Most brokers will have fee agreements with their borrowers, and that defines the broker's responsibility.So a broker representing the borrower has little motivation to devalue the property.As for lenders not having formal entities and brokers having them, I don't think that's the case, in fact, I would generalize and say the opposite is more likely true, at least in my experience.

The structure is devaluing the property and is a knock down.

And for those who are in their 30s and think they will retire with paid off rentals, don't forget to factor in the following:Maintenance, taxes and insuranceDepreciation for your heirs to repayUsually good appreciation at first and then slowing in later years,,,why followsEconomic devaluation due to properties maturingChanges in demographics of the community, hot areas don't stay hotCompetition of comparable units and and newer unitsDecline due to obsolesence, may not command rising rents foreverMaintenance issues deferred become rehab projects years laterTax benefits die outGovernmental regulations adopted may cause additional expensesVariable costs increase- with stagnet rents (ie, taxes and insurance)Property becomes inefficient and functionally obsolesent in the market.Buying a 15 year old SFD when you are 30 and keeping it till you are 65 gives you a 50 year old property......now go into neighborhoods with 50 year old properties and see what the market is like inthose older areas.......I suggest you buy, do a 1031 or sell and upgrade your inventories.

Just wondering, do these enclosures devalue the prices of the neighborhood overall.

Identifying property that is zoned say for residential that can be re-zoned for commercial is a great way to add value to a property, but that's probably not where you are with this post.The mobile home can be a a matter of obsolescence, a funtion that causes the devaluing of real estate.

Then I go to Estonia, Latvia, Lithuania, Poland, Hungary, Bulgaria and other Danube River countries and feel sticker shock at the cost "in dollars" of a Big Mac and I see the hidden inflation and devaluation of our dollars' power.

In addition, at least in my business model, I don't have to speculate and leave my investment up to others, with flipping RE, I control the market and investment by controlling my acquisition price relative to actual value and control the market by getting in and out within 3 to 4 months which drastically reduces potential for devaluation over time.I can not do that with gold investments and I can not live inside of gold either.

Seems the response will be tariffs and/or dollar devaluation, perhaps both. this is probably a more significant concern to the buy and hold RE investor who owns all dollar-denominated assets.

With talk of a devaluing dollar, and the realization that the world today is increasingly global, I wanted to start a thread on REI diversification.Now, for most of us it is not feasible to buy property Cambodia or India, for example.

Will interest rates increase, which in turn devalues the same raw dollars of NOI because of increased debt service costs?