I could easily offer a 5.75% for a lot less than 3 points but they get laser focused on the rate they miss all the junk fees, and broker fees, and origination charges, and points.To your point though, speed is important, but even more important than that, to me, is actual ability to close. 

Jorge,Generic answer is that cost segregation on short-term rentals CAN offset any income. 

I am currently paying 2,600 annually because the property is under my name> However they want to charge me 6,000 for liability and property insurance if I move it to my LLC.

Please take a moment to answer these questions:
Do you currently have a property that remains vacant for long periods?Have you ever considered renting it out on Airbnb?What are the biggest challenges or difficulties ...

I'll only charge a thousand. just kidding.

I forgot to mention another sales tactic is to tell people at the three day class you can charge your investors the 40k tuition.

You cannot add charges for things that are currently included in the rent.  

Our current manager is in Huntsville and it is becoming clear that we need someone more local to Cullman who can be on top of showing our listings and taking charge of maintenance and repairs as needs arise. 

The nominal fee they charge will be worth it.....

There are a lot of cleaners on Turno and they  charge a few bucks on top of the cleaning fee but they have a good system for communications, ratings of cleaners, payments etc.