Just to summarize for the benefit of all; On the national scene the following lenders offer something, just not for my purpose:Wells Fargo (They actually will on a case by case basis)TD BankPentagon Federal Credit UnionFirst Republic BankHuntington Bank (in their serviced states)Trustco Bank (in their serviced states)Possibly : America First Credit Union, waiting to hear backAfter that, it gets very local

I sent @Brandon Turner an instagram DM about a month ago summarizing my first year in real estate.

Am I summarizing that correct?  

Basically, to summarize my concern, I just worry that history may repeat itself - to cite a local California example - prices ran up a lot in the run-up to the Great Recession in core markets, and pretty soon everybody was buying hot properties in Stockton and outside of Sacramento.

Generally speaking, investors are focused are focused on risk-adjusted return on invested capital.What this means to most people in your position is putting together a prospectus or memo that summarizes the investment.

To summarize, if you close with same lenders, they are aware of both files and they will calculate the new total monthly debt, if you are not going with same lender then you should do the refi cash out first as the DTI (debt to income ratio) is more loose on HELOCs. 

There would even be better margin to account for property management to watch the properties if your children don't want to.To summarize, I don't think appreciation on your "war zone" properties will make you wealthy. 

To summarize, I took the 15 units @ 10% occupied generating 950/unit to 100% occupied at an average of 1800/unit within 3 weeks. 

To summarize:1.

Can someone do us a favor and summarize how this procedure would look from start to finish, and using the #s provided if this statetgy is even worth it?