The default rates on those that put little or nothing into the deal are astronomically higher than those that have skin in the game.

I'd definitely get multiple quotes from agents that can shop & have good payout history.The coverages & deductibles will dictate your payment with each company.

But doing so, in this case, would effectively wipe out today’s payout and leave the calendar open with almost no notice to rebook.Any thoughts in what you will do here, do I accept or politely declined the date change and explained that the timing falls outside the flexible window to make changes per our cancellation/modification policy. seems also no middle ground (It does not allow me to surcharge a one night stay ).How do you handle same-day change requests while balancing fairness and protecting your calendar?

Rates are slightly lower today.

There will be one more FOMC meeting in December which will determine whether another rate cut is on the table.

Something from an advisor could be written by anyone.Social Security income has a maximum monthly payout of about $4k per month, and not many people get that (except the highest earners).

Good day all,I've owned karate schools for 27 years and the thing I'd attribute my success to is (well, God first) mentors.    I've had good ones and ones that weren't the best "fit".I was wondering if some of the fol...

They may have options that would provide coverage with conditions, maybe restricted water loss payouts, higher deductibles, or require water shut-off devices installed. 

I don't want to pay federal income taxes on the earnings I give them, the "interest" payout.

Meaning you don't get any protection out of it while you have to deal with it, move the tile behind the back of the bank, because of a low interest rate residential loan - or you a higher rate commercial 5 year balloon - risky for its own reasons.You will probably disagree with me here, but personally I believe that if you start out and buy a 200k single family with 20% down the disadvantages of an LLC outweigh the potential benefits by far.