Insurance and good lease practices do a lot of the heavy lifting for liability protection.You’re already doing many of the right things.

Regarding lenders, it is not always necessary that they be from the same state but using a lender who knows the Georgia investment loans and appraisal practices well is certainly a great advantage it usually makes the process easier and quicker.Good luck!

From a practical stand point look at the risks: - NJ is a NOTORIOUSLY tenant friendly state!!! 

When I started many years ago, it was standard practice to stay away from rentals that had pools.

Not sure how those apprasials come in like that.. but then sometimes they come in way low and the BRRR client needs to feed the deal to pay us off.Also I find in some markets its just SOP no matter what you ask for the property offers are going to come in lower than ask just as a standard practice in that particular market..

Not something you could have reasonably predicted or prevented.A few practical tweaks that do help deter this kind of booking: • Stronger rental agreement with clear no-party language and immediate termination rights (airbnb rules would support this too but I find a rental agreement can be a deterrent to party guests booking in first place)  • No one-night stays, especially on holidays and event weekends • Higher pricing on peak dates (not just for revenue—this filters guests) • More guest screening: ID verification, minimum age, confirmation of purpose of stay • Extra scrutiny for local bookings—those are often higher risk near bar districtsYou already had most best practices in place.

I’ll try to keep this practical rather than theoretical.Grand Rapids vs Columbus vs Kansas City tends to come down to a few trade-offs I’ve seen in real deals:Grand Rapids, MIGenerally lower entry pricing relative to rent than Columbus/KCStrong blue-collar + healthcare + manufacturing employment baseTaxes are higher than some Midwest markets, but insurance and maintenance tend to be more predictableI’ve seen solid Class B/B+ duplexes and small multis where cash flow holds up even with conservative leverageLess institutional competition than Columbus, which helps buyers not get bid up as aggressivelyColumbus, OHStrong population and job growth, but that’s widely known nowPricing has compressed faster, so you often need either more leverage or tighter underwriting to hit the same cash flow targetsStill a great market, just harder to find deals that truly improve return on equity without stretchingKansas CityGood balance of scale and liquidityMore investor-friendly taxes, but heavier competition in the better submarketsI tend to see better results here for investors comfortable with larger multifamily rather than small 2–4 unit propertiesFor a ~$600k exchange where the goal is preserve cash flow + improve ROE, I’ve found West Michigan works well when:you stay disciplined on submarket (working-class, low-crime pockets),underwrite expenses realistically,and have local management in place from day one.Happy to share more specific deal examples if helpful — a lot of it comes down to where in each metro you’re buying, not just the city name.

It gave us the opportunity to practice analyzing the numbers on an actual property.  2.

The LTR side assumes stabilized occupancy, which in practice still includes turnover and vacancy risk.

Each having their own unique (and some similar) characteristics.Many entertainers use a local location in Lititz to practice their tour sets before hitting the many nearby metros - like Baltimore, Philadelphia, Washington DC, New Jersey, New York, Virginia, etc…Feel free to connect to discuss current opportunities and what we have to offer.