Over the last year I have spent many hours on the phone with them and provided proof of payment with requests to audit and correct records to all three companies (originator, temp servicer, final servicer)  but to no effect.I think it is time to find some legal help. 

As many of you know, Texas is a non-disclosure state, so public records and most tools don't show true sale prices, just estimates.Here’s what I’ve found so far:PropStream – Great tool, but it uses estimated sale prices, not actual MLS comps.Bright Investor – Integrates with RealEstateAPI, but I’m unsure where that API sources its sold data.CoreLogic – From what I understand, it likely pulls from MLS, but it seems to be geared toward enterprise or large-scale institutional use.Plexerr – I’ve reached out to them directly to ask where their sales data is coming from, waiting to hear back.Ideally, I’m looking for a service (paid is fine) that:Pulls real MLS sold data for TexasIs accessible to investors (not just agents with MLS access)Can be used for comping or market analysis at a detailed level

It can also do all the basic functions any calculator would do, so adding another tool under your belt never hurts.  

Ive noticed, however, that most property analysis tools and search sites out there don't really consider house hacking in deal analysis. 

You're correct to point that out because it's not supposed to be in there. 

Kwanza,You are correct about Hospitable.

Common sticking points include:Verification of rent or mortgage on your primary residenceA recent utility bill to confirm occupancySix months of reserves, even on rate-and-term or cash-out refis where no funds are required to close401(k) and retirement accounts being discounted to 60% of their valueLenders requiring PDFs with full account details — screenshots aren’t accepted, and missing information (like account number or name) means resubmittingTedious Corrections That Slow Everything DownThe closing process is often delayed by minor, technical issues that feel like death by a thousand cuts:Appraisal revisions for things like a refrigerator not being labeled correctly on the reportTitle corrections that go back and forth with the title companyInsurance documentation — lenders often want a formal invoice proving the policy is paid in full, and it’s shocking how many insurance companies struggle to provide this in a clear, timely formatEach of these delays typically adds 24–48 hours, and because most lenders don’t work evenings or weekends, momentum can stall quickly.

With 10 receipts a week, that's a few hours of tedious data entry.We've been successfully using AI to scan receipts and automatically itemize line items, then categorize costs correctly.

You just need to be mindful of leverage and cost — these products are more expensive than a primary mortgage, but they can be a great tool when used strategically.

This started as a tool I built for myself, and I’m excited to keep making it better with your help.Thanks for checking it out!