@Roy Gottesdiener I want to re-emphasize are the 6 homes you currently in an area where you are expecting to achieve significant appreciation in the next few years? 

But I might be wrong...I shall re-emphasize that the main problem will be with non-investors who are way over their head by going the route of FHA/VA or even conventional with 90% LTV (where possible).

We negotiated the purchase at $115,000 by leveraging our market knowledge and emphasizing the quick, cash-based closing, which appealed to the seller’s need for a fast transaction.

When I spoke to him over the phone, I emphasized that I would do everything in my ability to help get him out of the situation as smoothly as possible.  

This is accurate but I would really like to emphasize that "private lender" has become the best name for DSCR Loans as well which really should be distinct from Hard Money Loans - DSCR Loans (from private lenders) are much closer in form and rate to non-QM and even conventional than hard money.We for example would consider ourselves "Private Lender" with "DSCR Loans" for turnkey rental properties and "Hard Money Loans" for loans requiring rehab for a flip or BRRRR. 

We don't put expiration dates on our preapproval letters, instead we emphasize that it's only as good as that snapshot in time remains accurate.

I would love to have at least some multi-family units in my portfolio, if not going almost exclusively this route — I haven't quite decided yet.Before this becomes a novel, let me again emphasize how excited I am to be here, and please feel free to reach out if you are in my area as I would love to initiate ongoing conversations with folks in my area that are in the process of achieving similar goals!  

The deal emphasized the strength of our partnership with Seth and our commitment to delivering outstanding results through strategic investments.

I can't emphasize this enough -- nitwits who go at oil-based primer or poly without a mask to prove how macho they are invariably end up rushing the job.

@Terry TanWe have several student rental properties, including one rooming house in a similar configuration to what you describe above (9rms - 4up, 5 down).In addition to emphasizing @Chad Urbshott's warning about financing options - most of the Big-5 will not even wander into universityville these days and no-one will be clamouring to underwrite a rooming house - I suggest you check the City zoning in the area and the occupancy by-laws.