I worked for over 14yrs for one of the largest banking institution here in California, managing and liquidating their assets in all 50 states, It is great to see this webside and the people in here...will be glad to share any of my knowledge with you all....God Bless you all,

As for my LLC, I can either change it to include more functions (presently it is organized as a marketing company), or form a new company to fit this particular purpose.

I am director of sales of a real estate firm parented by one of the largest construction lenders.

When you run what seems and is an actual program that can be helpful and function exactly as it is supposed to, you may also be running a program that is not at all intended to be on your computer and does not have any visable signs of being there.

The CIA is the largest, but not the only, Human Intelligence (HUMINT) government agency--but the DoD also has the Defense HUMINT Service (old DHS) and each branch has its own human intelligence arm.

And others have recommended just purchasing an umbrella policy, stating that it'll serve as the same function as the former two, without the added expense of the &200.00 annual filing fee for the sub chapter S.

We cannot stop everyone, just as the largest corporations in the world cannot stop all of the spammers.

I know many times it is some messed up function of pride that keeps us from doing what is necessary.

The largest benefit to incorporating, whatever the flavor ... inc, LLC etc ... is that it provides some level of separation between you and the business for liability purposes.

Also, as another poster mentioned, your local Housing Authority and various Social Services organizations if you really want to deal with subsidized housing.I limit paid advertising to the ONE local newspaper that has the largest readership and/or hands down the most rental ads.