobless Claims (week ended Nov 29)Friday, Dec 5: September PCE, September Personal Income & SpendingWEEKLY INTEREST RATE SNAPSHOT (Images) *National average rates are provided by Bankrate.com and Bloomberg Professional as of 12/1/2025 and are not advertised rates from Rate, Inc.Addison, Allen, Anna, Azle, Batch Springs, Bedford, Benbrook, Burleson, Cedar Hill, Celina, Cleburne, Colleyville, Coppell, Corinth, Crowley, DeSoto, Duncanville, Ennis, Euless, Farmers Branch, Fate, Flower Mound, Forest Hill, Forney, Glenn Heights, Grapevine, Greenville, Haltom City, Highland Village, Hurst, Keller, Lancaster, Little Elm, Mansfield, Midlothian, Mineral Wells, Murphy, North Richland Hills, Prosper, Red Oak, Rockwall, Rowlett, Royse City, Sachse, Saginaw, Seagoville, Southlake, Terrell, The Colony, Trophy Club, University Park, Watauga, Waxahachie, Weatherford, White Settlement, Wylie, Dallas, Fort Worth, Plano, Irving, Garland, Grand Prairie, McKinney, Frisco, Mesquite, Carrollton, Denton, Richardson, Lewisville, or Arlington

(Willful violations of the Truth in Lending Act (TILA), which is part of the Dodd-Frank framework, can result in criminal penalties including a fine of up to$5,000, imprisonment for up to one year, or both.)Capex is indeed a problem; investors usually "budget 5% which comes out to $75 per months, $900 per year.

So, you have a kitchen fire that will cost $100,000 to repair but since the kitchen was 30 years old you might get a $25,000 settlement and have to pay for the rest of the repairs yourself.Most real estate investors are totally fine with ACV on total losses since they often won't rebuild anyway but I've found they often don't consider partial losses which are much more common to begin with.

That part is not complicated and not optional.Second, state rules.Every state has its own framework.

Alicia, your logic is on the right track, but here’s the clearer framework so you don’t accidentally miss or misinterpret the rules.1.