Especially when dealing w/ a lender, certainty of execution and program flexibility matters the most in my opinion.If you've ever waited weeks to hear "this won't work" on a DSCR deal, you know the cost of misalignment.When you start closing at volume and are trying to scale your portfolio: predictability, early clarity, and execution matters over everything else.Working with a lender who may be slightly higher on rate on edge case scenarios, but has predictable execution and a quick closing timeline will always outperform the lender who comes in a little cheaper but has a nightmare closing process.If you ever want to discuss deal metrics, always happy to help!

Maybe look into a down payment assistance program for a first time homebuyer and house hack.

Same for 2-years of job/income stability.Tenant Default: 10-20% probability of eviction or early lease termination.Section 8: Class C rents usually meet program requirements, proper screening still recommended.Vacancies: 10-20%, depending on market conditions and tenant screening.Cashflow vs Appreciation: Should cashflow immediately, at the lower end of relative rent & value appreciation.Class D Properties:Tenant Pool: Majority of FICO scores under 560, little to no good tradelines, lots of collections & chargeoffs, but should have no convictions/evictions in last 12 months.

I don't have experience with such programs.

@Kate Luna - I've been a part of a few coaching programs as well as masterminds.

Utilizing CREATIVE strategies can ENHANCE your wealth building, IF you know what the heck you’re doing, but creating an investment program around creative strategies rather than using creative strategies when and if appropriate will at least quadruple the time it takes to build a portfolio, if you’re able to generate enough deal flow at all. 

It is a corporate housing arbitrage mentoring program.I'm about to sign up but wanted to do my due diligence I want to check with people here if this is legit and if the program is worth the money they as asking for.

This is not just understanding the steps involved, it is more about how you eliminate as much risk/problems as possible; how do you identify issues quickly; how to you solve issues faster and with the least amount of costs.Books, podcasts, and forums will teach you: The mechanics The terminology The “ideal scenario”They will not teach you: When not to buy a deal How to navigate lender pressure How to manage capital calls How to communicate when things don’t go as plannedBe cautious with mentorship programs that promise speed & act like this is an easy business.We do coach, but our approach is much different than most gurus.3.

Once I found medicine I snowballed the hell out of it and grabbed every advance certification and degree I could that would add to income.

@Matt SettleHey Matt, if you’re short on the 20% down, some options to explore include: tapping other lines of credit, partnering with friends or family for a small JV, using a cash-out refinance on another property, or looking at properties that allow lower down payment programs like FHA (for house hacking) or portfolio loans from local banks.