@Shema Turner to find a spreadsheet take a look at the resources link above, then look in fileplace.I ran the numbers based on what you supplied and inserted guestimates where I didnt have info.

Also, be sure to use the @_______ (insert name) so that anyone you are speaking directly to in a forum is notified of your comment.Sean Brennan, I like the way you think!

Your first step could be to formally write a letter or talk to the landlord that you believe his actions are a mistake and you are entitled to the following $$ because of "insert laws and regulations".

I can't seem to insert an image.

"Is it because they missed one payment or is the real reason that they are (insert protected class)?

This will free up my personal income to expand my rental "empire" and afford to go on the occasional vacation/show/insert something the girl wants to do on a weekend here.

Yes a great publication to read is mortgage servicing news.MERS (mortgage electronic recording services) was used to avoid paying transfer taxes in states by the lenders etc.I am wondering if banks are also trying to insert language to indemnify themselves from future claims by any party arising from this issue after selling the property??

@Jen Boyd I think you could insert any profession in this sentence, "Why do _____________ suck?"

Inserting it into a contract for sale is simply not valid as the agents are not a party to the contract.

Real investors never look for "investor friendly insert profession"