For example, she proposed trying pre-approval (which I dislike because it ties up my calendar for some hot seasonal dates).

@Heath Sizick what guidance would you give to those looking for a PM related to my proposed questions so that others reading this post can ascertain what a world class answer would sound like?

The Fed is only proposing 75 basis points in reductions next year IF everything goes according to their plan.

While there are plenty of failed construction projects financed by lenders, what you propose adds additional risk.

Next, I was hoping to receive clarification that my understanding of wholesaling is correct.1) Find a motivated seller and agree to a selling price (preferably below market value) e.g 100,000 (where avg price in location is 150k)2) Find a buyer and propose a price e.g 120,0003) Take finders fee/assignment fee of £20,000 as profitIf this is so here are my questions:1) What is to stop the buyer/seller agreeing to a separate price cutting out the middle man?

Nobody can accurately assist without better understanding the location and the type of construction that's proposed.

You can do as you proposed or you can house hack renting out the unused bedrooms.  

https://www.phila.gov/CityPlanning/resources/Publi...pg 40/41"[1] When the proposed use is in an attached or semi-detached building, the household living use regulations of the residential district to which it is attached apply.

Our fearless forecast is that the next 2-3 years will bring near historically low mortgage rates as part of the Administration's - notably Fed nominee Stephen Miran's proposed monetary and interest rate policy.  

(in my area the soil of each proposed lot has to pass a perc test if the properties will be on septic or be able to connect to the city sewer if not... you'll need both legal access and physical access... the lot will need to be level enough to build on, etc. there is a lot more to look into but those are the big ones).