I also got a college graduation in business that emphasized real estate.  

The APR is being de-emphasized, and we now have a new term, the "TIP" (Total Interest Payment).  

But since so many pros here, and in RE books, emphasize cash flow, I'm still feeling like an outlier, and wondering if I'm not seeing some obvious pitfalls.

sounding too good to be true Oh, around 14% or soI think what you mean is that they can be gottenquickly and don't rely on your credit is what is "good"about them.I must emphasize the high rate.

I went to college and I got a business degree that was emphasized in real estate.  

I got a college degree and it emphasized real estate.  

My name is Andrew McFarlane and I am a recent graduate with a bachelors degree in business management with emphases in both finance and marketing.

While I am digressing a bit, what I am trying to emphasize is that pay down is my main return on the short financing properties. 

Then they emphasize that they have the "best" marketing plan.  

If I were to try and emphasize my point, it would have gone nowhere.