What are the tax advantages for a W2 income $150K investor with 1-10 properties that have mortgages and low cash flow? Passive income losses are carried forward... strategy to take advantage of the tax benefits?

I think there's a lot of us that have to pass these deductions on whether that's because you have a W2, you're a "high earner" or not a REP for whatever other reason. 

We are only putting down 20% and I think the rate he gave us was too high especially for our credit rating.

Hello, I’m new to the BiggerPockets forum and online community. I’ve listened to the BiggerPockets podcast for a couple of years now and I’m almost done reading How to Invest in Real Estate by Joshua Dorkin and Brando...

This was our first luxury STR, we were focused on high design, high amenity and high cash flow here.

Trying to get a real pulse on the private money market in early 2026.From the deals closing lately:• 10% – 12.5% interest-only on solid projects• 1-3 points• 7-14 day funding• High LTVs still possible (up to 100% purchase + rehab on good ARVs)What rates and terms have you been getting funded at lately?

That is a highly defensible position because you know exactly what you did and what the costs were.The only thing you said that concerned me is you have a "reasonable estimate of what useful life bucket each expense would go into". 

Instead of pulling a list of ALL vacant properties in a zip code (you get like 2,000+ results and most are garbage), I stack 3-4 filters together: Vacant + absentee owner + high equity = owner doesn't live there, property is empty, and they have room to negotiate on price Tax delinquent + absentee + free and clear = they owe the county money, don't live there, and have no mortgage.

I would highly recommend Pace Morby as you get the same info for free. 

Hi BP community.I use a cpa to file my tax's, but still cant seem to right off enough. am looking to use accelerated depreciation, along with Bonus deprecation  for my next high income year. any thoughts?