This is where having someone run the full picture matters.Looking ahead, it would also be worth reviewing how your other income and real estate activities are structured from an entity and tax standpoint.

The right structure can help preserve liquidity and scale faster instead of tying up too much cash in one deal. 

The 50% expense rule is a useful shortcut, but in real underwriting I regularly see expenses fall anywhere between 40% and 60% depending on the property, management, and how utilities are structured.

DR Horton mentioned there will be two roads planned to dead-end at our boundary for “future development.”On one side of our tract is an additional ~20-acre parcel (no structures).

Regional banks and credit unions tend to be more flexible if there’s strong payment history, while agency lenders usually want a cleaner structure and rely mostly on lot rent for DSCR and valuation.About how many homes are seller-financed, and what share of total income do those notes make up? 

Lower purchase prices, steady rental demand, and simpler deal structures make it easier to learn without taking on outsized risk.

This is millions of dollars of value lost.End of the day…debt, location, partnership structure, and cash flow are critical to understand.

You’ll also want to let your CPA know, since how you treat the transfer (as a sale vs. a disregarded transfer) can vary depending on how the LLCs are structured (single-member, disregarded, partnership, etc.).You did the right thing by moving it into the holding LLC once you decided to keep it — that’s a good habit for scaling later.

Assets like stocks and metals are great for net worth and reserves, but they usually can’t be used as qualifying income unless the balances are very large and structured properly for asset-depletion guidelines.In your situation, getting a job is realistically the strongest next step if your goal is to buy with financing.

Happy to show a recent example if helpful.And just to echo what's probably been said before, if you're planning to use hard money, make sure you fully understand the debt structure and all associated closing costs.