Down payment for an investment property

[Matt Settle]

I am wanting to purchase an investment property but am running into a speed bump. I've qualified for a DCSR loan but having trouble finding the down payment. I already have a HELOC on our personal property that was used for renovations. Is there any other financial vehicle I could use to get the 20%? Any advice or options is helpful.

[Clayton Silva]

Honestly, the only way I have seen less down for investment stuff is buying a fixer upper on a low down payment fix and flip loan (10-15% down) and rehabbing it and then doing a refinance on the backend to keep it as a rental.  Outside of that, bring on a co borrower with cash, or continue saving for the down payment and reserves.